Has your debt increased lately? Are you burnt out from trying various financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve already tried everything.
In the majority of cases, the best option is to speak with professionals that can help you settle this issue.
CuraDebt is among the most frequently contacted companies. Many people are asking if they can help you or put you in more debt.
According to their customers, they can assist you in managing 80% of your debt , so you are able to take couple of w
orries off your shoulders.
For some the claims seem too good to be true.
You might be looking for any solution that could help you resolve your debt. In that situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth look at how CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before you begin the review, you can go to this video in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief On Van Purchase
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most known feature. But they offer other services that can aid you in becoming more financially stable.
The process begins with requesting a free online savings estimate. It is a completely private service and won’t conduct a credit inquiry. With this estimate of savings you’ll discover more about alternatives to debt-free.
This estimate of savings, as mentioned earlier, provides you with an insight into your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you with credit arbitration if you decide to join. Certain financial advisors can assist you with your debt-free journey.
After your debt settlement program is completed, CuraDebt can be the company to handle all of your creditor’s calls. They’ll also be the ones that negotiate the terms of your repayment in accordance with the state of your financial situation. Depending on which works best your situation, the payment could be either a lump sum settlement or the option of a payment plan.
Additionally, they will be working with the lenders to help you have better rates as you make deposits to your savings account, which in turn, will be processed to pay the creditors. Their plans can help you settle the debt within the period of 48 months.
Once you’ve signed up with them, they will give you access to your data 24/7. All you need to do is sign in to CuraDebts the client portal to monitor your development.
Before you can benefit from the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll need to be:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you?
Here are the different ways CuraDebt can aid you.
As their name suggests, CuraDebt can help you deal your debt. They can negotiate settlements on your behalf to settle all kinds of debt. They can help with personal loans, medical bills, credit cards as well as lines of credit. They are also able to help settle any remaining balance on business debt, collections, or repossessions.
They may also assist in negotiating for back taxes as well as IRS debt. However, you won’t get assistance with the majority claims, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, if possible. Certain violations could cause your debt to be dismissed as well.
CuraDebt can also help you pay off debts with less than the amount you have. Additionally, you can ask questions during their free consult with their debt counselor.
The best part about the program is that you only have to pay for the charges when your debt is paid off. All you need to sign up for one of their plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
By using this program, you will be able to resolve various tax issues like garnishments on wages, tax penalties, personal and corporate taxes as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges either. They use only flat-fee pricing that is based on the amount you’ll must settle.
There are a variety of options for the settlement of your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they help you with?
Although debt settlement is their specialty however, they do not cater to all types of settlement. CuraDebt is only focused on loans that are not secured. They won’t be able to help you if the debt or loan is tied to an actual item.
If, however, you are in one of the following kinds of debt, they will arrange settlements for you.
With CuraDebt the service, you’ll be able to pay taxes that are due without any issues. Moreover, this type of service is offered to all 50 states if you owe money to the IRS. There are tax experts from the federal government that can help you resolve the issues.
CuraDebt can also help resolve your medical debt. In some cases you might even be able to pay them less than the amount you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students with negotiating any student loans that they have to pay.
Personal loans and payday loans are also eligible as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt can assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt is how the company has priced its services. They do not charge an upfront cost. The only time you pay is when you settle each of your debts.
Additionally, they don’t charge high costs either. On average, you’ll have to pay as much as 20 percent of the debt you settled through them.
In general, this type of industry can charge anywhere from 15% to 25%.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. This varies in relation to the amount you save per month.
Additionally, they claim that you could save as much as 30% when you factor in their costs into your calculations.
However, the claim may differ based on your specific situation. Some customers even claimed to save between 50% and up to 80%.
Benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt offers, Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt only charges you once you’ve paid off your debt. Additionally they charge only an amount of 20%, while many companies charge 25 percent.
If you’re finished with the debt settlement program, you may enroll in their credit repair program.
It’s an excellent option to rebuild your credit score without going into debt again. However, the program lasts differently for each person according to your personal situation.
In the end, CureDebt looks into your credit to assist in settlements and negotiations. So, your debt won’t increase over time. They’ll also look into any violations by creditors using their own experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief usually require that you stop paying with your credit card. If you’re trying to improve your credit score, it might cause you to delay getting rid of your obligations.
CureDebt does not have a mobile app available. While they do have a website that clients can access however, it appears old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
Moreover, they are still not credited with the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to pay off your debts without spending more on those types of services. Additionally, their 20% service fee is cheaper than most companies that offer a 25% fee. There is no upfront payment, and you will only have to pay the fee when your debt is finally settled.
While they’ll provide you with an account to see your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app, which will make it easier to track your progress.
They do have a good support team that you can contact them, not only via emails but by phone or by making an electronic ticket. Tax Relief On Van Purchase
If problem of debt is an problem right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the programs that they provide are offered in your state.
FAQ Tax Relief On Van Purchase
How long does it take to complete the course?
The average program is between 24 and 48 months dependent on the size of your debt and the agreed settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt offers a program for tax relief that can help you with problems such as late payroll tax and garnishments on wages.
What do I need to do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to lower your debt over time.