Has your debt been piling up lately? Are you tired of trying various financial advice and tips but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through everything.
In most cases, the best option is to speak with professionals that can help to resolve this issue.
CuraDebt is one of the most asked companies. A lot of customers have asked if they can assist you or put you in more debt.
According to their clients, they can help you control the majority of your debts so that you can take couple of things off your shoulders.
But for some people, these claims are just too good to be true.
If you’re looking for something that will assist you in paying off your debt. In this situation, CuraDebt will mostly be recommended by people. We’ll take a deeper study of the way CuraDebt is used and the problems it can solve for you.
Moreover, before we end our discussion, we’ll take a look at its advantages and drawbacks.
Before starting the review, check out this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief North Carolina
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best known feature. But they offer other services that can help you be more financially stable.
First of all, it starts by requesting a no-cost online savings estimate. It is a completely private service, and they won’t conduct a credit inquiry. By using this estimate of savings you’ll learn more about your other options in your journey to debt-free.
The savings estimate, as mentioned previously, offers you an idea of your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to help you with credit arbitration in the event that you decide to join. Some financial advisors can help you in your debt-free journey.
Following your debt settlement plan, CuraDebt is the company to handle all of your creditor’s calls. They will also be the ones who determine conditions of the repayment based on the status of your financial situation. Depending on which works best to you, this could be a lump-sum settlement or an installment plan.
Furthermore, they will work with lenders to help you enjoy better rates when you transfer money into your savings account, which in turn, will be processed to pay off creditors. Their plans can help you pay off the debt in 48 months.
After you’ve signed up with them, they will give you access to your information 24/7. All you have to do is log in to CuraDebts Client Portal to track your development.
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to be:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are some of the ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf for most types of debt. They can help with medical bills, personal loans credit cards, as well as line of credit. They can also be approached to help settle any remaining balance on business debt collection, repossessions, or collections.
They can even help negotiate with back taxes and IRS debt. However, you won’t get assistance with the majority claims, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, if possible. Certain violations may lead to having your debts removed as well.
CuraDebt also allows you to repay debt for less than the amount you have. Additionally, you can inquire about your debt during their no-cost meeting with their debt advisor.
The best part about their program is that you will only be charged when your debt is paid off. All you need to sign up to some of their programs, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they collect all of your financial records and tax documents, they’ll also collect all the necessary paperwork for tax returns.
Through this program, you’ll be able to resolve different types of taxes like wage garnishments as well as tax penalties for personal and corporate taxes as well as back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges also. They only use flat-fee pricing, which depends on the amount that you’ll must settle.
They offer different options when it comes to the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialty however, they do not provide all kinds of settlement. CuraDebt is only focused on unsecured debt. They won’t be able to assist you if your credit or loan is tied to an item that is physical.
If you do have the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able to pay tax debts that were due to be paid without difficulty. Furthermore, this service is accessible to all 50 states if you have a debt in arrears to IRS. There are federal tax experts to assist you with these kinds of problems.
CuraDebt will also help you resolve any medical-related debt. In some instances you could even settle them for less than what you are owed.
Private Student Loan
CuraDebt does not offer Federal student loan. They can however assist private students negotiate the student loans they owe.
Payday loans and personal loans are also eligible for the debt settlement program. You can also avail if you have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, or private label credit cards, CuraDebt will help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is how they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you’ve paid each of your debts.
Also, they do not charge high costs either. In the average, you’ll need to pay between 20 and 20% of the debt you settled with them.
In general, this type of industry can charge anywhere between 15% and 25 percent.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. This varies in relation to the amount you can save up per month.
Also, they claim that you could save up to 30% when you factor in their charges into your calculation.
However, the claim may depend on your specific situation. Some customers have even talked about saving 50% to 80%.
Benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can provide, Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt only charges you when you’ve paid off your debt. In addition, they only charge 20% of the cost, whereas most companies charge you 25%.
Next, if you’re done by the program for debt relief you can also sign up for their credit repair program.
It’s a great method to improve the credit rating without going into debt again. However, the program runs different for every person, depending on your situation.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also look into any violations of creditor with the assistance of their in-house experts.
Some disadvantages to using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using your credit card. Therefore, if you’re trying increase your standing on credit scores, you might delay you from working on your credit card debt.
CureDebt doesn’t even have a mobile app available. Although they have a website for clients however, it appears aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
Furthermore, they are not credited with the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you pay off your debts without spending more for these types of services. In addition their 20% service cost is cheaper than most businesses that charge an additional 25% charge. There is no upfront payment, and you will only be required to pay once your debt is finally settled.
While they’ll provide you with an account that allows you to track your progress, their website is not simple to navigate. CuraDebt isn’t even an app, which could make it easier for you to monitor your performance.
They do have a great support team that you can contact them not only through emails but by phone or by sending an electronic ticket. Tax Relief North Carolina
If problem of debt is an problem right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services they offer are available in your area.
FAQ Tax Relief North Carolina
How long does it take to complete the course?
The average program is 24 to 48 months, dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt help with tax problems in the state?
Yes, CuraDebt offers a program for tax relief that will aid you in dealing with problems such as delinquent payroll taxes and garnishments of wages.
What’s the first thing I have to do once I’m in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to lower the amount of debt you have over time.