Have your debts increased lately? Are you burnt out from trying other financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve tried every thing.
In the majority of cases, the best way is to approach professionals that can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. Many people have been inquiring whether they are able to help or put you into more debt.
According to their customers, they can help you control the majority of your debts so that you are able to take couple of things off your plate.
However, for certain people they believe these claims are too good to be true.
Suppose you’re on the lookout for anything that can assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at how CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude we’ll look at its benefits and drawbacks.
Before starting the review, watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief Legislation State Of Michigan Laws
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best popular feature. They also provide other services that will aid you in becoming more financially stable.
The process begins by requesting a free online savings estimate. The service is completely confidential and won’t conduct a credit inquiry. With this savings estimate you’ll be able to be able to learn more about the alternatives towards debt-free.
The savings estimate, which was mentioned before, gives you an idea of your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you in navigating the process of credit arbitration should you choose to join. Certain financial advisors can assist you with your debt-free journey.
Following your debt settlement program, CuraDebt can be the agency to take care of all the calls from your creditors. They will also be the ones that negotiate what you will pay for your repayment based on the status of your finances. Based on what works most effectively for you, it can be a lump-sum settlement or an installment plan.
Moreover, they will be working with the creditors to ensure that you enjoy better rates when you transfer money into your savings account. This, in turn, will process to pay creditors. Their programs can assist you to pay off the debt in 48 months.
After you’ve registered with them, they’ll give you access to your data 24/7. All you have to do is log in to CuraDebts the client portal to monitor your development.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to pass their requirements first. For eligibility, you’ll have to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt can help you deal with debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. They can help with personal loans, medical bills credit cards and also line of credit. They are also able to pay off any remaining balance on business debt and collections or repossessions.
They can even help negotiate for back taxes and IRS debt. But, you won’t receive support for most claims, government loans as well as collateral and utility bills. The same goes for student loans.
On the other hand, they can help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, should it be possible. Some violations can also result in having your debts also dismissed.
CuraDebt can also help you settle debt with less than the sum you have. You can also ask questions during their free consult with their debt counselor.
The greatest benefit of their program is that you’ll only have to pay for the charges when your debt is paid off. All you have to sign up for some of their programs and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they collect all of your financial records and tax documents, they’ll also collect all the necessary paperwork for tax returns.
By using this program, you’ll be able to deal with different types of taxes like garnishments on wages as well as tax penalties for personal and business taxes and back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges also. They only offer flat-fee prices that is based on the amount that you’ll have to pay.
There are a variety of options when it comes to settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kinds of debts can they assist you with?
While debt settlement is their forte, they don’t provide all kinds of debt settlement. CuraDebt only focuses on unsecured debt. They can’t help you if the debt or loan is tied to a physical item.
If, however, you are in one of the following kinds of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without any issues. Moreover, this type of service is offered across all 50 states, if you have a debt to the IRS. There are tax experts from the federal government to assist you with these kinds of problems.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In some cases, you may even pay them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. However, they can assist private students in negotiating any student loans that they owe.
Personal Loan
Payday loans and personal loans are also eligible for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, and private-label credit cards CuraDebt will help you pay it off.
What will it cost you?
The best part about CuraDebt is the way they’ve priced their services. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your outstanding debts.
Also, they do not charge high fees as well. On average, you’ll have to pay as much as 20 percent of the debt that you settled through them.
On average, this type of business can cost anywhere from 15% to 25 percentage.
Moreover, clients can expect to settle their debts within two to four years. This varies according to the amount you can save up per month.
Additionally, they claim that you can save up to 30% when you factor in their charges into your calculation.
However, the claim may vary, depending on the situation. Some customers have even talked about saving 50 to up to 80%.
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Benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can provide, let’s look into the advantages from using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. Furthermore they only charge 20% of the cost, whereas many companies charge 25%.
Next, if you’re done in the process of debt resolution, you may also sign up for their credit repair program.
It’s a great way to restore your credit without going into debt again. The program is however designed in a different way for each individual according to your personal situation.
Lastly, CureDebt looks into your credit to help with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also look into any violations by creditors with the assistance of their experts in-house.
Drawbacks of the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using the credit card you use. If you’re trying to build a better standing on credit scores, you might cause you to delay getting rid of your credit card debt.
CureDebt doesn’t even offer a mobile application. While they have a client website, it looks old and mundane. It’s not very user-friendly, and can be difficult to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to settle your debt without spending more on these kinds of services. Additionally their 20% service cost is lower than many companies that offer an additional 25% charge. There aren’t any upfront fees and you’ll only be required to pay once the debt is paid off.
While they’ll provide you with an account that allows you to track your progress, their website is not simple to navigate. CuraDebt isn’t even an app yet, which could make it easier for you to track your progress.
But, they do have a great support team and can be reached them, not only via emails but also via phone or making an electronic ticket. Tax Relief Legislation State Of Michigan Laws
If problem of debt is an problem right now, we recommend CuraDebt’s service. Be sure to be eligible and that the services that they provide are offered in your state.
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FAQ Tax Relief Legislation State Of Michigan Laws
What is the time frame to complete the program?
The program typically takes 24 to 48 months, dependent on the size of your debt and the stipulated settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief to assist you with issues like delinquent tax and garnishments on wages.
What’s the first thing I have to do once I’m in the program?
You’ll need to constantly communicate with the team and make the necessary payments to lower your debt over time.
