Are you experiencing debt that has increased lately? Are you exhausted from trying different financial advice and strategies but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, the best option is to speak with experts who can assist you settle this issue.
CuraDebt is one of the most asked companies. A lot of people are asking if they can assist you or put you into more debt.
According to their clients, they can assist you in managing 80percent of your debt so that you can take couple of w
orries off your shoulders.
However, for certain people they believe these claims are too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper study of how CuraDebt operates and what issues it can solve for you.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before beginning the review, watch this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Landing Page
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. But they offer other services that will assist you in becoming financially stable.
First of all, it begins by requesting a free savings estimate on the internet. This service is very confidential and won’t conduct a credit inquiry. With this savings estimate, you will learn more about your options to be debt-free.
This estimate of savings, as we’ve mentioned before, gives you an insight into your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating credit arbitration if you decide to sign up. Certain financial advisors can assist you in your debt-free journey.
Following your debt settlement plan, CuraDebt is the company to take care of all your creditors’ calls. They will be the ones who will negotiate conditions of the settlement in accordance with the state of your financial situation. In determining which option is the best to you, this could either be a lump sum settlement or an installment plan.
Furthermore they will be working with the lenders to help you have better rates as you transfer money into your savings account, which in turn, will process to pay creditors. Their plans can help you pay off the debt in the period of 48 months.
After you’ve registered with them, they will allow you access to your information 24/7. All you have to do is log in to CuraDebts’ client portal so that you can monitor your progress.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll have to be:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they help you with?
Here are the various ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf for all kinds of debt. They can help with medical bills, personal loans credit cards, and loans. You can also approach them to settle any outstanding balance of business debt and collections or repossessions.
They may even assist you in negotiating for back taxes and IRS debt. However, you won’t get support for most claims, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, if they are possible. Certain violations could result in having your debts also dismissed.
CuraDebt lets you repay debt for less than the amount you own. Additionally, you can have questions answered during a free consult with their debt advisor.
The most appealing aspect of their plan is that you will only be charged after your debt has been settled. All you need to do is sign up with some of their programs and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they collect all of your financial records, they will also collect all the necessary paperwork for tax returns.
With this program, you will be able to deal with different types of taxes such as wage garnishments and tax penalties, personal and taxation for business and back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges neither are there hidden fees. They only use flat-fee pricing that is based on the amount that you’ll have to pay.
They offer different options in paying off your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt can they help you with?
Although they specialize in debt settlement, it is not their specialization but they aren’t able to offer all kinds of debt settlement. CuraDebt concentrates on unsecured debt. They won’t be able to help you if the credit or loan is tied to an item that is physical.
However, if you have one of the following kinds of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without any issues. Furthermore, this service is accessible across all 50 states, if you owe money towards the IRS. They have federal tax experts that can help you resolve these kinds of problems.
Medical Debt
CuraDebt can also help resolve your medical debt. In some instances you might even be able to pay them for less than what you owe.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students with negotiating any student loans that they owe.
Personal Loan
Payday loans and personal loans are also eligible as debt-settling programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you got from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards or private label credit cards, CuraDebt can help you pay it off.
What will it cost you?
The greatest thing about CuraDebt’s pricing is how they’ve priced their service. They don’t charge upfront fees. Only pay when you have paid off all of your debts.
Additionally, they do not charge high charges either. On average, you’ll be required to pay up to 20 percent of the debt you settled through them.
In general, this type of business can cost anywhere from 15% to 25 percentage.
In addition, customers can expect to pay off their debts in two to four years. This varies according to the amount you save per month.
Additionally, they claim that you can save as much as 30% if you include their costs into your calculations.
However, the claim may vary, depending on the situation. Some customers have even talked about saving 50 to 80percent.
> > Click Here to Get A Debt Consultation for Free < <
Advantages to using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can offer you let’s explore the benefits of using CuraDebt.
First, CuraDebt will only charge you when you’ve paid off your debt. Additionally they only charge an amount of 20%, while the majority of companies charge 25%.
Then, if you’re done with the debt settlement program, you may join their credit restoration program.
It’s a great option to rebuild your credit without having to go back into debt. The program is however designed in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also investigate any violations of creditor with the assistance of their in-house experts.
Some disadvantages to the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using the credit card you use. If you’re trying to build a better standing on credit scores, you may set you back while you’re finishing your obligations.
CureDebt also doesn’t have a mobile app available. While they do have a website for clients, it looks old and mundane. It’s not particularly intuitive and could be difficult to navigate.
In addition, they’re not accredited with an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to settle your debt without spending more for these types of services. Moreover the 20% service fee is lower than many businesses that charge the 25% cost. There is no upfront payment and you’ll only have to pay the fee when the debt is paid off.
Although they’ll give you an account that allows you to track your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app that could make it easier for you to look at your progression.
However, they have a good support team that you can contact them not only through emails but by phone or by making an e-ticket. Tax Relief Landing Page
If the credit card is a major issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the programs that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief Landing Page
How long does it take to finish the program?
The program typically takes between 24 and 48 months dependent on the size of your debt and the stipulated settlement.
Can CuraDebt help with tax problems in the state?
Yes, CuraDebt provides tax relief programs to help you with problems such as delinquent payroll tax issues and wage garnishments.
What should I do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down your debt over time.
