Has your debt increased lately? Are you exhausted from trying various financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve been through everything.
In most cases, the best option is to speak with experts who can assist you resolve the issue.
CuraDebt is one of the most asked companies. Many people have been inquiring whether they can assist you or help you get into more debt.
According to their clients they can assist you in managing 80percent of your debt so that you are able to take couple of w
orries off your mind.
However, for certain people the claims seem too good to be true.
If you’re looking for something that will aid you in settling your debt. In this scenario, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth study of the way CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude, we’ll also look into its advantages and drawbacks.
Before starting the review, check out this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief For Victims Of Hurricane Irma
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best popular feature. They also provide other services that can assist you in becoming financially stable.
First of all, it begins with requesting a free savings estimate online. This service is very confidential, and they won’t conduct a credit inquiry. With this estimate of savings you’ll learn more about your alternatives to be debt-free.
This estimate of savings, as mentioned earlier, provides you with an insight into your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to help you with credit arbitration if you decide to join. Some financial advisors can help you with your debt-free journey.
Following the debt settlement program is completed, CuraDebt is the agency to answer all of your creditor’s calls. They will also be the ones that will negotiate the terms of your payment based on the status of your financial situation. Depending on which works most effectively for you, it could be a lump-sum settlement or the option of a payment plan.
Moreover, they will be working with lenders to help you enjoy better rates when you deposit money to your savings account. This, is then processed to pay back creditors. Their programs can assist you to settle the debt within two years.
After you’ve signed up with them, they will give you access to your account information 24 hours a day. All you need to do is sign in to CuraDebts’ client portal to track your development.
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CuraDebt’s Requirements
Before you can avail of the program, you’ll have to pass their requirements first. To be eligible, you’ll have to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are the different ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on your behalf for all kinds of debt. These include personal loans, medical bills credit cards and also loans. They are also able to help settle any remaining balance on business debt and collections or repossessions.
They may also assist in negotiating for back taxes and IRS debt. But, you won’t receive assistance for the majority of your lawsuits, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors so that you can have cash settlements, should it be possible. Some violations can also lead to having your debts dismissed as well.
CuraDebt can also help you pay off debts with less than the sum you have. You can also ask questions during their free consultation with their debt counselor.
The best part about the program is that you will only have to pay for the charges once your debt is settled. All you need to do is sign up with one of their plans and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial documentation, they will also collect all the necessary paperwork for tax returns.
With this program, you will be able to resolve different types of taxes like garnishments on wages as well as tax penalties for personal and corporate taxes, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges also. They only offer flat-fee prices, which depends on the amount you have to pay.
They offer different options for settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialty but they aren’t able to offer all kinds in debt resolution. CuraDebt concentrates on debt that is not secured. They can’t help you if your debt or loan is tied to an item that is physical.
However, if you have the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able to pay taxes that are due without any problems. Additionally, this service is available to all 50 states in the event that you have a debt in arrears to IRS. There are federal tax experts that can help you resolve the issues.
Medical Debt
CuraDebt can also help resolve the medical bills. In some cases you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. However, they can assist private students negotiate the student loans they have to pay.
Personal Loan
Personal and payday loans are also eligible to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards and private-label credit cards CuraDebt will assist you in paying it off.
What is the cost?
The best part about CuraDebt is how they’ve priced their service. They don’t charge upfront fees. You’ll only pay once you settle each of your debts.
They also do not charge high fees as well. On average, you’ll have to pay up to 20 percent of the debt that you settled with them.
In general, this type of industry can charge anywhere between 15% and 25 percentage.
Additionally, customers can anticipate to settle their debt from between 2 and 4 years. This varies in relation to the amount you save per month.
Also, they claim you can save as much as 30% when you factor in their charges into your calculation.
But this claim will also differ based on the situation. Some customers have even talked about saving 50 to up to 80%.
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Benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt offers, let’s look into the advantages of using CuraDebt.
First, CuraDebt will only charge you once you’ve paid off your debt. Furthermore they only charge a 20% fee while most companies charge you 25 percent.
If you’re finished by the program for debt relief you can also sign up for their credit restoration program.
It’s an excellent way to restore the credit rating without having to go back into debt. However, the program lasts different for every person according to your personal situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also be looking into any violations of creditor with the help of their experts in-house.
The drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Settlement of debt and debt relief often require you to stop paying with . If you’re trying to build a better rating on your credit, this might delay you from finishing your credit card debt.
CureDebt also doesn’t have a mobile app. While they have a website for clients but it’s aged and simple. It’s not very intuitive, and it can be challenging to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to settle your debt without spending more on these kinds of services. Additionally their 20% service charge is lower than many companies that offer an additional 25% charge. There are no upfront payments, and you will only be required to pay once your debt is finally settled.
Although they’ll give you an account that allows you to track your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app that could make it easier for you to look at your progression.
But, they do have a good support team and can be reached them not only through emails but by phone or by sending an e-ticket. Tax Relief For Victims Of Hurricane Irma
If your credit card is a major issue right now, we recommend CuraDebt’s service. Be sure to be eligible and that the services that they provide are offered in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief For Victims Of Hurricane Irma
How long does it take to complete the course?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt assist with state tax problems?
Sure, CuraDebt provides tax relief programs that can aid you in dealing with problems such as delinquent payroll tax issues and garnishments of wages.
What do I need to do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to reduce your debt over time.
