Have your debts been piling up lately? Are you tired of trying different financial tips and advice but haven’t solved your problems?
Perhaps you’re here because you’ve tried every thing.
In the majority of cases, the best way is to approach experts who can assist to resolve this issue.
CuraDebt is among the most frequently contacted companies. A lot of people have been inquiring whether they are able to help or help you get into more debt.
According to their customers, they can help you control 80% of your debt , so you can finally take a couple of worries off your shoulders.
However, for certain people the claims seem too good to be true.
If you’re looking for anything that can assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth look at the way CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion we’ll look at the advantages and disadvantages of this method.
Before you begin the review, watch this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief Lawyer Los Angeles
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What can CuraDebt do?
Helping you settle your debt is CuraDebt’s most popular feature. But they offer other services that can aid you in becoming more financially secure.
The process starts by requesting a no-cost savings estimate on the internet. This service is very confidential and they will not be doing a credit check. By using this estimate of savings you’ll be able to discover more about other options in your journey to be debt-free.
Savings estimates, as mentioned earlier, provides you with the opportunity to consider your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you with credit arbitration in the event that you decide to sign up. Some financial advisors can help you in your debt-free journey.
Following the debt settlement plan, CuraDebt will be the company to take care of all your creditors’ calls. They’ll also be the ones who will determine the terms of your settlement depending on the condition of your finances. Based on what works most effectively for you, it could be a lump-sum settlement or a payment plan.
Furthermore, they will be working with creditors to ensure that you get better rates when you deposit money to your savings account. This in turn, will be processed to pay back the creditors. Their programs can assist you to get rid of debt in just two years.
After you’ve signed up with them, they will provide you with access to your information 24/7. All you have to do is log in to CuraDebts’ client portal to monitor your progress.
Before you can benefit from their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can aid you.
As their name suggests, CuraDebt can help you deal with debt. They can negotiate settlements on your behalf for all kinds of debt. They can help with medical bills, personal loans credit cards, as well as loans. They are also able to settle any outstanding amount on business debts collection, repossessions, or collections.
They may also assist in negotiating for back taxes as well as IRS debt. However, you won’t get support for most of your lawsuits, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, should it be possible. Some violations can also cause your debt to be removed as well.
CuraDebt also allows you to repay debt for less than the sum you have. You can also ask questions during their free consultation with their debt advisor.
The greatest benefit of their plan is that you only pay the fees after your debt has been settled. All you need to sign up for one of their plans, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they’ve gathered all your financial documents They will also gather all the necessary paperwork for tax returns.
Through this program, you’ll be able to resolve various tax issues such as garnishments on wages and tax penalties, personal and business taxes, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing that is based on the amount you’ll have to pay.
There are a variety of options for paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they help you with?
Although debt settlement is their specialization, they don’t offer all kinds of debt settlement. CuraDebt only focuses on unsecured debt. They won’t be able to help you if your credit or loan is tied to an actual item.
If, however, you are in the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able pay off tax debts that were due to be paid without any problems. Additionally, this service is available to all 50 states in the event that you owe money towards the IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
CuraDebt can also help resolve the medical bills. In some cases you might even be able to pay them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students in negotiating any student loans that they have to pay.
Payday loans and personal loans are also eligible for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt can assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt is how they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you settle each of your debts.
Additionally, they don’t charge high charges either. In the average, you’ll need to pay between 20 and 20% of the debt you settled with them.
In the average, this kind of industry charges between 15% and 25 percentage.
In addition, customers can expect to settle their debt from 2 to 4 years. However, this also varies in relation to the amount you can save up per month.
Additionally, they claim that you could save as much as 30% when you factor in their fees in your equation.
However, this statement will vary, depending on your situation. Some customers even claimed to save 50% to up to 80%.
The benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can provide, let’s explore the benefits of using CuraDebt.
In the beginning, CuraDebt will only charge you after you’ve settled your debt. Additionally, they only charge a 20% fee while many companies charge 25%.
If you’re finished by the program for debt relief you could also sign up for their credit repair program.
It’s a fantastic way to restore your credit without going in debt again. However, the program lasts in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your credit to help with settlements and negotiations. So, your debt won’t inflate over time. They’ll also be looking into any violations by creditors with the help of their experts in-house.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief usually require that you cease making payments with the credit card you use. Therefore, if you’re trying increase your standing on credit scores, you may set you back while you’re working on your debt.
CureDebt doesn’t even have a mobile app. Although they have a website that clients can access however, it appears old and mundane. It’s not very user-friendly, and can be difficult to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you resolve your debt without having to spend more on those types of services. Additionally the 20% service fee is cheaper than most businesses that charge a 25% fee. There are no upfront payments and you’ll only have to pay when the debt is paid off.
While they’ll provide you with an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app, which could make it easier for you to track your performance. Tax Relief Lawyer Los Angeles
However, they have a great support team that you can contact them not just via email but by phone or by making an e-ticket. Tax Relief Lawyer Los Angeles
If problem of debt is an issue right now, we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services they provide are in your area.
FAQ Tax Relief Lawyer Los Angeles
How long will it take to complete the course?
The average program is 24 to 48 months, depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt has a tax relief program to assist you with issues such as delinquent payroll tax and garnishments on wages.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with the team and make the necessary payments to pay down your debt over time.