Are you experiencing debt that has been increasing lately? Are you tired of trying other financial advice and strategies but haven’t solved your problems?
Maybe you’re here because already tried every thing.
In most cases, the most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is one of the most frequently contacted companies. Many customers have asked if they can assist you or help you get into more debt.
According to their clients they can assist you in managing 80% of your debts so that you are able to take few things off of your shoulders.
For some the claims seem too good to be true.
If you’re looking for something that will assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll take a deeper look at how CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before starting the review, check out this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief For Victims Of Hurricane Matthew
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most known feature. However, they also offer other services that can aid you in becoming more financially secure.
First of all, it begins with requesting a free online savings estimate. It is a completely private service and they will not be doing a credit check. With this estimate of savings you’ll be able to learn more about your alternatives to debt-free.
This estimate of savings, as mentioned earlier, provides you with the opportunity to consider your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with credit arbitration if you decide to enroll. Certain financial advisors can assist you in your debt-free journey.
Following your debt settlement plan, CuraDebt is the agency to answer all of your creditor’s calls. They’ll also be the ones that will determine the terms of your repayment based on the status of your finances. In determining which option is the best your situation, the payment could be a lump-sum settlement or a payment plan.
Furthermore, they will be working with creditors so that you can have better rates as you make deposits to your savings account, which in turn, will be processed to pay off the creditors. Their programs can assist you to pay off the debt in two years.
After you’ve signed up with them, they’ll provide you with access to your account information 24 hours a day. All you need to do is login to CuraDebts the client portal so that you can monitor your progress.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to pass their requirements first. To be eligible, you’ll need to be:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they assist you?
Here are some of the ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt can help you deal with your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. These include personal loans, medical bills, credit cards and loans. They are also able to pay off any remaining balance on business debt collection, repossessions, or collections.
They can even help negotiate on tax owed as well as IRS debt. However, you will not receive support for most cases, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, if possible. Certain violations could result in having your debts dismissed as well.
CuraDebt also allows you to pay off debts with less than the sum you have. Additionally, you can inquire about your debt during their no-cost consultation with their debt counselor.
The most appealing aspect of their program is that you only be charged after your debt has been settled. All you need to sign up to one of their plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial records and tax documents, they’ll also collect all the documents you’ll require to file tax returns.
With this program, you will be able to deal with different types of taxes like wage garnishments and tax penalties, personal and taxation for business as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs neither are there hidden fees. They only use flat-fee pricing and is dependent on the amount you’ll need to settle.
They offer different options when it comes to the settlement of the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt can they assist you with?
Although debt settlement is their specialty however, they do not offer all kinds in debt resolution. CuraDebt concentrates on loans that are not secured. They won’t be able to assist you if your debt or loan is tied to an actual item.
If you do have the following types of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able pay off tax debts that were due to be paid without any issues. Moreover, this type of service is available to all 50 states if you have a debt to the IRS. There are federal tax experts that can help you resolve these kinds of problems.
Medical Debt
CuraDebt can also help resolve your medical debt. In some cases, you may even pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students with negotiating any student loans that they have to pay.
Personal Loan
Payday loans and personal loans are also eligible as debt-settling programs. You can also avail the program if you have other unsecure credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, or private label credit cards, CuraDebt can help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. Only pay when you have paid off all of your debts.
Also, they do not charge high charges either. In the average, you’ll need to pay up to 20 percent of the debt that you settled through them.
On average, this type of business can cost anywhere from 15% to 25%.
Additionally, customers can anticipate to settle their debts within between 2 and 4 years. But, it also differs in relation to the amount you can save up per month.
They also claim that you can save up to 30% by incorporating their costs into your calculations.
However, this statement will differ based on your situation. Some clients even mentioned saving 50% to 80percent.
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Benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can provide, let’s look into the advantages from using CuraDebt.
First, CuraDebt only charges you after you’ve settled your debt. Additionally they charge only 20% of the cost, whereas many companies charge 25%.
If you’re finished by the program for debt relief, you could join their credit restoration program.
It’s a fantastic option to rebuild your credit without having to go into debt again. The program is however designed in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your credit to assist with settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also investigate any creditor violations with the help of their experts in-house.
Drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with your credit card. Therefore, if you’re trying improve your credit score, it may cause you to delay finishing your debt.
CureDebt does not have a mobile app. Although they have a website for clients but it’s aged and simple. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more on these kinds of services. Additionally the 20% service charge is less expensive than the majority of firms that charge an additional 25% charge. There are no upfront payments and you’ll only have to pay the fee when the debt is paid off.
Although they’ll give you an account to see your progress, their website is not easy to navigate. CuraDebt does not have an app that would make it easier to monitor your progress.
But, they do have a good support team that you can contact them not only through emails but also by phone or sending an e-ticket. Tax Relief For Victims Of Hurricane Matthew
If problem of debt is an problem, then we highly recommend CuraDebt’s program. Make sure you’re eligible and that the programs they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief For Victims Of Hurricane Matthew
How long will it take to finish the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt aid with state tax problems?
It is true that CuraDebt offers a program for tax relief that will assist you with issues such as delinquent payroll tax and garnishments on wages.
What do I need to do after joining the program?
You’ll be required to communicate with the team and pay the required payments to lower the amount of debt you have over time.
