Have your debts increased lately? Are you tired of trying various financial advice and tips but still have unsolved issues?
Maybe you’re here because you’ve already tried every thing.
In most cases, the most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they can assist you or put you in more debt.
According to their clients, they can help you control 80% of your debts so that you can take couple of things off your plate.
But for some people, these claims are just too good to be true.
If you’re looking for anything that can assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper review of how CuraDebt operates and what issues it can solve for you.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before starting the review, you can check out this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief In Santa Ana
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. But they offer other services that will aid you in becoming more financially stable.
First of all, it begins with requesting a free savings estimate online. It is a completely private service and won’t conduct a credit inquiry. With this estimate of savings you’ll be able to learn more about your alternatives towards debt-free.
This estimate of savings, as mentioned previously, offers you the opportunity to consider your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with credit arbitration if you decide to enroll. Some financial advisors can help you on your path to debt-free living.
Following the debt settlement plan, CuraDebt is the one to handle all of your creditors’ calls. They’ll be the ones who will negotiate what you will pay for your payment based on the status of your finances. Based on what works best to you, this can be either a lump sum settlement or an installment plan.
Additionally, they will be working with the creditors to ensure that you enjoy better rates when you make deposits to your savings account. This, in turn, will be processed to pay off the creditors. Their programs can assist you to get rid of debt in just 48 months.
Once you’ve signed up with them, they will allow you access to your account information 24 hours a day. All you have to do is login to CuraDebts Client Portal so that you can monitor your development.
Before you can benefit from the program, you’ll have to satisfy their criteria first. To be eligible, you’ll have to be:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can assist you.
As their name suggests, CuraDebt can help you deal with your debt. They are able to negotiate settlements on behalf of you for all kinds of debt. This includes medical bills, personal loans credit cards as well as lines of credit. They are also able to help settle any remaining balance of business debt collection, repossessions, or collections.
They can even help negotiate on tax owed and IRS debt. But, you won’t receive support for most cases, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, should it be possible. Some violations can also lead to having your debts also dismissed.
CuraDebt can also help you pay off debts with less than the amount you own. You can also inquire about your debt during their no-cost consultation with their debt counselor.
The most appealing aspect of their program is that you’ll only be charged when your debt is paid off. All you have to sign up for some of their programs and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial records and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
Through this program, you will be able to resolve different types of taxes like wage garnishments as well as tax penalties for personal and taxation for business as well as back taxes and trust fund penalties and tax liens.
There aren’t hidden fees also. They only use flat-fee pricing that is based on the amount you’ll have to pay.
They have different solutions in the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they help you with?
Although they specialize in debt settlement, it is not their specialization, they don’t cater to all types of settlement. CuraDebt is only focused on loans that are not secured. They can’t help you if the loan or debt is linked to a physical item.
If, however, you are in one of the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without difficulty. Additionally, this service is offered to all 50 states if you owe money in arrears to IRS. They have federal tax experts that can help you resolve these types of issues.
CuraDebt can also help resolve your medical debt. In certain cases, you may even pay them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students with negotiating any loans they have to pay.
Personal loans and payday loans also qualify as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their service. They do not charge an upfront cost. The only time you pay is when you settle each of your debts.
They also don’t have high-cost fees as well. In the average, you’ll need to pay up to 20 percent of the debt that you settled through them.
In general, this type of industry can charge anywhere between 15 and 25 percent.
Additionally, customers can anticipate to settle their debt from between 2 and 4 years. But, it also differs in relation to the amount you can save up per month.
They also claim that you can save as much as 30% if you include their charges into your calculation.
However, the claim may depend on your specific situation. Some customers even claimed to save 50 to 80percent.
Benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt offers, let’s look into the advantages of using CuraDebt.
The first is that CuraDebt only charges you once you’ve paid off your debt. Furthermore, they only charge a 20% fee while most companies charge you 25 percent.
Then, if you’re done with the debt settlement program, you can also sign up for their credit restoration program.
It’s an excellent option to rebuild your credit without going back into debt. However, the program lasts in a different way for each individual dependent on the circumstances of your case.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also investigate any violations by creditors with the assistance of their in-house experts.
Some disadvantages to using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to stop paying with . Therefore, if you’re trying build a better credit score, it might set you back while you’re finishing your debt.
CureDebt does not have a mobile app available. While they have a website for clients however, it appears old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more for these types of services. In addition the 20% service cost is lower than many businesses that charge an additional 25% charge. There are no upfront payments and you’ll only be required to pay once the debt is paid off.
Although they’ll give you an account so that you can track your progress, their website is not user-friendly. CuraDebt also doesn’t have an app yet, which could make it easier for you to track your progress.
They do have a good support team that you can contact them not just via email but by phone or by submitting an e-ticket. Tax Relief In Santa Ana
If the credit card is a major problem right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the services that they provide are offered in your state.
FAQ Tax Relief In Santa Ana
How long does it take to complete the course?
The average program is 24 to 48 months, depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt assist with state tax problems?
Yes, CuraDebt offers a program for tax relief that can aid you in dealing with problems such as late payroll tax issues and wage garnishments.
What should I do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to reduce the amount of debt you have over time.