Has your debt been increasing lately? Are you tired of trying other financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because been through every thing.
In the majority of cases, the most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is one of the most asked companies. Many people are asking if they are able to help or put you into more debt.
According to their clients they can help you control 80% of your debt , so you are able to take couple of w
orries off your plate.
But for some people the claims seem too good to be true.
If you’re looking for any solution that could aid you in settling your debt. In that case, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of the way CuraDebt works and what problems it could help solve.
Furthermore, before we conclude, we’ll also look into its benefits and drawbacks.
Before you begin the review, you can check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief If Working From Home
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. However, they also offer other services that will assist you in becoming financially secure.
First of all, it begins with requesting a free savings estimate online. This service is very confidential, and they won’t be conducting a credit screening. By using this estimate of savings you’ll be able to learn more about the alternatives to be debt-free.
The savings estimate, as mentioned earlier, provides you with an idea of your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to help you with the process of credit arbitration should you choose to join. Some financial advisors can help you on your path to debt-free living.
After your debt settlement plan, CuraDebt is the one to handle all of your creditor’s calls. They’ll be the ones who determine the terms of your settlement depending on the condition of your finances. In determining which option is the best for you, it could be a lump-sum settlement or a payment plan.
Additionally they will also work with lenders to help you get better rates when you deposit money to your savings account. This is then processed to pay creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve signed up with them, they’ll provide you with access to your data 24/7. All you have to do is log in to CuraDebts’ client portal to monitor your development.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- At least 21 years old
- Verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can help you.
Like their name implies, CuraDebt can help you deal your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. This includes medical bills, personal loans credit cards, and also loans. You can also approach them to pay off any remaining balance of business debt and collections or repossessions.
They may also assist in negotiating on tax owed as well as IRS debt. However, you won’t get assistance with the majority of your lawsuits, government loans or collateral, as well as utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations in order to get cash settlements, should it be possible. Certain violations could result in having your debts also dismissed.
CuraDebt also allows you to pay off debts with less than the amount you have. Additionally, you can inquire about your debt during their no-cost meeting with their debt advisor.
The most appealing aspect of their plan is that you’ll only have to pay for the charges after your debt has been settled. All you have to sign up to any of the plans, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial documentation They will also gather all the necessary paperwork for tax returns.
By using this program, you should be able to deal with the various types of tax problems such as wage garnishments and tax penalties, personal and taxation for business, back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges either. They only use flat-fee pricing, which depends on the amount you’ll need to settle.
They have different solutions for the settlement of your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they help you with?
While debt settlement is their forte but they aren’t able to cater to all types in debt resolution. CuraDebt only focuses on loans that are not secured. They can’t help you if the loan or debt is linked to an actual item.
However, if you have one of the following kinds of debt, they will make arrangements for settlements.
With CuraDebt, you should be able pay off your past-due tax debts without any problems. Moreover, this type of service is available to all 50 states in the event that you owe money in arrears to IRS. They have federal tax experts to assist you with these kinds of problems.
CuraDebt will also help you resolve any medical-related debt. In certain cases, you may even pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not cater to federal student loans. They can however assist private students with negotiating any student loans that they are owed.
Payday loans and personal loans are also eligible to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards or private label credit cards, CuraDebt will help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your outstanding debts.
They also don’t have high-cost fees as well. In the average, you’ll need to pay between 20 and 20% of the debt you settled with them.
In general, this type of business can cost anywhere between 15% and 25 percent.
Moreover, clients can expect to pay off their debts in 2 to 4 years. This varies depending on the amount that you can save up per month.
Also, they claim that you could save up to 30% when you factor in their fees in your equation.
However, the claim may vary, depending on the situation. Some clients even mentioned saving between 50% and up to 80%.
Benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt offers, let’s explore the benefits that come with using CuraDebt.
In the beginning, CuraDebt only charges you once you’ve paid off your debt. Additionally they charge only 20% of the cost, whereas most companies charge you 25%.
If you’re finished by the program for debt relief, you may also sign up for their credit repair program.
It’s a great way to restore the credit rating without going into debt again. The program is however designed in a different way for each individual according to your personal situation.
In the end, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also investigate any violations of creditor with the help of their own experts.
The drawbacks of using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt relief and debt settlements typically require you to cease making payments with . Therefore, if you’re trying improve your standing on credit scores, you might delay you from getting rid of your debt.
CureDebt also doesn’t offer a mobile application. While they do have a client website, it looks aged and simple. It’s not particularly intuitive, and it can be challenging to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you pay off your debts without spending more on these kinds of services. Additionally, their 20% service charge is lower than many businesses that charge a 25% fee. There aren’t any upfront fees, and you will only be required to pay once the debt is paid off.
Although they’ll give you an account to see your progress, their website is not easy to navigate. CuraDebt does not have an app yet, which will make it easier to monitor your progress.
They do have a good support team and can be reached them not just via email but also by phone or making an e-ticket. Tax Relief If Working From Home
If problem of debt is an problem right now, we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services they offer are available in your state.
FAQ Tax Relief If Working From Home
How long will it take to complete the course?
The program typically takes between 24 and 48 months depending on the amount of your debt and the stipulated settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt has a tax relief program to aid you in dealing with problems such as delinquent payroll taxes and wage garnishments.
What should I do after joining the program?
You’ll be required to communicate with the team and make the necessary payments to pay down your debt over time.