Are you experiencing debt that has been piling up lately? Are you tired of trying various financial advice and strategies but haven’t solved your problems?
Maybe you’re here because been through every thing.
In the majority of cases, your best way is to approach experts who can assist you settle this issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they can assist you or put you into more debt.
According to their clients they can help you control 80% of your debt so that you can take couple of worries off your plate.
However, for certain people the claims seem too good to be true.
Suppose you’re on the lookout for anything that can aid you in settling your debt. If that’s the scenario, CuraDebt will mostly be recommended by people. We’ll take a deeper review of how CuraDebt operates and what issues it can help you solve.
In addition, prior to our conclusion, we’ll also look into the advantages and disadvantages of this method.
Before you begin the review, watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief On Training Courses
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What can CuraDebt do?
Assistance in settling your debt is the most popular feature. But they offer additional services to assist you in becoming financially secure.
It all starts by requesting a no-cost savings estimate online. The service is completely confidential and they will not be doing a credit check. With this savings estimate you’ll be able to be able to learn more about the options towards debt-free.
The savings estimate, as mentioned before, gives you an idea of your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you with credit arbitration in the event that you decide to join. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement program is completed, CuraDebt is the company to handle all of your creditor’s calls. They will also be the ones that determine the terms of your settlement based on the status of your finances. Based on what works most effectively your situation, the payment can either be a lump sum settlement or an installment plan.
Furthermore, they will be working with creditors to ensure that you have better rates as you transfer money into your savings account, which is then processed to pay back the creditors. Their plans can help you get rid of debt in just two years.
After you’ve registered with them, they’ll give you access to your account information 24 hours a day. All you need to do is login to CuraDebts’ client portal so that you can monitor your development.
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the various ways CuraDebt can aid you.
As their name suggests, CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. They can help with personal loans, medical bills, credit cards and also line of credit. You can also approach them to settle any outstanding balance of business debt, collections, or repossessions.
They may also assist in negotiating for back taxes as well as IRS debt. However, you won’t get assistance with the majority of your lawsuits, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, if possible. Certain violations may result in having your debts also dismissed.
CuraDebt lets you pay off debts with less than the sum you have. You can also have questions answered during a free consultation with their debt counsellor.
The best part about the program is that you’ll only have to pay for the charges once your debt is settled. All you have to do is sign up with some of their programs and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. After they have gathered all your financial records and tax documents, they’ll also collect all the necessary paperwork for tax returns.
By using this program, you should be able to solve different types of taxes such as wage garnishments as well as tax penalties for personal and corporate taxes, back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges neither are there hidden fees. They only use flat-fee pricing and is dependent on the amount you’ll must settle.
They offer different options in paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they assist you with?
While debt settlement is their specialization however, they do not provide all kinds in debt resolution. CuraDebt is only focused on debt that is not secured. They can’t help you if the loan or debt is linked to an item that is physical.
However, if you have one of the following kinds of debt, they will make arrangements for settlements.
With CuraDebt, you should be able pay off taxes that are due without any issues. Additionally, this service is available across all 50 states, if you owe money in arrears to IRS. There are tax experts from the federal government who can assist you in resolving these types of issues.
CuraDebt can also assist in settling your medical debt. In some cases you could even settle the debt for less than you owe.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. Still, they can help private students with negotiating the student loans they are owed.
Personal and payday loans also qualify for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards or private label credit cards, CuraDebt will help you pay it off.
How much will it cost?
The best part about CuraDebt is how they’ve priced their services. They don’t charge upfront fees. Only pay when you have paid off all of your outstanding debts.
Also, they don’t have high-cost fees as well. On average, you’ll be required to pay between 20 and 20 percent of the debt that you settled with them.
In general, this type of business can cost anywhere between 15% and 25%.
Moreover, clients can expect to settle their debt from two to four years. However, this also varies according to the amount you save per month.
Also, they claim that you could save as much as 30% if you include their fees in your equation.
However, this statement will vary, depending on your situation. Some clients even mentioned saving between 50% and up to 80%.
Advantages to using CuraDebt
Once you’ve got an understanding of what CuraDebt offers, Let’s take a look at the benefits that come with using CuraDebt.
First, CuraDebt only charges you once you’ve paid off your debt. Additionally they only charge an amount of 20%, while the majority of companies charge 25%.
Then, if you’re done in the process of debt resolution, you could enroll in their credit repair program.
It’s a great method to improve your credit score without having to go back into debt. However, the program lasts differently for each person, depending on your situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that your debt won’t increase over time. They’ll also be looking into any violations of creditor with the help of their experts in-house.
Some disadvantages to using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with your credit card. So if you’re trying to improve your standing on credit scores, you might set you back while you’re working on your debt.
CureDebt does not offer a mobile application. While they have a website for clients, it looks aged and simple. It’s not particularly user-friendly, and can be challenging to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on these kinds of services. Moreover their 20% service fee is cheaper than most firms that charge an additional 25% charge. There is no upfront payment, and you will only have to pay when your debt is finally settled.
Although they’ll give you an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt does not have an app that will make it easier to look at your progress. Tax Relief On Training Courses
They do have a great support team and can be reached them, not only via emails but also via phone or making an e-ticket. Tax Relief On Training Courses
If the credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the programs they offer are available in your area.
FAQ Tax Relief On Training Courses
What is the time frame to complete the course?
The average program is 24 to 48 months, depending on the amount of your debt and the stipulated settlement.
Can CuraDebt help with state tax problems?
It is true that CuraDebt has a tax relief program that can assist you with issues like delinquent taxes and garnishments on wages.
What do I need to do after joining the program?
You’ll need to constantly communicate with your team members and make the necessary payments to reduce the amount of debt you have over time.