Are you experiencing debt that has been increasing lately? Are you burnt out from trying different financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve already tried every thing.
In most cases, the best option is to speak with experts who can assist you settle this issue.
CuraDebt is among the most asked companies. Many customers have asked if they are able to help or put you into more debt.
According to their customers, they can help you manage 80percent of your debts so that you can finally take a few things off of your mind.
But for some people, these claims are just too good to be true.
Suppose you’re on the lookout for any solution that could assist you in paying off your debt. In this situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep study of the way CuraDebt operates and what issues it can solve for you.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before starting the review, you can watch this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief On 8000
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is the most popular feature. However, they also offer other services that can assist you in becoming financially stable.
It all starts by requesting a no-cost savings estimate on the internet. It is a completely private service and they will not be conducting a credit screening. With this estimate of savings, you will be able to learn more about the options to be debt-free.
The savings estimate, as we’ve mentioned previously, offers you an insight into your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating credit arbitration in the event that you decide to enroll. Some financial advisors can help you in your debt-free journey.
Following your debt settlement program, CuraDebt will be the agency to take care of all the calls from your creditors. They will also be the ones who negotiate what you will pay for your repayment based on the status of your financial situation. In determining which option is the most effectively to you, this can be a lump-sum settlement or the option of a payment plan.
Moreover, they will be working with the creditors to ensure that you have better rates as you deposit money to your savings account. This, in turn, will be processed to pay back creditors. Their plans can help you get rid of debt in just 48 months.
After you’ve signed up with them, they will give you access to your information 24/7. All you have to do is login to CuraDebts’ client portal so that you can monitor your performance.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll have to meet the following criteria:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are some of the ways CuraDebt can help you.
As their name suggests, CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. This includes medical bills, personal loans credit cards, as well as lines of credit. They can also be approached to settle any outstanding amount on business debts collection, repossessions, or collections.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you will not receive assistance for the majority cases, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they can help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, if they are possible. Certain violations could result in having your debts dismissed as well.
CuraDebt can also help you repay debt for less than the sum you have. Additionally, you can have questions answered during a free meeting with their debt counsellor.
The most appealing aspect of the program is that you only pay the fees when your debt is paid off. All you have to sign up for some of their programs and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they collect all of your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
By using this program, you will be able to deal with different types of taxes such as wage garnishments, tax penalties, personal and corporate taxes, back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs either. They only use flat-fee pricing, which depends on the amount you’ll need to settle.
There are a variety of options in settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
While debt settlement is their specialty, they don’t cater to all types in debt resolution. CuraDebt concentrates on debt that is not secured. They aren’t able to help you if the credit or loan is tied to an item that is physical.
If you do have the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able pay off taxes that are due without difficulty. Additionally, this service is available to all 50 states if you owe money to the IRS. There are federal tax experts to assist you with these kinds of problems.
CuraDebt can also assist in settling your medical debt. In certain cases you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt does not offer federal student loans. Still, they can help private students with negotiating any loans they are owed.
Payday loans and personal loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, or private label credit cards CuraDebt can help you pay it off.
How much will it cost?
The greatest thing about CuraDebt is how they’ve priced their services. They do not charge an upfront cost. Only pay when you have paid off all of your debts.
Additionally, they don’t have high-cost fees as well. On average, you’ll have to pay up to 20% of the debt you settled with them.
In the average, this kind of business can cost anywhere between 15% and 25%.
Additionally, customers can anticipate to settle their debts within two to four years. This varies in relation to the amount you can save up per month.
They also claim that you can save as much as 30% if you include their costs into your calculations.
However, the claim may vary, depending on your specific situation. Some customers have even talked about saving between 50% and 80%.
Advantages to using CuraDebt
Now that you have an understanding of the benefits CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. Additionally, they only charge a 20% fee while many companies charge 25 percent.
If you’re finished with the debt settlement program, you can also sign up for their credit repair program.
It’s a fantastic method to improve your credit score without having to go back into debt. However, the program runs in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your financial obligations to help with settlements and negotiations. So, your debt won’t inflate over time. They’ll also investigate any creditor violations with the help of their own experts.
The drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Settlement of debt and debt relief often require you to cease making payments with . So if you’re trying to improve your credit score, it may cause you to delay getting rid of your obligations.
CureDebt also doesn’t have a mobile app. While they have a website that clients can access, it looks aged and simple. It’s not particularly intuitive, and it can be difficult to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more on these kinds of services. Additionally their 20% service fee is cheaper than most businesses that charge the 25% cost. There aren’t any upfront fees, and you will only have to pay the fee when your debt is finally settled.
Although they’ll allow you to access an account to see your progress but their website isn’t user-friendly. CuraDebt does not have an app, which will make it easier to track your progression.
However, they have a good support team that you can contact them not only through emails but also via phone or submitting an electronic ticket. Tax Relief On 8000
If the credit card is a major issue right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re qualified and that the services that they provide are offered in your state.
FAQ Tax Relief On 8000
What is the time frame to finish the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt assist in the fight against state tax issues?
It is true that CuraDebt has a tax relief program to assist you with issues such as delinquent payroll tax issues and wage garnishments.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to pay down your debt over time.