Has your debt been piling up lately? Are you burnt out from trying different financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve been through every thing.
In the majority of cases, the best way is to approach professionals that can help you settle this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of customers have asked if they can help you or help you get into more debt.
According to their clients, they can help you control 80% of your debt , so you can finally take a couple of w
orries off your mind.
However, for certain people they believe these claims are too good to be true.
You might be looking for anything that can assist you in paying off your debt. In this case, CuraDebt will mostly be suggested by people. We’ll take a deeper look at the way CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before you begin the review, you can watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief On University Fees
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What can CuraDebt do?
Assistance in settling your debt is the most well-known feature. But they offer other services that can help you be more financially secure.
It all begins with requesting a free savings estimate online. It is a completely private service and won’t be doing a credit check. By using this estimate of savings, you will learn more about your other options in your journey to debt-free.
The savings estimate, as mentioned before, gives you an idea of your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you with credit arbitration if you decide to sign up. Certain financial advisors can assist you in your debt-free journey.
After your debt settlement plan, CuraDebt can be the one to take care of all your creditor’s calls. They will also be the ones who determine what you will pay for your settlement in accordance with the state of your finances. In determining which option is the most effectively to you, this could be a lump-sum settlement or an installment plan.
Furthermore they will be working with lenders to help you get better rates when you transfer money into your savings account. This in turn, will be processed to pay back the creditors. Their plans can help you pay off the debt in two years.
Once you’ve signed up with them, they’ll provide you with access to your information 24/7. All you have to do is log in to CuraDebts Client Portal so that you can monitor your performance.
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can assist you.
As their name suggests, CuraDebt can help you deal your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. They can help with medical bills, personal loans credit cards, as well as lines of credit. They are also able to help settle any remaining balance of business debt and collections or repossessions.
They may also assist in negotiating for back taxes and IRS debt. But, you won’t receive assistance with the majority claims, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, should it be possible. Some violations can also lead to having your debts also dismissed.
CuraDebt lets you repay debt for less than the amount you have. You can also have questions answered during a free meeting with their debt counselor.
The most appealing aspect of their plan is that you only be charged once your debt is settled. All you need to sign up to one of their plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. After they have gathered all your financial records and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
With this program, you should be able to deal with the various types of tax problems such as wage garnishments and tax penalties, personal and corporate taxes and back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing that is based on the amount you’ll must settle.
There are a variety of options in paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they help you with?
Although they specialize in debt settlement, it is not their specialty however, they do not cater to all types of debt settlement. CuraDebt concentrates on unsecured debt. They aren’t able to help you if the credit or loan is tied to a physical item.
If you do have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able to settle your past-due tax debts without difficulty. Additionally, this service is offered across all 50 states, if you owe money to the IRS. They have federal tax experts to assist you with these kinds of problems.
CuraDebt can also help resolve your medical debt. In certain cases, you may even pay them for less than what you owe.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students in negotiating the student loans they have to pay.
Personal loans and payday loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card, CuraDebt will help you pay it off.
What is the cost?
The greatest thing about CuraDebt is how they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you’ve paid each of your outstanding debts.
Additionally, they don’t have high-cost costs either. On average, you’ll be required to pay between 20 and 20% of the debt you settled through them.
In general, this type of industry can charge anywhere from 15% to 25 percentage.
Moreover, clients can expect to settle their debt from between 2 and 4 years. This varies in relation to the amount you can save up per month.
They also claim that you can save up to 30% if you include their fees in your equation.
But this claim will also vary, depending on your situation. Some customers even claimed to save 50% to 80percent.
Benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt can offer you let’s explore the benefits of using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. Additionally, they only charge an amount of 20%, while many companies charge 25%.
Then, if you’re done by the program for debt relief you may join their credit restoration program.
It’s an excellent way to restore your credit score without having to go into debt again. However, the program runs different for every person according to your personal situation.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. So, your debt won’t increase as time passes. They’ll also look into any violations of creditor with the assistance of their in-house experts.
The drawbacks of using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to stop paying with your credit card. Therefore, if you’re trying improve your rating on your credit, this could set you back while you’re working on your obligations.
CureDebt also doesn’t offer a mobile application. While they do have a client website but it’s aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more on these kinds of services. In addition, their 20% service cost is cheaper than most businesses that charge an additional 25% charge. There is no upfront payment, and you will only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account so that you can track your progress however, their website isn’t easy to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to monitor your progress.
They do have a good support team, and you can reach them not only through emails but by phone or by making an electronic ticket. Tax Relief On University Fees
If your credit card is a major problem, then we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services they offer are available in your state.
FAQ Tax Relief On University Fees
How long does it take to complete the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt offers a program for tax relief that will aid you in dealing with problems such as late payroll taxes and garnishments on wages.
What should I do once I’m in the program?
You’ll be required to communicate with your team members and pay the required payments to lower your debt over time.