Has your debt increased lately? Are you burnt out from trying different financial advice and strategies but still have unsolved issues?
Maybe you’re here because you’ve tried everything.
In the majority of cases, your best way is to approach experts who can assist to resolve this issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they can help you or help you get into more debt.
According to their customers, they can help you manage the majority of your debt , so you can take couple of things off your mind.
For some the claims seem too good to be true.
You might be looking for any solution that could help you resolve your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of how CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its benefits and drawbacks.
Before beginning the review, go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief Forums
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is the most well-known feature. But they offer additional services to aid you in becoming more financially secure.
First of all, it starts by requesting a no-cost savings estimate online. The service is completely confidential, and they won’t conduct a credit inquiry. By using this estimate of savings you’ll learn more about your alternatives to be debt-free.
This estimate of savings, which was mentioned previously, offers you an idea of your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to help you with the process of credit arbitration should you choose to sign up. Certain financial advisors can assist you with your debt-free journey.
Following your debt settlement program is completed, CuraDebt will be the one to answer all of the calls from your creditors. They will also be the ones who will determine conditions of the repayment depending on the condition of your finances. Depending on which works best for you, it could either be a lump sum settlement or the option of a payment plan.
Additionally they will also be working with creditors to ensure that you enjoy better rates when you transfer money into your savings account, which is then processed to pay off the creditors. Their programs can assist you to settle the debt within two years.
After you’ve registered with them, they will allow you access to your account information 24 hours a day. All you need to do is log in to CuraDebts’ client portal so that you can monitor your progress.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll have to meet the following criteria:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf for all kinds of debt. They can help with personal loans, medical bills credit cards and loans. They can also be approached to help settle any remaining amount on business debts collection, repossessions, or collections.
They may even assist you in negotiating on tax owed and IRS debt. But, you won’t receive assistance with the majority claims, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the contrary, they’ll help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations to ensure that you receive cash settlements, should it be possible. Certain violations may cause your debt to be also dismissed.
CuraDebt lets you settle debt with less than the amount you own. You can also have questions answered during a free consultation with their debt counsellor.
The most appealing aspect of the program is that you will only be charged when your debt is paid off. All you need to do is sign up with some of their programs and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. After they have gathered all your financial documents, they will also collect all the documents you’ll require for tax returns.
With this program, you will be able to deal with various tax issues such as wage garnishments as well as tax penalties for personal and taxation for business and back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing that is based on the amount you’ll must settle.
They have different solutions in the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt are they able to help with?
Although debt settlement is their specialty but they aren’t able to provide all kinds in debt resolution. CuraDebt is only focused on loans that are not secured. They won’t be able to help you if the loan or debt is linked to a physical item.
However, if you have the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt, you should be able to pay your past-due tax debts without any problems. Furthermore, this service is accessible across all 50 states, if you owe money in arrears to IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
Medical Debt
CuraDebt can also assist in settling your medical debt. In certain cases you might even be able to pay them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. They can however assist private students negotiate any loans they have to pay.
Personal Loan
Personal loans and payday loans are also eligible as debt-settling programs. You may also be eligible of the program if you also have other unsecured credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, as well as private label credit card CuraDebt can help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt is the way they’ve priced their services. They don’t charge an upfront fee. You’ll only pay once you settle each of your outstanding debts.
Also, they don’t charge high charges either. On average, you’ll be required to pay as much as 20 percent of the debt that you settled through them.
In the average, this kind of industry can charge anywhere between 15% and 25 percentage.
In addition, customers can expect to settle their debts within 2 to 4 years. This varies in relation to the amount you save per month.
They also claim you can save up to 30% by incorporating their charges into your calculation.
However, the claim may vary, depending on the situation. Some customers even claimed to save 50% to 80%.
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The benefits of using CuraDebt
Now that you have an understanding of what CuraDebt can provide, let’s explore the benefits from using CuraDebt.
The first is that CuraDebt is only charged once you’ve paid off your debt. Additionally they only charge an amount of 20%, while the majority of companies charge 25 percent.
Then, if you’re done in the process of debt resolution you could also sign up for their credit restoration program.
It’s a great way to restore your credit score without having to go back into debt. The program is however designed different for every person dependent on the circumstances of your case.
Lastly, CureDebt looks into your financial obligations to assist in settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also be looking into any violations by creditors using their own experts.
The drawbacks of the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with the credit card you use. If you’re trying to increase your rating on your credit, this might set you back while you’re working on your debt.
CureDebt does not have a mobile app. Although they have a website for clients however, it appears outdated and basic. It’s not particularly user-friendly, and can be difficult to navigate.
Furthermore, they are not credited with the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to pay off your debts without spending more for these types of services. Additionally, their 20% service cost is less expensive than the majority of companies that offer a 25% fee. There aren’t any upfront fees and you’ll only have to pay when the debt is paid off.
Although they’ll give you an account that allows you to track your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app yet, which would make it easier to track your progression.
However, they have a competent support staff and can be reached them not only through emails but by phone or by sending an electronic ticket. Tax Relief Forums
If debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re qualified and that the services they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief Forums
How long does it take to complete the course?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt aid with state tax problems?
Sure, CuraDebt provides tax relief programs to help you with problems like delinquent taxes and wage garnishments.
What do I need to do once I’m in the program?
You’ll be required to communicate with the team and make the necessary payments to reduce your debt over time.
