Has your debt been piling up lately? Are you burnt out from trying other financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve been through everything.
In the majority of cases, your most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is one of the most frequently contacted companies. A lot of people have been inquiring whether they are able to help or help you get into more debt.
According to their customers, they can assist you in managing 80% of your debt , so you can take couple of things off your shoulders.
However, for certain people they believe these claims are too good to be true.
If you’re looking for something that will aid you in settling your debt. In that case, CuraDebt will mostly be suggested by people. We’ll take a deeper review of how CuraDebt operates and what issues it can help you solve.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before beginning the review, check out this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Mezzanine Floor
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is the most popular feature. They also provide other services that will assist you in becoming financially secure.
First of all, it begins by requesting a free savings estimate on the internet. The service is completely confidential, and they won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to learn more about your other options in your journey to debt-free.
This estimate of savings, as we’ve mentioned before, gives you the opportunity to consider your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you with credit arbitration if you decide to enroll. Some financial advisors can help you in your debt-free journey.
Following the debt settlement program, CuraDebt can be the company to take care of all your creditors’ calls. They will be the ones who determine conditions of the settlement in accordance with the state of your financial situation. Depending on which works best your situation, the payment can either be a lump sum settlement or an installment plan.
Additionally they will be working with creditors so that you can get better rates when you make deposits to your savings account. This, in turn, will process to pay off the creditors. Their plans can help you settle the debt within 48 months.
Once you’ve signed up with them, they’ll give you access to your information 24/7. All you need to do is sign in to CuraDebts Client Portal so that you can monitor your development.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are some of the ways CuraDebt can help you.
Debt Relief
Like their name implies, CuraDebt can help you deal with your debt. They can negotiate settlements on your behalf to settle all kinds of debt. These include personal loans, medical bills credit cards as well as lines of credit. They are also able to settle any outstanding balance on business debt collection, repossessions, or collections.
They can even help negotiate on tax owed and IRS debt. However, you won’t get support for most of your lawsuits, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations in order to get cash settlements, if possible. Certain violations could cause your debt to be removed as well.
CuraDebt also allows you to settle debt with less than the amount you have. Additionally, you can ask questions during their free consultation with their debt counsellor.
The greatest benefit of their program is that you only pay the fees once your debt is settled. All you need to sign up for one of their plans, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. After they have gathered all your financial documentation, they will also collect all the paperwork you’ll need for tax returns.
Through this program, you will be able to resolve various tax issues like wage garnishments as well as tax penalties for personal and business taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount you’ll must settle.
There are a variety of options for paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt are they able to help with?
Although debt settlement is their forte but they aren’t able to cater to all types in debt resolution. CuraDebt concentrates on loans that are not secured. They can’t assist you if your debt or loan is tied to a physical item.
If, however, you are in the following types of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt the service, you’ll be able pay off taxes that are due without difficulty. Additionally, this service is offered to all 50 states if you have a debt in arrears to IRS. There are federal tax experts who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also help resolve your medical debt. In some cases, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students in negotiating any student loans that they are owed.
Personal Loan
Personal and payday loans are also eligible for the debt settlement program. You may also be eligible if you have other unsecured credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, as well as private label credit card, CuraDebt will help you pay it off.
How much will it cost?
The best part about CuraDebt’s pricing is how they’ve priced their service. They do not charge an upfront cost. The only time you pay is when you’ve paid each of your outstanding debts.
Additionally, they don’t have high-cost costs either. On average, you’ll be required to pay between 20 and 20% of the debt you settled with them.
In the average, this kind of business can cost anywhere from 15% to 25%.
In addition, customers can expect to settle their debts within two to four years. This varies according to the amount you can save up per month.
Also, they claim you can save up to 30% when you factor in their charges into your calculation.
However, the claim may depend on your specific situation. Some clients even mentioned saving between 50% and 80%.
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Benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt offers, Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt only charges you after you’ve settled your debt. Additionally they only charge an amount of 20%, while many companies charge 25%.
If you’re finished with the debt settlement program you can also sign up for their credit repair program.
It’s an excellent method to improve your credit without going in debt again. However, the program lasts different for every person according to your personal situation.
In the end, CureDebt looks into your credit to assist in settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also investigate any creditor violations with the assistance of their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using your credit card. If you’re trying to increase your credit score, it could delay you from working on your credit card debt.
CureDebt doesn’t even have a mobile app available. While they have a client website however, it appears outdated and basic. It’s not particularly user-friendly, and can be difficult to navigate.
In addition, they’re not recognized by their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more on those types of services. Moreover, their 20% service fee is lower than many companies that offer the 25% cost. There is no upfront payment, and you will only have to pay the fee when the debt is settled.
Although they’ll give you an account to see your progress, their website is not easy to navigate. CuraDebt does not have an app that will make it easier to look at your progression.
But, they do have a competent support staff that you can contact them not only through emails but also by phone or sending an electronic ticket. Tax Relief Mezzanine Floor
If the credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief Mezzanine Floor
How long does it take to complete the program?
The average program is 24 to 48 months, dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt help with state tax problems?
It is true that CuraDebt offers a program for tax relief that will help you with problems such as late payroll tax and garnishments of wages.
What should I do once I’m in the program?
You’ll need to constantly communicate with your team members and pay the required payments to reduce your debt over time.
