Have your debts been increasing lately? Are you exhausted from trying various financial advice and tips but haven’t solved your problems?
Perhaps you’re here because you’ve been through every thing.
In most cases, the best way is to approach professionals that can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. A lot of people have been inquiring whether they can help you or put you into more debt.
According to their clients they can assist you in managing 80% of your debts so that you can finally take a couple of worries off your mind.
For some they believe these claims are too good to be true.
You might be looking for anything that can help you resolve your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper look at the way CuraDebt operates and what issues it can solve for you.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before beginning the review, go to this video if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief Near Me
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is the most known feature. However, they also offer other services that will assist you in becoming financially stable.
The process begins by requesting a free savings estimate online. It is a completely private service and they will not be conducting a credit screening. With this savings estimate you’ll discover more about other options in your journey to debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with the opportunity to consider your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with credit arbitration if you decide to sign up. Certain financial advisors can assist you on your path to debt-free living.
After your debt settlement program, CuraDebt is the company to handle all of the calls from your creditors. They will be the ones who negotiate what you will pay for your payment based on the status of your financial situation. Based on what works best for you, it can either be a lump sum settlement or a payment plan.
Furthermore they will also work with lenders to help you get better rates when you make deposits to your savings account, which in turn, will be processed to pay off creditors. Their plans can help you get rid of debt in just two years.
After you’ve registered with them, they’ll provide you with access to your account information 24 hours a day. All you have to do is login to CuraDebts’ client portal so that you can monitor your progress.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to satisfy their criteria first. For eligibility, you’ll have to meet the following requirements:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the various ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt can help you deal with debt. They can negotiate settlements on your behalf for all kinds of debt. These include personal loans, medical bills credit cards, and loans. You can also approach them to settle any outstanding amount on business debts collection, repossessions, or collections.
They can even help negotiate with back taxes as well as IRS debt. However, you won’t get assistance with the majority of your lawsuits, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors to ensure that you receive cash settlements, if they are possible. Certain violations could result in having your debts also dismissed.
CuraDebt can also help you settle debt with less than the amount you own. You can also ask questions during their free consultation with their debt counsellor.
The greatest benefit of the program is that you will only pay the fees when your debt is paid off. All you have to sign up to some of their programs, and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial documentation They will also gather all the documents you’ll require for tax returns.
By using this program, you will be able to solve different types of taxes such as garnishments on wages and tax penalties, personal and business taxes and back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges either. They only offer flat-fee prices that is based on the amount you’ll must settle.
They have different solutions when it comes to the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt can they help you with?
While debt settlement is their specialty however, they do not cater to all types of settlement. CuraDebt only focuses on unsecured debt. They can’t assist you if your debt or loan is tied to an actual item.
If, however, you are in the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any problems. Additionally, this service is accessible to all 50 states in the event that you have a debt in arrears to IRS. They have federal tax experts to assist you with these types of issues.
Medical Debt
CuraDebt can also assist in settling the medical bills. In certain cases you could even settle them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students negotiate any student loans that they have to pay.
Personal Loan
Personal and payday loans are also eligible as debt-settling programs. It is also possible to avail the program if you have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards as well as private label credit card CuraDebt can assist you in paying it off.
How much will it cost?
The most appealing aspect of CuraDebt is the way they’ve priced their services. They don’t charge an upfront fee. Only pay when you have paid off all of your outstanding debts.
Also, they don’t have high-cost fees as well. On average, you’ll be required to pay between 20 and 20% of the debt you settled with them.
In general, this type of business can cost anywhere between 15 and 25 percentage.
In addition, customers can expect to settle their debt from two to four years. But, it also differs according to the amount you can save up per month.
They also claim you can save as much as 30% by incorporating their charges into your calculation.
However, the claim may vary, depending on the situation. Some customers have even talked about saving 50% to 80percent.
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Advantages to using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt offers, let’s look into the advantages from using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. Furthermore they only charge an amount of 20%, while the majority of companies charge 25 percent.
If you’re finished in the process of debt resolution you may enroll in their credit restoration program.
It’s a fantastic method to improve your credit score without having to go in debt again. However, the program lasts differently for each person according to your personal situation.
In the end, CureDebt looks into your financial obligations to assist with settlements and negotiations. So, your debt won’t increase as time passes. They’ll also look into any violations of creditor with the assistance of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt relief and debt settlements often require you to cease making payments with the credit card you use. Therefore, if you’re trying increase your standing on credit scores, you could delay you from working on your obligations.
CureDebt does not have a mobile app available. Although they have a client website, it looks aged and simple. It’s not particularly intuitive, and it can be challenging to navigate.
Moreover, they are still not credited with their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to settle your debt without spending more on these kinds of services. In addition their 20% service cost is less expensive than the majority of firms that charge an additional 25% charge. There are no upfront payments, and you will only have to pay when the debt is paid off.
Although they’ll allow you to access an account that allows you to track your progress, their website is not user-friendly. CuraDebt also doesn’t have an app, which will make it easier to look at your progression. Tax Relief Near Me
But, they do have a good support team and can be reached them, not only via emails but by phone or by sending an e-ticket. Tax Relief Near Me
If debt is a big issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the services they offer are available in your state.
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FAQ Tax Relief Near Me
How long will it take to finish the program?
The average program is 24 to 48 months, depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt help with tax problems in the state?
Yes, CuraDebt has a tax relief program that can aid you in dealing with problems like delinquent tax and wage garnishments.
What’s the first thing I have to do once I’m in the program?
You’ll need to constantly communicate with the team and make the necessary payments to lower your debt over time.
