Has your debt been piling up lately? Are you tired of trying other financial advice and tips but haven’t solved your problems?
Perhaps you’re here because you’ve tried every thing.
In the majority of cases, your most effective approach is to talk to experts who can help you resolve the issue.
CuraDebt is one of the most frequently contacted companies. A lot of people have been inquiring whether they are able to help or put you in more debt.
According to their clients, they can help you manage 80% of your debts so that you are able to take couple of worries off your plate.
However, for certain people the claims seem too good to be true.
If you’re looking for anything that can help you resolve your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper study of the way CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude our discussion, we’ll take a look at its advantages and drawbacks.
Before starting the review, you can check out this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief On Private Pensions
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is the most well-known feature. However, they also offer additional services to assist you in becoming financially stable.
The process begins with requesting a free savings estimate on the internet. The service is completely confidential, and they won’t conduct a credit inquiry. By using this estimate of savings you’ll learn more about your alternatives to be debt-free.
Savings estimates, as mentioned before, gives you the opportunity to consider your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to help you with credit arbitration if you decide to sign up. Some financial advisors can help you on your path to debt-free living.
Following the debt settlement plan, CuraDebt will be the company to take care of all your creditor’s calls. They will also be the ones that will negotiate the terms of your payment based on the status of your financial situation. In determining which option is the most effectively for you, it could either be a lump sum settlement or the option of a payment plan.
Furthermore they will also be working with the creditors to ensure that you have better rates as you deposit money to your savings account. This in turn, will process to pay off creditors. Their plans can help you get rid of debt in just two years.
Once you’ve signed up with them, they will allow you access to your information 24/7. All you have to do is login to CuraDebts’ client portal to monitor your performance.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to be:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal with debt. They are able to negotiate settlements on your behalf for all kinds of debt. They can help with medical bills, personal loans credit cards and also lines of credit. They are also able to settle any outstanding balance of business debt, collections, or repossessions.
They may even assist you in negotiating for back taxes and IRS debt. However, you won’t get assistance for the majority cases, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, if they are possible. Some violations can also lead to having your debts also dismissed.
CuraDebt lets you pay off debts with less than the amount you own. They also allow you to ask questions during their free consult with their debt counsellor.
The greatest benefit of the program is that you’ll only be charged after your debt has been settled. All you have to sign up for some of their programs and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they collect all of your financial documentation and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
Through this program, you’ll be able to resolve various tax issues like garnishments on wages, tax penalties, personal and corporate taxes as well as back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees neither are there hidden fees. They only offer flat-fee prices that is based on the amount you need to settle.
They have different solutions when it comes to the settlement of taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they assist you with?
While debt settlement is their specialization, they don’t offer all kinds of debt settlement. CuraDebt concentrates on debt that is not secured. They aren’t able to assist you if your loan or debt is linked to an item that is physical.
However, if you have the following types of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able pay off taxes that are due without any issues. Additionally, this service is available to all 50 states if you owe money to the IRS. There are tax experts from the federal government to assist you with these kinds of problems.
Medical Debt
CuraDebt will also help you resolve your medical debt. In some cases, you may even pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students negotiate any loans they owe.
Personal Loan
Personal and payday loans are also eligible for the debt settlement program. You can also avail if you have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards and private-label credit cards CuraDebt can assist you in paying it off.
What will it cost you?
The best part about CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your debts.
Also, they don’t charge high costs either. In the average, you’ll need to pay as much as 20% of the debt you settled through them.
In general, this type of industry can charge anywhere between 15 and 25 percentage.
Moreover, clients can expect to settle their debt from 2 to 4 years. This varies depending on the amount that you can save up per month.
Also, they claim that you could save as much as 30% if you include their charges into your calculation.
However, the claim may depend on the situation. Some customers have even talked about saving 50 to 80%.
> > Click Here to Get A Debt Consultation for Free < <
The benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt is only charged after you’ve settled your debt. Additionally, they only charge a 20% fee while most companies charge you 25%.
Next, if you’re done in the process of debt resolution you may also sign up for their credit restoration program.
It’s a fantastic option to rebuild the credit rating without having to go back into debt. The program is however designed differently for each person according to your personal situation.
In the end, CureDebt looks into your credit to help with settlements and negotiations. This means your debt won’t inflate over time. They’ll also be looking into any violations by creditors using their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using the credit card you use. So if you’re trying to increase your rating on your credit, this could set you back while you’re finishing your credit card debt.
CureDebt does not have a mobile app available. While they do have a website for clients however, it appears old and mundane. It’s not particularly intuitive and could be challenging to navigate.
Furthermore, they are not credited with the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to settle your debt without spending more on those types of services. Moreover their 20% service charge is less expensive than the majority of businesses that charge an additional 25% charge. There is no upfront payment, and you will only have to pay when the debt is settled.
Although they’ll give you an account to see your progress but their website isn’t simple to navigate. CuraDebt does not have an app yet, which would make it easier to monitor your performance. Tax Relief On Private Pensions
However, they have a competent support staff that you can contact them, not only via emails but also by phone or making an e-ticket. Tax Relief On Private Pensions
If the credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the services they offer are available in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief On Private Pensions
How long does it take to complete the program?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt provides tax relief programs that will assist you with issues like delinquent tax and wage garnishments.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with your team members and pay the required payments to pay down your debt over time.
