Are you experiencing debt that has been increasing lately? Are you burnt out from trying various financial advice and strategies but haven’t solved your problems?
Maybe you’re here because you’ve tried every thing.
In the majority of cases, the best option is to speak with experts who can assist you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. Many people are asking if they can assist you or help you get into more debt.
According to their customers, they can assist you in managing 80percent of your debts so that you can finally take a couple of things off your shoulders.
But for some people, these claims are just too good to be true.
You might be looking for any solution that could aid you in settling your debt. If that’s the case, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of how CuraDebt works and what problems it can solve for you.
In addition, prior to our conclusion we’ll look at its benefits and drawbacks.
Before you begin the review, check out this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief On Life Insurance Premiums
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Helping you pay off your debt is the most known feature. However, they also offer other services that will help you be more financially stable.
It all starts by requesting a no-cost savings estimate on the internet. The service is completely confidential and won’t conduct a credit inquiry. By using this estimate of savings you’ll learn more about your options to be debt-free.
Savings estimates, which was mentioned before, gives you an insight into your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration in the event that you decide to join. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement plan, CuraDebt is the company to answer all of your creditor’s calls. They’ll also be the ones who will determine the terms of your repayment based on the status of your finances. In determining which option is the best your situation, the payment could be a lump-sum settlement or an installment plan.
Moreover, they will work with creditors to ensure that you get better rates when you transfer money into your savings account, which is then processed to pay off the creditors. Their programs can assist you to settle the debt within 48 months.
After you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you need to do is log in to CuraDebts’ client portal to monitor your progress.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to satisfy their criteria first. For eligibility, you’ll need to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they assist you?
Here are some of the ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf to settle all kinds of debt. They can help with medical bills, personal loans, credit cards and line of credit. You can also approach them to help settle any remaining amount on business debts and collections or repossessions.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you won’t get assistance with the majority cases, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, if they are possible. Some violations can also lead to having your debts also dismissed.
CuraDebt lets you pay off debts with less than the amount you own. They also allow you to have questions answered during a free meeting with their debt advisor.
The most appealing aspect of their program is that you will only pay the fees when your debt is paid off. All you need to sign up to any of the plans, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they collect all of your financial records, they will also collect all the documents you’ll require for tax returns.
With this program, you should be able to resolve different types of taxes like garnishments on wages as well as tax penalties for personal and corporate taxes and back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees either. They only offer flat-fee prices and is dependent on the amount that you’ll need to settle.
There are a variety of options for the settlement of the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What types of debt are they able to help with?
Although they specialize in debt settlement, it is not their specialization however, they do not provide all kinds of debt settlement. CuraDebt concentrates on debt that is not secured. They can’t assist you if your loan or debt is linked to an actual item.
However, if you have the following types of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able to settle tax debts that were due to be paid without any problems. Additionally, this service is available to all 50 states if you owe money to the IRS. They have federal tax experts that can help you resolve the issues.
Medical Debt
CuraDebt will also help you resolve your medical debt. In some cases, you may even pay them less than the amount you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. They can however assist private students negotiate any loans they have to pay.
Personal Loan
Personal loans and payday loans also qualify to be eligible for debt relief programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you’ve paid each of your outstanding debts.
Also, they do not charge high charges either. In the average, you’ll need to pay as much as 20 percent of the debt that you settled through them.
In the average, this kind of industry charges between 15 and 25 percentage.
Moreover, clients can expect to settle their debt from two to four years. But, it also differs in relation to the amount you are able to save each month.
Additionally, they claim you can save as much as 30% if you include their charges into your calculation.
However, this statement will depend on the situation. Some customers even claimed to save between 50% and up to 80%.
> > Click Here to Get A Debt Consultation for Free < <
Advantages to using CuraDebt
Once you’ve got an understanding of what CuraDebt can offer you let’s look into the advantages from using CuraDebt.
First, CuraDebt only charges you after you’ve settled your debt. Additionally they charge only a 20% fee while the majority of companies charge 25%.
Next, if you’re done in the process of debt resolution, you could enroll in their credit repair program.
It’s a fantastic option to rebuild the credit rating without going into debt again. The program is however designed different for every person dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to help with settlements and negotiations. This means your debt won’t increase over time. They’ll also look into any violations by creditors with the assistance of their own experts.
Drawbacks of the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using . Therefore, if you’re trying build a better credit score, it might set you back while you’re working on your obligations.
CureDebt also doesn’t offer a mobile application. While they do have a client website, it looks outdated and basic. It’s not very user-friendly, and can be difficult to navigate.
Furthermore, they are not credited with their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on those types of services. Moreover their 20% service cost is cheaper than most companies that offer the 25% cost. There is no upfront payment and you’ll only have to pay when the debt is paid off.
Although they’ll allow you to access an account that allows you to track your progress, their website is not simple to navigate. CuraDebt does not have an app, which will make it easier to track your progress.
They do have a competent support staff, and you can reach them not only through emails but also via phone or making an electronic ticket. Tax Relief On Life Insurance Premiums
If problem of debt is an problem, then we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the services that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief On Life Insurance Premiums
How long does it take to complete the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt assist in the fight against state tax issues?
It is true that CuraDebt has a tax relief program that can aid you in dealing with problems such as delinquent payroll taxes and garnishments on wages.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to lower your debt over time.
