Have your debts increased lately? Are you exhausted from trying different financial advice and strategies but still have unsolved issues?
Perhaps you’re here because you’ve already tried every thing.
In the majority of cases, the best way is to approach professionals that can help you resolve the issue.
CuraDebt is one of the most asked companies. Many people are asking if they can assist you or help you get into more debt.
According to their clients they can help you control 80% of your debts so that you can take couple of worries off your mind.
But for some people, these claims are just too good to be true.
If you’re looking for something that will assist you in paying off your debt. In this scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep review of how CuraDebt works and what problems it can help you solve.
Furthermore, before we conclude, we’ll also look into its advantages and drawbacks.
Before starting the review, go to this video for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tax Relief On Mileage Form
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best known feature. But they offer other services that can assist you in becoming financially stable.
The process starts by requesting a no-cost savings estimate online. The service is completely confidential and they will not conduct a credit inquiry. By using this estimate of savings you’ll be able to discover more about alternatives to debt-free.
Savings estimates, as we’ve mentioned before, gives you an insight into your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to help you with the process of credit arbitration should you choose to sign up. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement plan, CuraDebt will be the company to take care of all your creditors’ calls. They will also be the ones who determine the terms of your payment in accordance with the state of your financial situation. Depending on which works best to you, this could be either a lump sum settlement or an installment plan.
Moreover they will be working with the lenders to help you have better rates as you make deposits to your savings account. This, in turn, will be processed to pay off creditors. Their plans can help you get rid of debt in just 48 months.
Once you’ve signed up with them, they’ll give you access to your information 24/7. All you have to do is log in to CuraDebts’ client portal to track your progress.
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are the different ways CuraDebt can aid you.
Like their name implies, CuraDebt can help you deal with your debt. They can negotiate settlements on your behalf to settle most types of debt. They can help with personal loans, medical bills, credit cards and lines of credit. They are also able to help settle any remaining amount on business debts collection, repossessions, or collections.
They may also assist in negotiating on tax owed as well as IRS debt. But, you won’t receive assistance for the majority of your lawsuits, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors to ensure that you receive cash settlements, if they are possible. Some violations can also cause your debt to be dismissed as well.
CuraDebt can also help you settle debt with less than the amount you have. You can also inquire about your debt during their no-cost meeting with their debt counselor.
The best part about the program is that you’ll only pay the fees once your debt is settled. All you have to do is sign up with any of the plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial records, they will also collect all the paperwork you’ll need for tax returns.
With this program, you will be able to resolve various tax issues such as garnishments on wages and tax penalties, personal and taxation for business as well as back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs also. They use only flat-fee pricing and is dependent on the amount you must settle.
They offer different options in paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they assist you with?
Although debt settlement is their specialization however, they do not cater to all types of settlement. CuraDebt concentrates on unsecured debt. They won’t be able to help you if the credit or loan is tied to a physical item.
If you do have the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to pay taxes that are due without difficulty. Additionally, this service is offered to all 50 states if you have a debt towards the IRS. They have federal tax experts that can help you resolve these types of issues.
CuraDebt can also assist in settling any medical-related debt. In certain cases, you may even pay the debt for less than you owe.
Private Student Loan
CuraDebt does not offer federal student loans. They can however assist private students in negotiating any student loans that they owe.
Personal and payday loans also qualify for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card, CuraDebt will help you pay it off.
How much will it cost?
The best part about CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. Only pay when you have paid off all of your outstanding debts.
Additionally, they do not charge high costs either. On average, you’ll have to pay as much as 20% of the debt you settled through them.
In general, this type of industry charges from 15% to 25 percent.
Additionally, customers can anticipate to pay off their debts in two to four years. But, it also differs in relation to the amount you save per month.
They also claim you can save up to 30% when you factor in their costs into your calculations.
But this claim will also differ based on your situation. Some customers even claimed to save between 50% and 80%.
Benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. Additionally, they only charge an amount of 20%, while many companies charge 25 percent.
Next, if you’re done in the process of debt resolution, you may join their credit repair program.
It’s an excellent method to improve the credit rating without having to go in debt again. The program is however designed differently for each person, depending on your situation.
Finally, CureDebt looks into your financial obligations to assist with settlements and negotiations. So, your debt won’t increase as time passes. They’ll also investigate any violations of creditor with the assistance of their experts in-house.
The drawbacks of using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt relief and debt settlements typically require you to cease making payments with . So if you’re trying to improve your standing on credit scores, you might set you back while you’re getting rid of your debt.
CureDebt also doesn’t have a mobile app. Although they have a client website however, it appears outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
Furthermore, they are not accredited with an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you resolve your debt without having to spend more on these kinds of services. In addition the 20% service cost is less expensive than the majority of companies that offer an additional 25% charge. There aren’t any upfront fees, and you will only be required to pay once the debt is settled.
While they’ll provide you with an account to see your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app that will make it easier to track your progression. Tax Relief On Mileage Form
However, they have a good support team and can be reached them, not only via emails but also by phone or making an e-ticket. Tax Relief On Mileage Form
If problem of debt is an problem right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the programs they offer are available in your area.
FAQ Tax Relief On Mileage Form
How long will it take to finish the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt and the agreed settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt provides tax relief programs to aid you in dealing with problems such as late payroll tax and wage garnishments.
What should I do once I’m in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to pay down your debt over time.