Has your debt increased lately? Are you exhausted from trying different financial advice and tips but haven’t solved your problems?
Perhaps you’re here because you’ve already tried everything.
In the majority of cases, the best option is to speak with experts who can assist you settle this issue.
CuraDebt is among the companies that get the most inquiries. A lot of people are asking if they can help you or put you in more debt.
According to their clients, they can assist you in managing 80percent of your debt so that you can take couple of things off your plate.
However, for certain people the claims seem too good to be true.
Suppose you’re on the lookout for anything that can assist you in paying off your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of the way CuraDebt works and what problems it could help solve.
Furthermore, before we conclude we’ll look at the advantages and disadvantages of this method.
Before starting the review, you can watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Hurricane Matthew
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What can CuraDebt do?
Helping you pay off your debt is the most known feature. They also provide other services that can assist you in becoming financially stable.
First of all, it begins by requesting a free savings estimate online. It is a completely private service and they will not be doing a credit check. By using this estimate of savings, you will discover more about other options in your journey towards debt-free.
The savings estimate, which was mentioned before, gives you an idea of your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you in navigating credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement program, CuraDebt is the company to answer all of your creditor’s calls. They will also be the ones who negotiate conditions of the repayment based on the status of your financial situation. In determining which option is the best your situation, the payment could be either a lump sum settlement or a payment plan.
Moreover they will be working with creditors so that you can get better rates when you deposit money to your savings account, which in turn, will process to pay creditors. Their plans can help you get rid of debt in just 48 months.
After you’ve signed up with them, they’ll allow you access to your information 24/7. All you need to do is login to CuraDebts Client Portal so that you can monitor your performance.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to satisfy their criteria first. For eligibility, you’ll have to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are the different ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for most types of debt. They can help with personal loans, medical bills, credit cards and also line of credit. They are also able to help settle any remaining balance on business debt, collections, or repossessions.
They may also assist in negotiating with back taxes and IRS debt. But, you won’t receive assistance for the majority of your lawsuits, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, should it be possible. Certain violations could cause your debt to be also dismissed.
CuraDebt lets you settle debt with less than the sum you have. They also allow you to inquire about your debt during their no-cost meeting with their debt advisor.
The greatest benefit of the program is that you’ll only pay the fees after your debt has been settled. All you have to sign up to one of their plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial records, they will also collect all the documents you’ll require for tax returns.
By using this program, you’ll be able to resolve different types of taxes like wage garnishments as well as tax penalties for personal and business taxes and back taxes and trust fund penalties and tax liens.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing, which depends on the amount you’ll have to pay.
They offer different options for settling the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt can they help you with?
Although they specialize in debt settlement, it is not their specialty, they don’t offer all kinds in debt resolution. CuraDebt only focuses on debt that is not secured. They won’t be able to help you if the debt or loan is tied to an actual item.
If you do have one of the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt, you should be able to settle your past-due tax debts without any issues. Additionally, this service is offered to all 50 states in the event that you owe money towards the IRS. They have federal tax experts who can assist you in resolving the issues.
Medical Debt
CuraDebt will also help you resolve your medical debt. In some instances you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. Still, they can help private students in negotiating any student loans that they are owed.
Personal Loan
Personal loans and payday loans also qualify for the debt settlement program. You can also avail the program if you have other unsecure credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, as well as private label credit card CuraDebt can assist you in paying it off.
What will it cost you?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. Only pay when you settle each of your debts.
Additionally, they don’t charge high costs either. In the average, you’ll need to pay between 20 and 20 percent of the debt that you settled through them.
In the average, this kind of industry charges between 15 and 25 percentage.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. But, it also differs in relation to the amount you save per month.
Also, they claim that you could save as much as 30% by incorporating their charges into your calculation.
However, this statement will differ based on your situation. Some customers have even talked about saving 50 to 80%.
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Advantages to using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can provide, let’s look into the advantages of using CuraDebt.
The first is that CuraDebt only charges you when you’ve paid off your debt. In addition, they only charge an amount of 20%, while the majority of companies charge 25 percent.
If you’re finished by the program for debt relief you can also sign up for their credit repair program.
It’s a fantastic method to improve the credit rating without going in debt again. However, the program runs differently for each person, depending on your situation.
In the end, CureDebt looks into your financial obligations to assist in settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also be looking into any violations of creditor with the assistance of their own experts.
Drawbacks of the use of CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief usually require that you stop making payments using the credit card you use. So if you’re trying to build a better standing on credit scores, you might delay you from getting rid of your obligations.
CureDebt does not have a mobile app available. Although they have a website for clients but it’s old and mundane. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on those types of services. Additionally the 20% service charge is cheaper than most businesses that charge a 25% fee. There is no upfront payment, and you will only be required to pay once your debt is finally settled.
Although they’ll allow you to access an account to see your progress however, their website isn’t simple to navigate. CuraDebt does not have an app that would make it easier to look at your progression.
But, they do have a great support team that you can contact them not only through emails but by phone or by submitting an electronic ticket. Tax Relief Hurricane Matthew
If the problem of debt is an problem, then we recommend CuraDebt’s service. Just make sure that you’re eligible and that the programs they offer are available in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief Hurricane Matthew
What is the time frame to finish the program?
The average program is 24 to 48 months, depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief that will aid you in dealing with problems such as delinquent payroll taxes and garnishments on wages.
What should I do after joining the program?
You’ll need to constantly communicate with your team members and pay the required payments to lower the amount of debt you have over time.
