Have your debts increased lately? Are you tired of trying various financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve tried every thing.
In the majority of cases, your best way is to approach experts who can assist you settle this issue.
CuraDebt is one of the most asked companies. Many people are asking if they can assist you or put you into more debt.
According to their clients they can help you manage 80percent of your debt so that you can finally take a couple of things off your plate.
But for some people they believe these claims are too good to be true.
Suppose you’re on the lookout for something that will aid you in settling your debt. In this situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of the way CuraDebt is used and the problems it could help solve.
Moreover, before we end our discussion, we’ll take a look at its benefits and drawbacks.
Before you begin the review, check out this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief Help Arizona
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is the most well-known feature. But they offer other services that will aid you in becoming more financially stable.
It all begins with requesting a free online savings estimate. The service is completely confidential and they will not be conducting a credit screening. By using this estimate of savings, you will discover more about options to debt-free.
The savings estimate, which was mentioned before, gives you an insight into your options regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you with the process of credit arbitration should you choose to enroll. Financial advisors may be able to assist you in your debt-free journey.
Following the debt settlement program is completed, CuraDebt is the company to answer all of the calls from your creditors. They’ll also be the ones that will negotiate the terms of your payment depending on the condition of your finances. Depending on which works best your situation, the payment could be a lump-sum settlement or a payment plan.
Additionally they will also work with creditors to ensure that you get better rates when you make deposits to your savings account. This in turn, will process to pay off the creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
After you’ve registered with them, they’ll provide you with access to your data 24/7. All you have to do is sign in to CuraDebts the client portal so that you can monitor your progress.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to satisfy their criteria first. For eligibility, you’ll have to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you?
Here are the various ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf to settle all kinds of debt. These include personal loans, medical bills credit cards and lines of credit. You can also approach them to settle any outstanding balance on business debt, collections, or repossessions.
They may even assist you in negotiating for back taxes and IRS debt. However, you will not receive assistance for the majority of your lawsuits, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations in order to get cash settlements, should it be possible. Some violations can also lead to having your debts also dismissed.
CuraDebt lets you settle debt with less than the amount you own. They also allow you to ask questions during their free consultation with their debt counsellor.
The greatest benefit of their plan is that you will only be charged after your debt has been settled. All you have to do is sign up with one of their plans, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they’ve gathered all your financial documentation and tax documents, they’ll also collect all the necessary paperwork for tax returns.
With this program, you should be able to resolve various tax issues like wage garnishments, tax penalties, personal and taxation for business as well as back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges either. They use only flat-fee pricing, which depends on the amount that you’ll have to pay.
There are a variety of options when it comes to paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt can they help you with?
Although they specialize in debt settlement, it is not their specialization, they don’t provide all kinds of debt settlement. CuraDebt concentrates on loans that are not secured. They aren’t able to help you if the debt or loan is tied to an actual item.
However, if you have the following types of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt the service, you’ll be able to settle your past-due tax debts without difficulty. Furthermore, this service is accessible across all 50 states, if you have a debt towards the IRS. There are federal tax experts that can help you resolve these kinds of problems.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In some instances you could even settle them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. They can however assist private students in negotiating any student loans that they owe.
Personal Loan
Payday loans and personal loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, as well as private label credit card, CuraDebt can help you pay it off.
What will it cost you?
The best part about CuraDebt is how the company has priced its services. They do not charge an upfront cost. You’ll only pay once you’ve paid each of your outstanding debts.
They also don’t charge high charges either. In the average, you’ll need to pay as much as 20 percent of the debt you settled through them.
In general, this type of business can cost anywhere from 15% to 25%.
Moreover, clients can expect to pay off their debts in 2 to 4 years. This varies according to the amount you are able to save each month.
They also claim that you could save up to 30% by incorporating their charges into your calculation.
But this claim will also vary, depending on the situation. Some customers even claimed to save 50 to 80percent.
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Advantages to using CuraDebt
Now that you have a clearer picture of what CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. Furthermore they charge only a 20% fee while many companies charge 25%.
Then, if you’re done with the debt settlement program you may also sign up for their credit restoration program.
It’s a fantastic way to restore your credit without having to go back into debt. However, the program runs in a different way for each individual dependent on the circumstances of your case.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. This means your debt won’t increase over time. They’ll also look into any creditor violations with the assistance of their own experts.
The drawbacks of using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with your credit card. Therefore, if you’re trying improve your rating on your credit, this might delay you from working on your debt.
CureDebt doesn’t even have a mobile app. While they have a client website, it looks outdated and basic. It’s not particularly user-friendly, and can be difficult to navigate.
Moreover, they are still not recognized by an accreditation from the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more for these types of services. Moreover their 20% service cost is less expensive than the majority of companies that offer the 25% cost. There is no upfront payment, and you will only be required to pay once your debt is finally settled.
Although they’ll give you an account so that you can track your progress however, their website isn’t user-friendly. CuraDebt isn’t even an app that could make it easier for you to track your performance.
They do have a good support team and can be reached them not only through emails but also by phone or submitting an electronic ticket. Tax Relief Help Arizona
If the problem of debt is an issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the programs that they provide are offered in your state.
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FAQ Tax Relief Help Arizona
How long will it take to complete the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt and the agreed settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt provides tax relief programs to assist you with issues like delinquent tax and wage garnishments.
What’s the first thing I have to do after joining the program?
You’ll need to constantly communicate with the team and make the necessary payments to reduce the amount of debt you have over time.