Have your debts been piling up lately? Are you burnt out from trying various financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because been through every thing.
In the majority of cases, your best option is to speak with experts who can help to resolve this issue.
CuraDebt is one of the most asked companies. A lot of customers have asked if they can help you or put you into more debt.
According to their clients, they can help you control the majority of your debt so that you can finally take a couple of things off your shoulders.
However, for certain people the claims seem too good to be true.
You might be looking for anything that can assist you in paying off your debt. In this scenario, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth study of the way CuraDebt works and what problems it can help you solve.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before starting the review, you can go to this video if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Hurricane Harvey Irs
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. They also provide other services that will help you be more financially stable.
First of all, it starts by requesting a no-cost savings estimate online. This service is very confidential and they will not be doing a credit check. With this savings estimate you’ll be able to learn more about your other options in your journey to be debt-free.
Savings estimates, which was mentioned previously, offers you an idea of your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you in navigating the process of credit arbitration should you choose to enroll. Certain financial advisors can assist you in your debt-free journey.
Following the debt settlement plan, CuraDebt can be the one to take care of all the calls from your creditors. They’ll be the ones who will determine what you will pay for your repayment in accordance with the state of your finances. Depending on which works best for you, it can be either a lump sum settlement or the option of a payment plan.
Furthermore they will also be working with creditors so that you can get better rates when you deposit money to your savings account, which in turn, will be processed to pay off the creditors. Their programs can assist you to settle the debt within the period of 48 months.
Once you’ve signed up with them, they will allow you access to your information 24/7. All you have to do is sign in to CuraDebts the client portal so that you can monitor your development.
Before you can avail of their program, you’ll need to pass their requirements first. For eligibility, you’ll need to be:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can aid you.
The name of the company suggests that CuraDebt can help you deal your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. This includes medical bills, personal loans, credit cards and also lines of credit. You can also approach them to help settle any remaining amount on business debts and collections or repossessions.
They may even assist you in negotiating on tax owed as well as IRS debt. However, you won’t get support for most claims, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, should it be possible. Certain violations could result in having your debts removed as well.
CuraDebt also allows you to repay debt for less than the amount you have. Additionally, you can ask questions during their free consultation with their debt advisor.
The greatest benefit of their plan is that you only be charged after your debt has been settled. All you need to do is sign up with any of the plans and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. After they have gathered all your financial documentation and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
By using this program, you’ll be able to resolve the various types of tax problems like garnishments on wages as well as tax penalties for personal and corporate taxes and back taxes and trust fund penalties and tax lien.
There aren’t hidden fees either. They use only flat-fee pricing, which depends on the amount that you’ll need to settle.
There are a variety of options in settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they help you with?
Although debt settlement is their specialization however, they do not cater to all types in debt resolution. CuraDebt is only focused on loans that are not secured. They aren’t able to help you if your loan or debt is linked to a physical item.
If you do have one of the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt, you should be able to settle tax debts that were due to be paid without any issues. Furthermore, this service is available to all 50 states if you owe money in arrears to IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
CuraDebt will also help you resolve your medical debt. In certain cases you could even settle the debt for less than you have to pay.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students in negotiating any student loans that they are owed.
Payday loans and personal loans also qualify as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards or private label credit cards, CuraDebt will help you pay it off.
What is the cost?
The best part about CuraDebt is the way the company has priced its services. They do not charge an upfront cost. The only time you pay is when you settle each of your debts.
They also don’t have high-cost costs either. On average, you’ll be required to pay as much as 20 percent of the debt you settled through them.
On average, this type of industry charges between 15 and 25 percentage.
Moreover, clients can expect to settle their debts within 2 to 4 years. However, this also varies depending on the amount that you save per month.
Additionally, they claim you can save as much as 30% if you include their costs into your calculations.
However, this statement will vary, depending on your specific situation. Some clients even mentioned saving 50% to up to 80%.
The benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt offers, Let’s take a look at the benefits that come with using CuraDebt.
First, CuraDebt only charges you after you’ve settled your debt. Additionally they only charge a 20% fee while the majority of companies charge 25 percent.
Next, if you’re done by the program for debt relief, you could enroll in their credit repair program.
It’s a fantastic way to restore the credit rating without going into debt again. However, the program runs in a different way for each individual dependent on the circumstances of your case.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also look into any violations by creditors with the help of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt settlement and debt relief usually require that you stop paying with the credit card you use. If you’re trying to build a better rating on your credit, this could delay you from finishing your debt.
CureDebt does not have a mobile app. Although they have a client website however, it appears aged and simple. It’s not very intuitive and could be difficult to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to pay off your debts without spending more on those types of services. In addition their 20% service charge is less expensive than the majority of firms that charge an additional 25% charge. There is no upfront payment and you’ll only be required to pay once the debt is paid off.
Although they’ll give you an account to see your progress, their website is not simple to navigate. CuraDebt isn’t even an app, which could make it easier for you to look at your progression.
They do have a competent support staff that you can contact them not just via email but also by phone or making an e-ticket. Tax Relief Hurricane Harvey Irs
If your credit card is a major issue right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services they offer are available in your state.
FAQ Tax Relief Hurricane Harvey Irs
What is the time frame to complete the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt and the agreed settlement.
Can CuraDebt help with state tax problems?
Sure, CuraDebt offers a program for tax relief to assist you with issues such as late payroll taxes and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to reduce your debt over time.