Have your debts been increasing lately? Are you tired of trying other financial tips and advice but still have unsolved issues?
Maybe you’re here because been through every thing.
In the majority of cases, the best way is to approach experts who can assist to resolve this issue.
CuraDebt is one of the most asked companies. Many customers have asked if they can help you or put you into more debt.
According to their clients, they can help you manage 80percent of your debts so that you are able to take couple of worries off your plate.
But for some people they believe these claims are too good to be true.
If you’re looking for anything that can help you resolve your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep review of how CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude, we’ll also look into its advantages and drawbacks.
Before beginning the review, you can check out this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief On Care Home Costs
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is the most popular feature. They also provide other services that will assist you in becoming financially stable.
First of all, it begins with requesting a free savings estimate on the internet. It is a completely private service and won’t be doing a credit check. With this estimate of savings, you will discover more about other options in your journey to debt-free.
The savings estimate, as mentioned earlier, provides you with an insight into your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating credit arbitration if you decide to enroll. Financial advisors may be able to assist you on your path to debt-free living.
After your debt settlement program, CuraDebt is the company to handle all of your creditors’ calls. They will also be the ones that negotiate what you will pay for your repayment in accordance with the state of your financial situation. Based on what works most effectively your situation, the payment can either be a lump sum settlement or an installment plan.
Furthermore, they will be working with the lenders to help you enjoy better rates when you make deposits to your savings account. This, in turn, will process to pay back creditors. Their programs can assist you to settle the debt within the period of 48 months.
After you’ve signed up with them, they’ll allow you access to your account information 24 hours a day. All you need to do is log in to CuraDebts’ client portal to monitor your progress.
Before you are able to avail the program, you’ll have to satisfy their criteria first. To be eligible, you’ll need to be:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are the various ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on behalf of you for the majority of types of debt. This includes medical bills, personal loans credit cards, and also loans. They are also able to pay off any remaining balance of business debt, collections, or repossessions.
They may also assist in negotiating on tax owed and IRS debt. However, you won’t get assistance for the majority claims, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, if they are possible. Certain violations could cause your debt to be removed as well.
CuraDebt also allows you to repay debt for less than the amount you have. You can also inquire about your debt during their no-cost consult with their debt counselor.
The greatest benefit of the program is that you’ll only pay the fees once your debt is settled. All you have to sign up to one of their plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial records, they will also collect all the paperwork you’ll need for tax returns.
With this program, you will be able to deal with the various types of tax problems such as garnishments on wages as well as tax penalties for personal and taxation for business and back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges also. They use only flat-fee pricing, which depends on the amount you’ll must settle.
There are a variety of options for the settlement of the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt are they able to help with?
Although debt settlement is their specialization however, they do not cater to all types of debt settlement. CuraDebt only focuses on debt that is not secured. They can’t assist you if your credit or loan is tied to a physical item.
If you do have the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able to settle tax debts that were due to be paid without any problems. Furthermore, this service is offered to all 50 states in the event that you owe money in arrears to IRS. There are federal tax experts that can help you resolve the issues.
CuraDebt can also help resolve any medical-related debt. In some instances, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. However, they can assist private students with negotiating any student loans that they owe.
Personal and payday loans are also eligible to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines that you got from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards and private-label credit cards CuraDebt will help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt is how they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you’ve paid each of your outstanding debts.
Additionally, they don’t charge high charges either. In the average, you’ll need to pay between 20 and 20 percent of the debt you settled through them.
On average, this type of industry can charge anywhere between 15% and 25 percentage.
In addition, customers can expect to pay off their debts in two to four years. However, this also varies depending on the amount that you save per month.
Also, they claim that you could save up to 30% when you factor in their fees in your equation.
However, this statement will vary, depending on your situation. Some clients even mentioned saving 50% to 80percent.
Benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can provide, let’s explore the benefits that come with using CuraDebt.
In the beginning, CuraDebt will only charge you when you’ve paid off your debt. In addition they charge only 20% of the cost, whereas the majority of companies charge 25 percent.
Then, if you’re done in the process of debt resolution you can join their credit repair program.
It’s an excellent way to restore your credit without having to go into debt again. The program is however designed in a different way for each individual, depending on your situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that your debt won’t inflate over time. They’ll also look into any creditor violations using their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with . Therefore, if you’re trying build a better credit score, it could delay you from getting rid of your credit card debt.
CureDebt also doesn’t have a mobile app available. While they do have a website for clients however, it appears old and mundane. It’s not particularly intuitive, and it can be challenging to navigate.
Furthermore, they are not accredited with an accreditation from the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to pay off your debts without spending more on those types of services. Additionally, their 20% service cost is lower than many firms that charge the 25% cost. There is no upfront payment, and you will only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account so that you can track your progress however, their website isn’t easy to navigate. CuraDebt also doesn’t have an app, which will make it easier to look at your performance. Tax Relief On Care Home Costs
They do have a competent support staff and can be reached them not only through emails but also by phone or sending an electronic ticket. Tax Relief On Care Home Costs
If your problem of debt is an issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the services they offer are available in your area.
FAQ Tax Relief On Care Home Costs
How long will it take to complete the program?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief that will aid you in dealing with problems such as delinquent payroll tax issues and wage garnishments.
What should I do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to reduce your debt over time.