Have your debts been piling up lately? Are you tired of trying other financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, your best option is to speak with experts who can help you resolve the issue.
CuraDebt is among the most asked companies. A lot of people are asking if they are able to help or help you get into more debt.
According to their clients they can help you control 80percent of your debts so that you can finally take a few things off of your mind.
However, for certain people they believe these claims are too good to be true.
If you’re looking for anything that can help you resolve your debt. If that’s the situation, CuraDebt will mostly be highly recommended by those. We’ll take a deeper review of the way CuraDebt operates and what issues it can solve for you.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before beginning the review, watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief On Prescription Drugs
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best known feature. But they offer additional services to help you be more financially stable.
It all starts by requesting a no-cost savings estimate online. The service is completely confidential and won’t be conducting a credit screening. By using this estimate of savings, you will be able to learn more about the other options in your journey towards debt-free.
The savings estimate, which was mentioned previously, offers you an insight into your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with credit arbitration if you decide to sign up. Some financial advisors can help you with your debt-free journey.
Following the debt settlement plan, CuraDebt is the one to take care of all your creditors’ calls. They will be the ones who negotiate what you will pay for your settlement in accordance with the state of your finances. Based on what works best to you, this can be a lump-sum settlement or a payment plan.
Furthermore they will also be working with the creditors so that you can have better rates as you deposit money to your savings account, which in turn, will be processed to pay off the creditors. Their plans can help you settle the debt within 48 months.
After you’ve signed up with them, they will provide you with access to your information 24/7. All you have to do is log in to CuraDebts’ client portal to monitor your progress.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll need to be:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they assist you?
Here are some of the ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf for most types of debt. They can help with medical bills, personal loans credit cards and also lines of credit. They can also be approached to pay off any remaining balance of business debt collection, repossessions, or collections.
They can even help negotiate with back taxes and IRS debt. However, you will not receive assistance for the majority claims, government loans as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations so that you can have cash settlements, should it be possible. Certain violations may cause your debt to be dismissed as well.
CuraDebt also allows you to settle debt with less than the amount you own. You can also ask questions during their free consult with their debt counsellor.
The most appealing aspect of their plan is that you’ll only be charged after your debt has been settled. All you need to sign up to one of their plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they’ve gathered all your financial records, they will also collect all the necessary paperwork to file tax returns.
With this program, you will be able to deal with the various types of tax problems like garnishments on wages, tax penalties, personal and taxation for business and back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices and is dependent on the amount you must settle.
There are a variety of options in paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they help you with?
While debt settlement is their forte, they don’t offer all kinds in debt resolution. CuraDebt only focuses on debt that is not secured. They won’t be able to assist you if your loan or debt is linked to an item that is physical.
However, if you have the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able pay off taxes that are due without any problems. Furthermore, this service is available to all 50 states if you have a debt to the IRS. There are tax experts from the federal government who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In certain cases you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students with negotiating any loans they are owed.
Personal Loan
Payday loans and personal loans are also eligible for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards, CuraDebt will assist you in paying it off.
What is the cost?
The best part about CuraDebt is how they’ve priced their services. They don’t charge upfront fees. You’ll only pay once you’ve paid each of your debts.
Also, they don’t have high-cost charges either. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled with them.
In general, this type of business can cost anywhere from 15% to 25 percentage.
Moreover, clients can expect to pay off their debts in two to four years. However, this also varies in relation to the amount you can save up per month.
Also, they claim that you could save up to 30% by incorporating their costs into your calculations.
But this claim will also depend on your specific situation. Some customers even claimed to save 50% to up to 80%.
> > Click Here to Get A Debt Consultation for Free < <
Benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt offers, let’s look into the advantages from using CuraDebt.
First, CuraDebt is only charged when you’ve paid off your debt. In addition, they only charge a 20% fee while most companies charge you 25%.
Then, if you’re done with the debt settlement program you can join their credit restoration program.
It’s a great option to rebuild your credit without going back into debt. However, the program lasts differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. This means your debt won’t increase as time passes. They’ll also investigate any violations by creditors using their in-house experts.
Drawbacks of using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with your credit card. Therefore, if you’re trying increase your rating on your credit, this might set you back while you’re finishing your debt.
CureDebt does not have a mobile app available. While they do have a client website but it’s outdated and basic. It’s not very intuitive and could be difficult to navigate.
In addition, they’re not recognized by the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more on those types of services. Additionally their 20% service fee is less expensive than the majority of businesses that charge the 25% cost. There is no upfront payment and you’ll only be required to pay once the debt is settled.
While they’ll provide you with an account so that you can track your progress, their website is not user-friendly. CuraDebt does not have an app yet, which will make it easier to monitor your progress.
However, they have a great support team, and you can reach them not just via email but also via phone or making an electronic ticket. Tax Relief On Prescription Drugs
If the credit card is a major problem right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the services they offer are available in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief On Prescription Drugs
How long does it take to complete the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt aid with tax problems in the state?
Yes, CuraDebt provides tax relief programs that can assist you with issues such as late payroll taxes and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to lower your debt over time.
