Have your debts been increasing lately? Are you tired of trying different financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, your best option is to speak with professionals that can help you resolve the issue.
CuraDebt is among the companies that get the most inquiries. A lot of people are asking if they are able to help or put you into more debt.
According to their clients, they can assist you in managing 80% of your debts so that you can finally take a couple of things off your plate.
But for some people they believe these claims are too good to be true.
If you’re looking for something that will assist you in paying off your debt. In that situation, CuraDebt will mostly be suggested by people. We’ll take a deeper study of how CuraDebt operates and what issues it can solve for you.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before you begin the review, check out this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief Near Warrenton Nc
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best well-known feature. But they offer other services that can assist you in becoming financially stable.
First of all, it begins with requesting a free online savings estimate. It is a completely private service, and they won’t be doing a credit check. By using this estimate of savings you’ll be able to be able to learn more about the options to be debt-free.
This estimate of savings, which was mentioned previously, offers you the opportunity to consider your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you in navigating credit arbitration in the event that you decide to join. Financial advisors may be able to assist you in your debt-free journey.
Following the debt settlement plan, CuraDebt can be the one to handle all of your creditor’s calls. They’ll be the ones who determine the terms of your repayment depending on the condition of your finances. Depending on which works most effectively for you, it could either be a lump sum settlement or an installment plan.
Moreover they will also work with creditors to ensure that you enjoy better rates when you deposit money to your savings account. This, in turn, will be processed to pay off the creditors. The plans they offer can help you pay off the debt in the period of 48 months.
Once you’ve signed up with them, they’ll allow you access to your information 24/7. All you have to do is sign in to CuraDebts’ client portal to monitor your development.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll have to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the various ways CuraDebt can help you.
Like their name implies, CuraDebt can help you deal with your debt. They can negotiate settlements on your behalf to settle most types of debt. They can help with personal loans, medical bills, credit cards as well as lines of credit. They are also able to pay off any remaining balance on business debt, collections, or repossessions.
They may even assist you in negotiating on tax owed as well as IRS debt. However, you won’t get assistance for the majority cases, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, should it be possible. Certain violations could result in having your debts also dismissed.
CuraDebt can also help you settle debt with less than the amount you own. They also allow you to have questions answered during a free consult with their debt counselor.
The best part about their plan is that you only be charged after your debt has been settled. All you need to sign up to any of the plans, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. After they have gathered all your financial documentation They will also gather all the necessary paperwork to file tax returns.
Through this program, you will be able to deal with the various types of tax problems like garnishments on wages as well as tax penalties for personal and taxation for business, back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices and is dependent on the amount you’ll have to pay.
They offer different options in paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts are they able to help with?
Although they specialize in debt settlement, it is not their forte but they aren’t able to offer all kinds of settlement. CuraDebt concentrates on debt that is not secured. They won’t be able to assist you if your debt or loan is tied to a physical item.
However, if you have the following types of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able to pay tax debts that were due to be paid without any problems. Moreover, this type of service is accessible to all 50 states if you owe money to the IRS. They have federal tax experts that can help you resolve the issues.
CuraDebt can also assist in settling the medical bills. In some instances, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students negotiate the student loans they are owed.
Personal loans and payday loans also qualify to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines that you got from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will assist you in paying it off.
What is the cost?
The best part about CuraDebt is the way the company has priced its services. They do not charge an upfront cost. The only time you pay is when you have paid off all of your debts.
Also, they don’t charge high charges either. On average, you’ll be required to pay as much as 20% of the debt you settled with them.
In general, this type of business can cost anywhere between 15 and 25%.
In addition, customers can expect to pay off their debts in between 2 and 4 years. However, this also varies in relation to the amount you are able to save each month.
They also claim that you could save up to 30% by incorporating their fees in your equation.
However, this statement will differ based on the situation. Some clients even mentioned saving 50 to 80percent.
Benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can provide, let’s explore the benefits from using CuraDebt.
The first is that CuraDebt only charges you after you’ve settled your debt. Additionally they only charge 20% of the cost, whereas many companies charge 25%.
Then, if you’re done with the debt settlement program, you can enroll in their credit restoration program.
It’s an excellent way to restore your credit score without having to go back into debt. However, the program runs differently for each person according to your personal situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that your debt won’t increase over time. They’ll also look into any violations by creditors with the assistance of their experts in-house.
Drawbacks of the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using your credit card. So if you’re trying to improve your standing on credit scores, you could cause you to delay working on your obligations.
CureDebt also doesn’t have a mobile app available. While they do have a client website, it looks old and mundane. It’s not very intuitive, and it can be challenging to navigate.
Furthermore, they are not credited with an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to resolve your debt without having to spend more on those types of services. In addition their 20% service fee is lower than many businesses that charge a 25% fee. There aren’t any upfront fees and you’ll only have to pay when the debt is settled.
While they’ll provide you with an account that allows you to track your progress, their website is not easy to navigate. CuraDebt does not have an app yet, which will make it easier to monitor your performance.
However, they have a good support team, and you can reach them not just via email but also by phone or making an electronic ticket. Tax Relief Near Warrenton Nc
If your debt is a big problem, then we highly recommend CuraDebt’s program. Be sure to be eligible and that the services they provide are in your area.
FAQ Tax Relief Near Warrenton Nc
How long does it take to complete the program?
The average program is 24 to 48 months, dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt aid with state tax problems?
It is true that CuraDebt has a tax relief program that can assist you with issues such as late payroll taxes and wage garnishments.
What’s the first thing I have to do once I’m in the program?
You’ll be required to communicate with the team and pay the required payments to pay down your debt over time.