Have your debts been increasing lately? Are you exhausted from trying different financial advice and strategies but haven’t solved your problems?
Maybe you’re here because you’ve tried every thing.
In most cases, the best way is to approach experts who can help to resolve this issue.
CuraDebt is among the companies that get the most inquiries. A lot of customers have asked if they can help you or put you into more debt.
According to their clients they can assist you in managing the majority of your debt , so you can take couple of things off your shoulders.
For some they believe these claims are too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. In this situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep look at how CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude, we’ll also look into the advantages and disadvantages of this method.
Before you begin the review, you can check out this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tax Relief On Depreciation
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What can CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best well-known feature. They also provide other services that will aid you in becoming more financially stable.
It all starts by requesting a no-cost savings estimate online. It is a completely private service, and they won’t be doing a credit check. With this savings estimate, you will discover more about alternatives towards debt-free.
This estimate of savings, as mentioned before, gives you an idea of your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you in navigating credit arbitration if you decide to enroll. Financial advisors may be able to assist you with your debt-free journey.
Following the debt settlement program is completed, CuraDebt can be the one to take care of all your creditor’s calls. They’ll also be the ones that determine conditions of the payment in accordance with the state of your finances. Based on what works best to you, this could either be a lump sum settlement or the option of a payment plan.
Furthermore they will also be working with creditors so that you can enjoy better rates when you deposit money to your savings account. This is then processed to pay back creditors. Their plans can help you settle the debt within 48 months.
After you’ve registered with them, they will provide you with access to your information 24/7. All you need to do is login to CuraDebts’ client portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. To be eligible, you’ll have to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on behalf of you for all kinds of debt. These include personal loans, medical bills, credit cards as well as loans. They can also be approached to pay off any remaining balance on business debt, collections, or repossessions.
They may even assist you in negotiating with back taxes as well as IRS debt. But, you won’t receive assistance for the majority of your lawsuits, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors to ensure that you receive cash settlements, if they are possible. Certain violations could cause your debt to be removed as well.
CuraDebt lets you repay debt for less than the amount you own. Additionally, you can have questions answered during a free consult with their debt counselor.
The greatest benefit of their program is that you only be charged after your debt has been settled. All you need to do is sign up with one of their plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial documents, they will also collect all the paperwork you’ll need for tax returns.
With this program, you should be able to resolve different types of taxes like garnishments on wages, tax penalties, personal and business taxes and back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges also. They use only flat-fee pricing, which depends on the amount you need to settle.
They offer different options in paying off taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kinds of debts can they help you with?
Although they specialize in debt settlement, it is not their specialization however, they do not offer all kinds of debt settlement. CuraDebt concentrates on unsecured debt. They aren’t able to assist you if your credit or loan is tied to a physical item.
If you do have the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt it is expected that you will be able pay off taxes that are due without any issues. Additionally, this service is available to all 50 states in the event that you have a debt towards the IRS. There are federal tax experts who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt can also assist in settling the medical bills. In some instances you could even settle them for less than what you have to pay.
Private Student Loan
CuraDebt does not offer Federal student loan. They can however assist private students in negotiating any student loans that they owe.
Personal Loan
Payday loans and personal loans are also eligible for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt will assist you in paying it off.
What is the cost?
The best part about CuraDebt is how the company has priced its services. They don’t charge an upfront fee. Only pay when you have paid off all of your debts.
Also, they don’t charge high charges either. On average, you’ll have to pay as much as 20% of the debt you settled with them.
In the average, this kind of industry charges between 15% and 25 percentage.
Moreover, clients can expect to settle their debts within two to four years. But, it also differs according to the amount you are able to save each month.
They also claim that you can save as much as 30% when you factor in their charges into your calculation.
But this claim will also depend on your situation. Some customers have even talked about saving between 50% and 80percent.
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Benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. Furthermore they only charge an amount of 20%, while most companies charge you 25 percent.
If you’re finished with the debt settlement program you may join their credit repair program.
It’s a fantastic way to restore your credit score without having to go into debt again. However, the program lasts different for every person, depending on your situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also look into any creditor violations with the assistance of their in-house experts.
Drawbacks of using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Settlement of debt and debt relief often require you to stop paying with your credit card. So if you’re trying to build a better rating on your credit, this may set you back while you’re finishing your obligations.
CureDebt doesn’t even offer a mobile application. While they do have a website that clients can access however, it appears aged and simple. It’s not very intuitive, and it can be difficult to navigate.
In addition, they’re not credited with their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to resolve your debt without having to spend more for these types of services. In addition their 20% service charge is cheaper than most businesses that charge the 25% cost. There aren’t any upfront fees, and you will only be required to pay once the debt is settled.
Although they’ll give you an account so that you can track your progress but their website isn’t user-friendly. CuraDebt does not have an app, which would make it easier to track your performance.
They do have a competent support staff and can be reached them, not only via emails but also by phone or making an e-ticket. Tax Relief On Depreciation
If the credit card is a major issue right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the programs they provide are in your state.
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FAQ Tax Relief On Depreciation
How long does it take to complete the course?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt aid with state tax problems?
It is true that CuraDebt offers a program for tax relief that can help you with problems such as late payroll tax and wage garnishments.
What’s the first thing I have to do once I’m in the program?
You’ll be required to communicate with your team members and make the necessary payments to lower your debt over time.
