Has your debt increased lately? Are you tired of trying other financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve been through everything.
In the majority of cases, your best option is to speak with experts who can assist you settle this issue.
CuraDebt is among the most frequently contacted companies. A lot of people are asking if they can help you or put you into more debt.
According to their customers, they can help you control 80percent of your debts so that you can finally take a few things off of your shoulders.
But for some people, these claims are just too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep review of the way CuraDebt operates and what issues it can solve for you.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before beginning the review, check out this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief Loan Write Off
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is the most known feature. But they offer other services that will aid you in becoming more financially secure.
The process begins by requesting a free savings estimate on the internet. The service is completely confidential, and they won’t be conducting a credit screening. With this savings estimate you’ll be able to learn more about your alternatives towards debt-free.
This estimate of savings, as mentioned previously, offers you an insight into your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to help you with credit arbitration if you decide to sign up. Some financial advisors can help you with your debt-free journey.
Following your debt settlement program is completed, CuraDebt can be the one to take care of all the calls from your creditors. They will also be the ones who will negotiate the terms of your repayment based on the status of your financial situation. Based on what works most effectively for you, it can be a lump-sum settlement or a payment plan.
Moreover, they will be working with the creditors to ensure that you get better rates when you deposit money to your savings account. This in turn, will be processed to pay the creditors. Their programs can assist you to get rid of debt in just 48 months.
After you’ve signed up with them, they will give you access to your data 24/7. All you need to do is log in to CuraDebts’ client portal to track your development.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are the different ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf to settle all kinds of debt. These include medical bills, personal loans credit cards as well as lines of credit. They can also be approached to settle any outstanding balance of business debt and collections or repossessions.
They can even help negotiate with back taxes and IRS debt. However, you won’t get assistance for the majority of your lawsuits, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation to ensure that you receive cash settlements, if possible. Some violations can also result in having your debts also dismissed.
CuraDebt can also help you repay debt for less than the amount you own. You can also have questions answered during a free consultation with their debt counselor.
The most appealing aspect of the program is that you’ll only pay the fees after your debt has been settled. All you have to sign up to one of their plans and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. After they have gathered all your financial records They will also gather all the necessary paperwork to file tax returns.
With this program, you should be able to resolve the various types of tax problems such as wage garnishments as well as tax penalties for personal and corporate taxes, back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges either. They only use flat-fee pricing that is based on the amount you have to pay.
There are a variety of options in settling taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts are they able to help with?
Although debt settlement is their specialization but they aren’t able to offer all kinds of settlement. CuraDebt only focuses on unsecured debt. They won’t be able to help you if the debt or loan is tied to an actual item.
However, if you have one of the following kinds of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt it is expected that you will be able to pay tax debts that were due to be paid without difficulty. Furthermore, this service is offered to all 50 states if you owe money to the IRS. They have federal tax experts who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt can also help resolve the medical bills. In some cases, you may even pay the debt for less than you owe.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students with negotiating any loans they have to pay.
Personal Loan
Personal loans and payday loans also qualify for the debt settlement program. It is also possible to avail the program if you have other unsecured credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards as well as private label credit card, CuraDebt will help you pay it off.
What is the cost?
The best part about CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you have paid off all of your outstanding debts.
Additionally, they don’t charge high charges either. On average, you’ll be required to pay between 20 and 20 percent of the debt that you settled through them.
In the average, this kind of industry charges between 15% and 25%.
Moreover, clients can expect to settle their debts within between 2 and 4 years. But, it also differs depending on the amount that you save per month.
Additionally, they claim you can save up to 30% when you factor in their costs into your calculations.
However, this statement will depend on the situation. Some customers even claimed to save between 50% and 80%.
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Advantages to using CuraDebt
Now that you have a clearer picture of what CuraDebt can offer you let’s look into the advantages of using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. Furthermore they only charge an amount of 20%, while the majority of companies charge 25%.
Next, if you’re done with the debt settlement program, you could enroll in their credit restoration program.
It’s a fantastic option to rebuild your credit score without having to go in debt again. However, the program lasts differently for each person, depending on your situation.
Finally, CureDebt looks into your credit to assist with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also look into any creditor violations using their own experts.
Drawbacks of using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief usually require that you cease making payments with the credit card you use. So if you’re trying to build a better rating on your credit, this could set you back while you’re getting rid of your obligations.
CureDebt does not have a mobile app. While they do have a website that clients can access however, it appears aged and simple. It’s not very intuitive and could be difficult to navigate.
Moreover, they are still not recognized by an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you pay off your debts without spending more for these types of services. In addition, their 20% service charge is cheaper than most companies that offer an additional 25% charge. There aren’t any upfront fees, and you will only have to pay when your debt is finally settled.
Although they’ll give you an account so that you can track your progress, their website is not user-friendly. CuraDebt does not have an app yet, which will make it easier to track your progression.
But, they do have a good support team, and you can reach them not only through emails but by phone or by submitting an e-ticket. Tax Relief Loan Write Off
If the debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the services they provide are in your area.
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FAQ Tax Relief Loan Write Off
How long will it take to complete the course?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt assist with tax problems in the state?
Yes, CuraDebt provides tax relief programs to aid you in dealing with problems such as delinquent payroll tax issues and garnishments on wages.
What should I do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and make the necessary payments to pay down the amount of debt you have over time.
