Have your debts increased lately? Are you tired of trying other financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because been through everything.
In most cases, the best option is to speak with experts who can assist you settle this issue.
CuraDebt is among the companies that get the most inquiries. Many people have been inquiring whether they can help you or help you get into more debt.
According to their clients they can assist you in managing 80percent of your debts so that you can take few things off of your mind.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for something that will assist you in paying off your debt. In that case, CuraDebt will mostly be recommended by people. We’ll take a deeper study of the way CuraDebt works and what problems it could help solve.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before starting the review, you can go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief On Course Fees
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. But they offer other services that will assist you in becoming financially secure.
The process begins by requesting a free online savings estimate. This service is very confidential, and they won’t be conducting a credit screening. With this savings estimate you’ll learn more about your options to debt-free.
The savings estimate, which was mentioned earlier, provides you with an idea of your options regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you in navigating credit arbitration if you decide to enroll. Financial advisors may be able to assist you with your debt-free journey.
Following the debt settlement plan, CuraDebt can be the company to take care of all the calls from your creditors. They’ll also be the ones that will negotiate what you will pay for your payment depending on the condition of your finances. In determining which option is the best to you, this could be either a lump sum settlement or an installment plan.
Furthermore they will also be working with lenders to help you enjoy better rates when you transfer money into your savings account. This is then processed to pay off the creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
After you’ve signed up with them, they will provide you with access to your information 24/7. All you have to do is log in to CuraDebts Client Portal to monitor your development.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll have to be:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they help you?
Here are some of the ways CuraDebt can help you.
As their name suggests, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for most types of debt. These include medical bills, personal loans credit cards, and also lines of credit. You can also approach them to help settle any remaining balance on business debt and collections or repossessions.
They can even help negotiate on tax owed as well as IRS debt. But, you won’t receive support for most cases, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, should it be possible. Some violations can also result in having your debts also dismissed.
CuraDebt also allows you to pay off debts with less than the amount you have. You can also ask questions during their free consult with their debt advisor.
The greatest benefit of the program is that you’ll only pay the fees when your debt is paid off. All you need to sign up for some of their programs and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they collect all of your financial documents and tax documents, they’ll also collect all the documents you’ll require for tax returns.
By using this program, you should be able to solve various tax issues such as wage garnishments and tax penalties, personal and taxation for business, back taxes and trust fund penalties and tax lien.
There aren’t hidden fees also. They use only flat-fee pricing that is based on the amount you’ll need to settle.
There are a variety of options in settling taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
Although debt settlement is their forte but they aren’t able to provide all kinds in debt resolution. CuraDebt only focuses on debt that is not secured. They can’t assist you if your credit or loan is tied to an actual item.
If you do have the following types of debt, they’ll make arrangements for settlements.
With CuraDebt it is expected that you will be able pay off taxes that are due without any issues. Furthermore, this service is offered across all 50 states, if you have a debt towards the IRS. There are federal tax experts that can help you resolve these types of issues.
CuraDebt can also assist in settling the medical bills. In some instances you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. They can however assist private students in negotiating any student loans that they owe.
Personal loans and payday loans also qualify for the debt settlement program. You may also be eligible the program if you have other unsecure credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards, CuraDebt can assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. Only pay when you’ve paid each of your outstanding debts.
They also don’t charge high fees as well. In the average, you’ll need to pay as much as 20 percent of the debt you settled with them.
In general, this type of industry charges from 15% to 25%.
Moreover, clients can expect to settle their debt from 2 to 4 years. This varies according to the amount you can save up per month.
Additionally, they claim that you can save up to 30% if you include their charges into your calculation.
But this claim will also vary, depending on your situation. Some clients even mentioned saving 50% to up to 80%.
Benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can provide, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. Additionally they only charge 20% of the cost, whereas the majority of companies charge 25%.
Then, if you’re done by the program for debt relief you can enroll in their credit restoration program.
It’s an excellent option to rebuild your credit without going into debt again. The program is however designed different for every person according to your personal situation.
In the end, CureDebt looks into your credit to help with settlements and negotiations. This means your debt won’t increase as time passes. They’ll also be looking into any violations of creditor using their own experts.
The drawbacks of the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using your credit card. Therefore, if you’re trying increase your credit score, it may delay you from finishing your debt.
CureDebt does not have a mobile app available. Although they have a website that clients can access but it’s outdated and basic. It’s not particularly intuitive, and it can be challenging to navigate.
In addition, they’re not accredited with an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to settle your debt without spending more for these types of services. Additionally the 20% service cost is less expensive than the majority of businesses that charge an additional 25% charge. There are no upfront payments, and you will only be required to pay once the debt is paid off.
Although they’ll allow you to access an account that allows you to track your progress, their website is not simple to navigate. CuraDebt does not have an app, which could make it easier for you to track your performance. Tax Relief On Course Fees
However, they have a competent support staff and can be reached them not just via email but also via phone or submitting an electronic ticket. Tax Relief On Course Fees
If the problem of debt is an issue right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the programs they offer are available in your state.
FAQ Tax Relief On Course Fees
What is the time frame to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt assist with tax problems in the state?
It is true that CuraDebt has a tax relief program that can aid you in dealing with problems such as late payroll tax issues and garnishments on wages.
What do I need to do once I’m in the program?
You’ll be required to communicate with your team members and make the necessary payments to lower your debt over time.