Have your debts been increasing lately? Are you tired of trying various financial advice and tips but still have unsolved issues?
Maybe you’re here because you’ve tried everything.
In most cases, the most effective approach is to talk to professionals that can help you settle this issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they can assist you or put you in more debt.
According to their clients they can help you control 80percent of your debts so that you can finally take a few things off of your shoulders.
But for some people they believe these claims are too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth study of how CuraDebt operates and what issues it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its advantages and drawbacks.
Before beginning the review, watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief Help In Nj
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is the most well-known feature. But they offer other services that can help you be more financially secure.
First of all, it begins by requesting a free savings estimate on the internet. The service is completely confidential, and they won’t be conducting a credit screening. With this savings estimate you’ll be able to discover more about other options in your journey to be debt-free.
Savings estimates, as we’ve mentioned previously, offers you an idea of your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you with credit arbitration in the event that you decide to enroll. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement plan, CuraDebt will be the one to handle all of your creditor’s calls. They’ll also be the ones that will negotiate conditions of the payment in accordance with the state of your financial situation. In determining which option is the best to you, this can be either a lump sum settlement or a payment plan.
Additionally, they will work with creditors so that you can get better rates when you deposit money to your savings account, which in turn, will process to pay back the creditors. Their programs can assist you to pay off the debt in the period of 48 months.
After you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you have to do is login to CuraDebts Client Portal to track your development.
Before you can avail of their program, you’ll need to pass their requirements first. To be eligible, you’ll need to meet the following requirements:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you?
Here are the various ways CuraDebt can aid you.
Like their name implies, CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on your behalf to settle most types of debt. These include personal loans, medical bills credit cards, as well as line of credit. They can also be approached to settle any outstanding balance on business debt and collections or repossessions.
They may also assist in negotiating with back taxes as well as IRS debt. But, you won’t receive assistance for the majority claims, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors so that you can have cash settlements, if they are possible. Certain violations could cause your debt to be also dismissed.
CuraDebt lets you pay off debts with less than the amount you own. Additionally, you can ask questions during their free meeting with their debt counsellor.
The most appealing aspect of the program is that you only be charged once your debt is settled. All you have to sign up for some of their programs and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they collect all of your financial documentation, they will also collect all the documents you’ll require for tax returns.
Through this program, you will be able to solve different types of taxes like wage garnishments as well as tax penalties for personal and business taxes and back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges either. They only offer flat-fee prices, which depends on the amount you have to pay.
There are a variety of options when it comes to the settlement of the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they assist you with?
While debt settlement is their forte however, they do not provide all kinds of settlement. CuraDebt is only focused on unsecured debt. They won’t be able to help you if your debt or loan is tied to an actual item.
If you do have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able pay off your past-due tax debts without any problems. Additionally, this service is available across all 50 states, if you have a debt in arrears to IRS. They have federal tax experts that can help you resolve these kinds of problems.
CuraDebt will also help you resolve your medical debt. In some instances, you may even pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. Still, they can help private students with negotiating any student loans that they owe.
Payday loans and personal loans also qualify to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines you obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards, CuraDebt can help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They don’t charge an upfront fee. You’ll only pay once you settle each of your outstanding debts.
Also, they don’t have high-cost charges either. In the average, you’ll need to pay between 20 and 20 percent of the debt you settled through them.
In general, this type of industry charges between 15% and 25 percentage.
In addition, customers can expect to pay off their debts in two to four years. But, it also differs according to the amount you are able to save each month.
Also, they claim that you could save as much as 30% by incorporating their fees in your equation.
But this claim will also vary, depending on your situation. Some customers have even talked about saving 50 to up to 80%.
The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can provide, Let’s take a look at the benefits from using CuraDebt.
First, CuraDebt will only charge you when you’ve paid off your debt. Furthermore they charge only an amount of 20%, while many companies charge 25 percent.
Then, if you’re done in the process of debt resolution, you can join their credit repair program.
It’s a fantastic method to improve your credit without going in debt again. However, the program lasts in a different way for each individual dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also look into any creditor violations with the assistance of their in-house experts.
The drawbacks of using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief often require you to cease making payments with your credit card. Therefore, if you’re trying improve your rating on your credit, this might set you back while you’re getting rid of your obligations.
CureDebt also doesn’t have a mobile app available. While they do have a website that clients can access however, it appears outdated and basic. It’s not very intuitive and could be difficult to navigate.
Furthermore, they are not credited with the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you pay off your debts without spending more on those types of services. Additionally the 20% service charge is less expensive than the majority of businesses that charge an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay the fee when your debt is finally settled.
While they’ll provide you with an account that allows you to track your progress but their website isn’t user-friendly. CuraDebt also doesn’t have an app, which would make it easier to track your performance.
However, they have a great support team and can be reached them not only through emails but also via phone or submitting an e-ticket. Tax Relief Help In Nj
If the problem of debt is an problem right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the programs that they provide are offered in your area.
FAQ Tax Relief Help In Nj
How long does it take to complete the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt help in the fight against state tax issues?
Yes, CuraDebt has a tax relief program that will help you with problems like delinquent tax issues and wage garnishments.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to lower your debt over time.