Are you experiencing debt that has been increasing lately? Are you tired of trying different financial advice and tips but still have unsolved issues?
Maybe you’re here because been through every thing.
In most cases, the best option is to speak with experts who can help you resolve the issue.
CuraDebt is one of the most asked companies. Many customers have asked if they can help you or put you into more debt.
According to their clients, they can help you control 80percent of your debts so that you can finally take a couple of worries off your mind.
But for some people they believe these claims are too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. In that case, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at the way CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion, we’ll also look into the advantages and disadvantages of this method.
Before you begin the review, watch this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief On Rent Ireland
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is the most popular feature. But they offer other services that will help you be more financially stable.
It all begins by requesting a free savings estimate on the internet. The service is completely confidential and won’t conduct a credit inquiry. With this savings estimate you’ll be able to be able to learn more about the alternatives towards debt-free.
Savings estimates, which was mentioned previously, offers you an insight into your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you with credit arbitration if you decide to enroll. Certain financial advisors can assist you in your debt-free journey.
Following the debt settlement plan, CuraDebt is the agency to answer all of your creditors’ calls. They will also be the ones who will determine conditions of the repayment in accordance with the state of your financial situation. In determining which option is the best for you, it can be either a lump sum settlement or the option of a payment plan.
Moreover they will also work with creditors to ensure that you have better rates as you deposit money to your savings account, which is then processed to pay off the creditors. Their programs can assist you to pay off the debt in 48 months.
After you’ve registered with them, they will allow you access to your information 24/7. All you have to do is login to CuraDebts Client Portal to monitor your progress.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll have to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf to settle all kinds of debt. These include personal loans, medical bills credit cards, as well as loans. They can also be approached to pay off any remaining amount on business debts, collections, or repossessions.
They may also assist in negotiating for back taxes and IRS debt. However, you will not receive assistance for the majority cases, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations in order to get cash settlements, if they are possible. Some violations can also lead to having your debts dismissed as well.
CuraDebt also allows you to repay debt for less than the amount you own. Additionally, you can ask questions during their free meeting with their debt advisor.
The most appealing aspect of their program is that you will only pay the fees after your debt has been settled. All you have to sign up for any of the plans, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. After they have gathered all your financial records and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
By using this program, you will be able to solve different types of taxes like wage garnishments, tax penalties, personal and corporate taxes and back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs also. They only use flat-fee pricing and is dependent on the amount you must settle.
They offer different options in the settlement of the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialization, they don’t provide all kinds of debt settlement. CuraDebt only focuses on debt that is not secured. They won’t be able to assist you if your loan or debt is linked to an item that is physical.
If, however, you are in the following types of debt, they’ll make arrangements for settlements.
With CuraDebt the service, you’ll be able to pay your past-due tax debts without any problems. Additionally, this service is accessible across all 50 states, if you owe money towards the IRS. They have federal tax experts that can help you resolve these kinds of problems.
CuraDebt will also help you resolve your medical debt. In some cases you could even settle them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. They can however assist private students in negotiating any loans they have to pay.
Personal and payday loans are also eligible to be eligible for debt relief programs. You can also avail of the program if you also have other unsecured credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards, CuraDebt can help you pay it off.
How much will it cost?
The greatest thing about CuraDebt is how the company has priced its services. They don’t charge upfront fees. Only pay when you settle each of your debts.
They also don’t have high-cost charges either. On average, you’ll have to pay between 20 and 20 percent of the debt you settled with them.
On average, this type of business can cost anywhere between 15 and 25 percentage.
Additionally, customers can anticipate to settle their debt from two to four years. This varies depending on the amount that you are able to save each month.
Also, they claim you can save as much as 30% if you include their costs into your calculations.
However, the claim may vary, depending on your specific situation. Some clients even mentioned saving 50% to 80percent.
The benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt offers, let’s explore the benefits that come with using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. In addition they only charge a 20% fee while most companies charge you 25%.
Next, if you’re done in the process of debt resolution you may also sign up for their credit restoration program.
It’s a great way to restore the credit rating without going in debt again. However, the program lasts differently for each person according to your personal situation.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. So, your debt won’t increase as time passes. They’ll also investigate any violations of creditor using their experts in-house.
Drawbacks of using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Settlement of debt and debt relief often require you to stop making payments using your credit card. Therefore, if you’re trying improve your standing on credit scores, you could cause you to delay finishing your obligations.
CureDebt doesn’t even offer a mobile application. While they have a website that clients can access however, it appears aged and simple. It’s not particularly user-friendly, and can be challenging to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on these kinds of services. In addition, their 20% service fee is less expensive than the majority of companies that offer a 25% fee. There is no upfront payment, and you will only be required to pay once your debt is finally settled.
While they’ll provide you with an account so that you can track your progress however, their website isn’t easy to navigate. CuraDebt also doesn’t have an app, which could make it easier for you to monitor your progression. Tax Relief On Rent Ireland
However, they have a good support team that you can contact them not only through emails but also via phone or making an electronic ticket. Tax Relief On Rent Ireland
If the credit card is a major problem right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the services they provide are in your state.
FAQ Tax Relief On Rent Ireland
What is the time frame to complete the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief that will assist you with issues like delinquent tax issues and garnishments on wages.
What should I do after joining the program?
You’ll be required to communicate with the team and make the necessary payments to reduce your debt over time.