Are you experiencing debt that has increased lately? Are you exhausted from trying different financial tips and advice but still have unsolved issues?
Maybe you’re here because you’ve already tried everything.
In the majority of cases, the best option is to speak with professionals that can help you resolve the issue.
CuraDebt is one of the most asked companies. A lot of customers have asked if they are able to help or put you into more debt.
According to their customers, they can help you manage 80% of your debt , so you can take couple of things off your plate.
For some, these claims are just too good to be true.
You might be looking for anything that can aid you in settling your debt. In this case, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of the way CuraDebt is used and the problems it could help solve.
Moreover, before we end our discussion, we’ll take a look at its benefits and drawbacks.
Before beginning the review, you can watch this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief News Phone Calls
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is the most well-known feature. However, they also offer additional services to aid you in becoming more financially stable.
First of all, it starts by requesting a no-cost savings estimate on the internet. The service is completely confidential and won’t be conducting a credit screening. By using this estimate of savings, you will be able to learn more about the alternatives to debt-free.
This estimate of savings, as we’ve mentioned earlier, provides you with an insight into your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to help you with the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program, CuraDebt can be the agency to answer all of your creditor’s calls. They’ll be the ones who determine the terms of your settlement in accordance with the state of your financial situation. In determining which option is the best to you, this could either be a lump sum settlement or a payment plan.
Additionally they will also be working with the lenders to help you enjoy better rates when you make deposits to your savings account. This, is then processed to pay off creditors. Their programs can assist you to settle the debt within the period of 48 months.
After you’ve registered with them, they will give you access to your account information 24 hours a day. All you have to do is log in to CuraDebts the client portal so that you can monitor your progress.
Before you can benefit from their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the various ways CuraDebt can aid you.
As their name suggests, CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on your behalf for all kinds of debt. They can help with personal loans, medical bills credit cards, as well as lines of credit. They can also be approached to help settle any remaining balance on business debt and collections or repossessions.
They may even assist you in negotiating on tax owed and IRS debt. But, you won’t receive support for most of your lawsuits, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they can assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations in order to get cash settlements, if possible. Certain violations may cause your debt to be dismissed as well.
CuraDebt can also help you repay debt for less than the sum you have. You can also ask questions during their free consultation with their debt advisor.
The greatest benefit of their program is that you only pay the fees once your debt is settled. All you have to sign up for one of their plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they collect all of your financial documentation and tax documents, they’ll also collect all the necessary paperwork for tax returns.
Through this program, you will be able to solve the various types of tax problems such as garnishments on wages, tax penalties, personal and taxation for business and back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees also. They only use flat-fee pricing and is dependent on the amount you’ll must settle.
They offer different options for settling the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their specialization, they don’t offer all kinds of settlement. CuraDebt only focuses on loans that are not secured. They aren’t able to assist you if your debt or loan is tied to an actual item.
If you do have the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able to settle taxes that are due without difficulty. Additionally, this service is available to all 50 states in the event that you owe money in arrears to IRS. There are federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also help resolve your medical debt. In certain cases, you may even pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. Still, they can help private students with negotiating any loans they are owed.
Personal loans and payday loans also qualify to be eligible for debt relief programs. It is also possible to avail the program the program if you have other unsecure credit lines that you got from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, as well as private label credit card, CuraDebt can help you pay it off.
How much will it cost?
The best part about CuraDebt is the way they’ve priced their services. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your outstanding debts.
Also, they don’t charge high costs either. On average, you’ll have to pay up to 20 percent of the debt that you settled with them.
In general, this type of industry charges from 15% to 25 percent.
Additionally, customers can anticipate to settle their debts within 2 to 4 years. But, it also differs depending on the amount that you are able to save each month.
Also, they claim that you can save up to 30% when you factor in their costs into your calculations.
But this claim will also depend on your specific situation. Some clients even mentioned saving 50 to 80percent.
The benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt offers, let’s look into the advantages of using CuraDebt.
In the beginning, CuraDebt is only charged after you’ve settled your debt. Additionally, they only charge 20% of the cost, whereas many companies charge 25 percent.
Then, if you’re done by the program for debt relief you may join their credit repair program.
It’s a fantastic method to improve the credit rating without having to go in debt again. The program is however designed differently for each person dependent on the circumstances of your case.
Finally, CureDebt looks into your financial obligations to assist with settlements and negotiations. So, your debt won’t increase as time passes. They’ll also be looking into any violations of creditor using their own experts.
The drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with . So if you’re trying to build a better credit score, it could delay you from getting rid of your credit card debt.
CureDebt doesn’t even offer a mobile application. While they do have a client website, it looks old and mundane. It’s not particularly intuitive, and it can be difficult to navigate.
Furthermore, they are not accredited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more on these kinds of services. Moreover, their 20% service charge is less expensive than the majority of businesses that charge an additional 25% charge. There is no upfront payment and you’ll only have to pay when the debt is paid off.
Although they’ll give you an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app, which would make it easier to track your progression.
They do have a great support team, and you can reach them not only through emails but also via phone or sending an e-ticket. Tax Relief News Phone Calls
If the problem of debt is an issue right now, we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services they provide are in your state.
FAQ Tax Relief News Phone Calls
How long will it take to complete the course?
The typical program lasts from between 24 and 48 months depending on the amount of your debt and the stipulated settlement.
Can CuraDebt assist in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief that can aid you in dealing with problems such as delinquent payroll tax issues and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to pay down your debt over time.