Are you experiencing debt that has been piling up lately? Are you burnt out from trying different financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, the most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is one of the most frequently contacted companies. A lot of customers have asked if they can assist you or help you get into more debt.
According to their clients, they can assist you in managing the majority of your debt , so you can finally take a couple of things off your mind.
However, for certain people they believe these claims are too good to be true.
If you’re looking for any solution that could help you resolve your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll take a deeper study of the way CuraDebt is used and the problems it can help you solve.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before you begin the review, watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief In Arizona State
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most popular feature. They also provide other services that can help you be more financially stable.
The process begins by requesting a free savings estimate online. It is a completely private service and won’t be doing a credit check. By using this estimate of savings you’ll discover more about other options in your journey towards debt-free.
The savings estimate, as we’ve mentioned previously, offers you an idea of your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with the process of credit arbitration should you choose to enroll. Some financial advisors can help you with your debt-free journey.
Following your debt settlement program, CuraDebt will be the company to answer all of the calls from your creditors. They’ll also be the ones that determine the terms of your payment depending on the condition of your financial situation. Depending on which works most effectively to you, this could be a lump-sum settlement or the option of a payment plan.
Moreover they will be working with creditors so that you can get better rates when you transfer money into your savings account. This is then processed to pay back the creditors. Their plans can help you settle the debt within 48 months.
After you’ve registered with them, they will give you access to your account information 24 hours a day. All you need to do is log in to CuraDebts Client Portal to monitor your progress.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to satisfy their criteria first. To be eligible, you’ll need to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt can help you deal with debt. They can negotiate settlements on your behalf to settle the majority of types of debt. This includes medical bills, personal loans credit cards, and line of credit. You can also approach them to help settle any remaining amount on business debts and collections or repossessions.
They can even help negotiate for back taxes as well as IRS debt. However, you will not receive support for most of your lawsuits, government loans as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, if they are possible. Some violations can also lead to having your debts also dismissed.
CuraDebt lets you settle debt with less than the amount you own. Additionally, you can ask questions during their free consult with their debt advisor.
The best part about their program is that you will only be charged once your debt is settled. All you have to do is sign up with any of the plans, and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they collect all of your financial records, they will also collect all the necessary paperwork to file tax returns.
With this program, you’ll be able to deal with various tax issues like wage garnishments as well as tax penalties for personal and business taxes and back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges either. They only use flat-fee pricing, which depends on the amount you’ll need to settle.
They offer different options when it comes to the settlement of taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What kinds of debts can they help you with?
While debt settlement is their specialization however, they do not cater to all types of settlement. CuraDebt only focuses on loans that are not secured. They won’t be able to assist you if your loan or debt is linked to an actual item.
If, however, you are in the following types of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able to pay taxes that are due without any issues. Moreover, this type of service is accessible to all 50 states if you have a debt towards the IRS. They have federal tax experts that can help you resolve these kinds of problems.
Medical Debt
CuraDebt can also assist in settling the medical bills. In some cases you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not offer Federal student loan. They can however assist private students in negotiating any student loans that they are owed.
Personal Loan
Payday loans and personal loans also qualify as debt-settling programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt can assist you in paying it off.
What will it cost you?
The most appealing aspect of CuraDebt is how the company has priced its services. They don’t charge upfront fees. Only pay when you’ve paid each of your debts.
Also, they do not charge high costs either. On average, you’ll have to pay between 20 and 20 percent of the debt you settled with them.
In the average, this kind of business can cost anywhere from 15% to 25%.
Additionally, customers can anticipate to pay off their debts in two to four years. However, this also varies depending on the amount that you can save up per month.
Also, they claim that you could save up to 30% by incorporating their fees in your equation.
However, this statement will vary, depending on your specific situation. Some customers have even talked about saving between 50% and 80%.
> > Click Here to Get A Debt Consultation for Free < <
Advantages to using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
In the beginning, CuraDebt is only charged when you’ve paid off your debt. In addition, they only charge 20% of the cost, whereas most companies charge you 25%.
Then, if you’re done by the program for debt relief, you may join their credit restoration program.
It’s an excellent way to restore the credit rating without having to go into debt again. However, the program lasts in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your credit to assist in settlements and negotiations. This means your debt won’t increase as time passes. They’ll also investigate any violations by creditors using their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with the credit card you use. Therefore, if you’re trying increase your rating on your credit, this may set you back while you’re working on your debt.
CureDebt also doesn’t have a mobile app. While they do have a website that clients can access however, it appears outdated and basic. It’s not particularly intuitive, and it can be challenging to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you settle your debt without spending more on these kinds of services. Additionally their 20% service fee is less expensive than the majority of businesses that charge the 25% cost. There aren’t any upfront fees, and you will only have to pay the fee when the debt is settled.
Although they’ll give you an account so that you can track your progress but their website isn’t user-friendly. CuraDebt isn’t even an app that could make it easier for you to monitor your performance.
However, they have a competent support staff that you can contact them not only through emails but by phone or by sending an e-ticket. Tax Relief In Arizona State
If your debt is a big problem, then we recommend CuraDebt’s service. Make sure you’re eligible and that the programs they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief In Arizona State
How long does it take to complete the program?
The average program is 24 to 48 months, depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt provides tax relief programs that will help you with problems like delinquent tax and garnishments of wages.
What do I need to do once I’m in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to pay down your debt over time.