Are you experiencing debt that has increased lately? Are you tired of trying other financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve been through everything.
In the majority of cases, your most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they can assist you or help you get into more debt.
According to their customers, they can help you manage 80% of your debt , so you can take couple of things off your plate.
But for some people they believe these claims are too good to be true.
Suppose you’re on the lookout for anything that can assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at the way CuraDebt is used and the problems it could help solve.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before starting the review, check out this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief Lawers Clearfield Pa
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. They also provide other services that can aid you in becoming more financially stable.
The process begins by requesting a free savings estimate on the internet. The service is completely confidential and they will not be doing a credit check. With this savings estimate you’ll be able to be able to learn more about the alternatives to be debt-free.
The savings estimate, which was mentioned earlier, provides you with an idea of your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you with credit arbitration if you decide to sign up. Financial advisors may be able to assist you on your path to debt-free living.
After your debt settlement plan, CuraDebt can be the agency to handle all of your creditors’ calls. They’ll also be the ones who negotiate what you will pay for your payment based on the status of your finances. In determining which option is the best to you, this could be a lump-sum settlement or a payment plan.
Moreover, they will work with creditors so that you can get better rates when you transfer money into your savings account. This, in turn, will process to pay back the creditors. Their plans can help you pay off the debt in 48 months.
After you’ve registered with them, they’ll provide you with access to your account information 24 hours a day. All you need to do is sign in to CuraDebts Client Portal to monitor your development.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are some of the ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for most types of debt. This includes personal loans, medical bills, credit cards and loans. They are also able to help settle any remaining amount on business debts, collections, or repossessions.
They may also assist in negotiating with back taxes and IRS debt. However, you will not receive assistance for the majority claims, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, if possible. Certain violations may result in having your debts dismissed as well.
CuraDebt also allows you to repay debt for less than the amount you have. They also allow you to inquire about your debt during their no-cost consultation with their debt counselor.
The most appealing aspect of their program is that you only have to pay for the charges once your debt is settled. All you have to sign up for some of their programs, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial records They will also gather all the documents you’ll require for tax returns.
With this program, you’ll be able to solve various tax issues like garnishments on wages and tax penalties, personal and taxation for business, back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees also. They only use flat-fee pricing and is dependent on the amount you must settle.
They have different solutions in settling the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt can they assist you with?
Although debt settlement is their specialization however, they do not offer all kinds of debt settlement. CuraDebt is only focused on loans that are not secured. They aren’t able to assist you if your debt or loan is tied to an actual item.
If, however, you are in the following kinds of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt it is expected that you will be able pay off your past-due tax debts without any issues. Furthermore, this service is offered across all 50 states, if you have a debt to the IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
Medical Debt
CuraDebt will also help you resolve the medical bills. In certain cases you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. Still, they can help private students with negotiating any student loans that they owe.
Personal Loan
Payday loans and personal loans also qualify for the debt settlement program. You can also avail if you have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards and private-label credit cards CuraDebt will assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you have paid off all of your outstanding debts.
They also don’t have high-cost costs either. On average, you’ll be required to pay as much as 20 percent of the debt that you settled through them.
In general, this type of industry can charge anywhere between 15% and 25 percent.
In addition, customers can expect to settle their debt from 2 to 4 years. However, this also varies depending on the amount that you are able to save each month.
Also, they claim that you can save as much as 30% when you factor in their fees in your equation.
But this claim will also vary, depending on your situation. Some customers have even talked about saving 50 to 80percent.
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Benefits of using CuraDebt
Now that you have an idea of what CuraDebt can offer you Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. Additionally they only charge an amount of 20%, while many companies charge 25 percent.
Next, if you’re done in the process of debt resolution you may also sign up for their credit restoration program.
It’s a fantastic way to restore the credit rating without having to go into debt again. However, the program lasts different for every person according to your personal situation.
Finally, CureDebt looks into your debt so that they can assist in settlements and negotiations. It means that your debt won’t increase over time. They’ll also look into any violations by creditors using their own experts.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to cease making payments with the credit card you use. If you’re trying to increase your standing on credit scores, you may cause you to delay working on your credit card debt.
CureDebt does not have a mobile app available. Although they have a client website, it looks old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more on these kinds of services. Moreover their 20% service cost is cheaper than most businesses that charge a 25% fee. There are no upfront payments, and you will only have to pay when your debt is finally settled.
While they’ll provide you with an account that allows you to track your progress, their website is not user-friendly. CuraDebt also doesn’t have an app, which could make it easier for you to monitor your progress.
However, they have a great support team that you can contact them not only through emails but also via phone or making an electronic ticket. Tax Relief Lawers Clearfield Pa
If your problem of debt is an problem right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the services they provide are in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief Lawers Clearfield Pa
How long will it take to complete the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
It is true that CuraDebt has a tax relief program that will aid you in dealing with problems such as delinquent payroll taxes and garnishments on wages.
What should I do after joining the program?
You’ll be required to communicate with your team members and make the necessary payments to pay down your debt over time.
