Have your debts increased lately? Are you tired of trying different financial advice and tips but haven’t solved your problems?
Maybe you’re here because you’ve already tried everything.
In most cases, the best way is to approach experts who can help you settle this issue.
CuraDebt is among the most frequently contacted companies. A lot of people are asking if they can assist you or put you in more debt.
According to their customers, they can help you control 80% of your debt so that you are able to take couple of w
orries off your plate.
For some the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could assist you in paying off your debt. In this scenario, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of how CuraDebt operates and what issues it can solve for you.
Furthermore, before we conclude we’ll look at its benefits and drawbacks.
Before beginning the review, you can watch this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief In Wilkinsburg Pa
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best known feature. But they offer other services that can help you be more financially stable.
It all begins with requesting a free savings estimate online. It is a completely private service and won’t conduct a credit inquiry. By using this estimate of savings you’ll discover more about alternatives towards debt-free.
The savings estimate, which was mentioned before, gives you an insight into your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to help you with credit arbitration in the event that you decide to join. Certain financial advisors can assist you in your debt-free journey.
After your debt settlement plan, CuraDebt can be the agency to answer all of your creditors’ calls. They’ll be the ones who determine conditions of the payment depending on the condition of your financial situation. Based on what works most effectively for you, it can either be a lump sum settlement or an installment plan.
Moreover they will also be working with creditors so that you can have better rates as you deposit money to your savings account. This, in turn, will be processed to pay the creditors. Their programs can assist you to pay off the debt in the period of 48 months.
Once you’ve signed up with them, they will allow you access to your information 24/7. All you need to do is sign in to CuraDebts’ client portal to monitor your performance.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are the various ways CuraDebt can assist you.
Like their name implies, CuraDebt can help you deal your debt. They can negotiate settlements on your behalf for all kinds of debt. This includes medical bills, personal loans credit cards, and line of credit. They can also be approached to settle any outstanding amount on business debts and collections or repossessions.
They can even help negotiate with back taxes and IRS debt. However, you will not receive assistance for the majority claims, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they will help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, if possible. Certain violations may lead to having your debts removed as well.
CuraDebt also allows you to settle debt with less than the sum you have. They also allow you to have questions answered during a free meeting with their debt advisor.
The best part about their program is that you’ll only be charged after your debt has been settled. All you have to do is sign up with some of their programs and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they collect all of your financial documents They will also gather all the documents you’ll require for tax returns.
With this program, you’ll be able to resolve the various types of tax problems like garnishments on wages, tax penalties, personal and taxation for business as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs either. They only offer flat-fee prices that is based on the amount you’ll have to pay.
There are a variety of options when it comes to settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
Although debt settlement is their forte, they don’t offer all kinds of debt settlement. CuraDebt only focuses on debt that is not secured. They aren’t able to help you if your debt or loan is tied to an actual item.
However, if you have the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able pay off taxes that are due without difficulty. Furthermore, this service is available across all 50 states, if you have a debt towards the IRS. They have federal tax experts that can help you resolve the issues.
CuraDebt will also help you resolve your medical debt. In some cases, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt does not offer Federal student loan. They can however assist private students in negotiating any student loans that they are owed.
Personal loans and payday loans also qualify to be eligible for debt relief programs. You may also be eligible of the program if you also have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards as well as private label credit card, CuraDebt will assist you in paying it off.
How much will it cost?
The best part about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. You’ll only pay once you settle each of your outstanding debts.
Also, they don’t charge high costs either. On average, you’ll have to pay between 20 and 20 percent of the debt you settled with them.
In general, this type of business can cost anywhere between 15 and 25 percentage.
In addition, customers can expect to settle their debts within two to four years. But, it also differs in relation to the amount you are able to save each month.
Additionally, they claim that you could save up to 30% when you factor in their charges into your calculation.
However, the claim may differ based on the situation. Some clients even mentioned saving 50 to up to 80%.
Benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can offer you let’s look into the advantages of using CuraDebt.
The first is that CuraDebt will only charge you once you’ve paid off your debt. In addition they only charge 20% of the cost, whereas most companies charge you 25 percent.
If you’re finished by the program for debt relief you can enroll in their credit repair program.
It’s a fantastic option to rebuild your credit score without having to go back into debt. The program is however designed different for every person, depending on your situation.
Finally, CureDebt looks into your debt so that they can assist in settlements and negotiations. So, your debt won’t increase as time passes. They’ll also be looking into any violations by creditors with the assistance of their own experts.
Drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to stop making payments using . So if you’re trying to increase your rating on your credit, this could delay you from working on your debt.
CureDebt does not offer a mobile application. While they do have a website for clients but it’s aged and simple. It’s not very intuitive and could be challenging to navigate.
Furthermore, they are not recognized by their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you resolve your debt without having to spend more for these types of services. In addition their 20% service fee is less expensive than the majority of firms that charge the 25% cost. There are no upfront payments, and you will only have to pay when the debt is paid off.
While they’ll provide you with an account to see your progress, their website is not easy to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to monitor your progression.
But, they do have a great support team, and you can reach them, not only via emails but by phone or by sending an e-ticket. Tax Relief In Wilkinsburg Pa
If problem of debt is an problem right now, we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services they provide are in your area.
FAQ Tax Relief In Wilkinsburg Pa
What is the time frame to complete the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt assist in the fight against state tax issues?
Yes, CuraDebt has a tax relief program that can aid you in dealing with problems such as delinquent payroll tax and garnishments on wages.
What’s the first thing I have to do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to lower the amount of debt you have over time.