Has your debt been piling up lately? Are you exhausted from trying other financial advice and tips but haven’t solved your problems?
Perhaps you’re here because you’ve already tried every thing.
In most cases, the best option is to speak with professionals that can help to resolve this issue.
CuraDebt is among the most frequently contacted companies. A lot of customers have asked if they can help you or put you into more debt.
According to their clients, they can assist you in managing the majority of your debt , so you can finally take a couple of things off your mind.
But for some people, these claims are just too good to be true.
If you’re looking for anything that can aid you in settling your debt. In that case, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep look at the way CuraDebt operates and what issues it could help solve.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before starting the review, you can go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Foreign Workers Norway
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. They also provide other services that will assist you in becoming financially secure.
The process begins by requesting a free savings estimate online. The service is completely confidential and they will not be doing a credit check. With this estimate of savings, you will be able to learn more about the other options in your journey to be debt-free.
This estimate of savings, as mentioned earlier, provides you with an idea of your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to help you with credit arbitration in the event that you decide to enroll. Some financial advisors can help you in your debt-free journey.
After your debt settlement program, CuraDebt is the one to take care of all the calls from your creditors. They will also be the ones who negotiate what you will pay for your repayment in accordance with the state of your financial situation. Depending on which works most effectively for you, it could be a lump-sum settlement or an installment plan.
Additionally they will also be working with creditors to ensure that you get better rates when you transfer money into your savings account. This in turn, will process to pay off creditors. Their programs can assist you to settle the debt within 48 months.
Once you’ve signed up with them, they will provide you with access to your data 24/7. All you need to do is sign in to CuraDebts Client Portal to monitor your progress.
Before you can benefit from their program, you’ll need to pass their requirements first. For eligibility, you’ll need to be:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you?
Here are the various ways CuraDebt can aid you.
The name of the company suggests that CuraDebt can help you deal with debt. They can negotiate settlements on your behalf to settle all kinds of debt. They can help with medical bills, personal loans credit cards, and also loans. They are also able to help settle any remaining balance of business debt and collections or repossessions.
They may also assist in negotiating on tax owed as well as IRS debt. However, you won’t get assistance for the majority of your lawsuits, government loans, collateral, and utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations to ensure that you receive cash settlements, if they are possible. Certain violations could result in having your debts also dismissed.
CuraDebt lets you repay debt for less than the sum you have. You can also ask questions during their free meeting with their debt advisor.
The greatest benefit of their plan is that you will only be charged after your debt has been settled. All you need to sign up for any of the plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial documents and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
By using this program, you’ll be able to solve the various types of tax problems like wage garnishments and tax penalties, personal and business taxes, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges also. They use only flat-fee pricing, which depends on the amount you’ll must settle.
They offer different options in settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their specialty however, they do not provide all kinds of settlement. CuraDebt concentrates on debt that is not secured. They can’t help you if your credit or loan is tied to a physical item.
However, if you have one of the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt it is expected that you will be able to pay tax debts that were due to be paid without any problems. Additionally, this service is available to all 50 states in the event that you owe money towards the IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
CuraDebt can also help resolve the medical bills. In certain cases, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. However, they can assist private students in negotiating any student loans that they have to pay.
Payday loans and personal loans also qualify to be eligible for debt relief programs. It is also possible to avail the program if you have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards and private-label credit cards CuraDebt will assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their service. They don’t charge upfront fees. You’ll only pay once you settle each of your outstanding debts.
They also do not charge high costs either. On average, you’ll be required to pay between 20 and 20% of the debt you settled through them.
In general, this type of business can cost anywhere between 15% and 25 percent.
In addition, customers can expect to pay off their debts in 2 to 4 years. However, this also varies according to the amount you save per month.
Also, they claim that you could save up to 30% by incorporating their costs into your calculations.
However, the claim may depend on your specific situation. Some clients even mentioned saving between 50% and up to 80%.
Advantages to using CuraDebt
Now that you have an understanding of the benefits CuraDebt can offer you let’s explore the benefits of using CuraDebt.
The first is that CuraDebt is only charged once you’ve paid off your debt. Additionally they only charge a 20% fee while most companies charge you 25 percent.
If you’re finished in the process of debt resolution, you could also sign up for their credit restoration program.
It’s an excellent way to restore the credit rating without going back into debt. However, the program lasts differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. So, your debt won’t increase as time passes. They’ll also be looking into any creditor violations with the assistance of their own experts.
Drawbacks of using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to cease making payments with the credit card you use. So if you’re trying to increase your credit score, it might set you back while you’re getting rid of your debt.
CureDebt also doesn’t offer a mobile application. While they have a client website but it’s old and mundane. It’s not particularly intuitive, and it can be challenging to navigate.
Moreover, they are still not accredited with the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more on those types of services. In addition the 20% service charge is lower than many companies that offer the 25% cost. There are no upfront payments and you’ll only have to pay the fee when your debt is finally settled.
Although they’ll give you an account so that you can track your progress however, their website isn’t simple to navigate. CuraDebt also doesn’t have an app yet, which could make it easier for you to track your progress.
But, they do have a great support team, and you can reach them not only through emails but also by phone or submitting an electronic ticket. Tax Relief Foreign Workers Norway
If the problem of debt is an issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services that they provide are offered in your area.
FAQ Tax Relief Foreign Workers Norway
What is the time frame to complete the course?
The average program is 24 to 48 months, dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt aid with tax problems in the state?
It is true that CuraDebt provides tax relief programs to aid you in dealing with problems such as delinquent payroll taxes and garnishments on wages.
What’s the first thing I have to do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to lower the amount of debt you have over time.