Have your debts been piling up lately? Are you exhausted from trying different financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, your most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. A lot of people are asking if they can help you or put you in more debt.
According to their customers, they can help you manage 80percent of your debts so that you are able to take couple of w
orries off your shoulders.
However, for certain people the claims seem too good to be true.
Suppose you’re on the lookout for something that will aid you in settling your debt. In that case, CuraDebt will mostly be recommended by people. We’ll be taking a deep review of how CuraDebt is used and the problems it can solve for you.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before starting the review, go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tax Relief For Veterans In Montgomery County Tx
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is the most popular feature. They also provide other services that will assist you in becoming financially secure.
The process begins with requesting a free savings estimate on the internet. This service is very confidential and they will not conduct a credit inquiry. With this savings estimate, you will be able to learn more about the alternatives towards debt-free.
The savings estimate, as we’ve mentioned earlier, provides you with an insight into your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating the process of credit arbitration should you choose to sign up. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt can be the one to take care of all your creditors’ calls. They will be the ones who will negotiate what you will pay for your repayment depending on the condition of your finances. In determining which option is the best your situation, the payment can be a lump-sum settlement or a payment plan.
Additionally, they will work with creditors to ensure that you enjoy better rates when you transfer money into your savings account. This is then processed to pay back creditors. The plans they offer can help you get rid of debt in just two years.
Once you’ve signed up with them, they will allow you access to your data 24/7. All you have to do is log in to CuraDebts Client Portal to monitor your performance.
Before you can benefit from their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can aid you.
Like their name implies, CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle most types of debt. This includes medical bills, personal loans, credit cards as well as line of credit. You can also approach them to pay off any remaining balance on business debt collection, repossessions, or collections.
They may even assist you in negotiating with back taxes and IRS debt. However, you won’t get assistance for the majority cases, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, if possible. Some violations can also cause your debt to be removed as well.
CuraDebt can also help you settle debt with less than the amount you own. You can also have questions answered during a free consultation with their debt advisor.
The most appealing aspect of their program is that you will only pay the fees after your debt has been settled. All you have to sign up for any of the plans, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial documentation and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
By using this program, you will be able to deal with various tax issues like garnishments on wages, tax penalties, personal and taxation for business and back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges also. They use only flat-fee pricing and is dependent on the amount you need to settle.
They offer different options when it comes to settling taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their specialization, they don’t offer all kinds of debt settlement. CuraDebt only focuses on unsecured debt. They can’t help you if your credit or loan is tied to an actual item.
However, if you have the following kinds of debt, they will arrange settlements for you.
With CuraDebt, you should be able to settle your past-due tax debts without any problems. Additionally, this service is offered to all 50 states in the event that you have a debt towards the IRS. There are federal tax experts to assist you with the issues.
CuraDebt will also help you resolve any medical-related debt. In some cases you could even settle the debt for less than you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. Still, they can help private students in negotiating any student loans that they have to pay.
Personal loans and payday loans are also eligible for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines you obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, as well as private label credit card CuraDebt can assist you in paying it off.
What is the cost?
The best part about CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. The only time you pay is when you have paid off all of your outstanding debts.
They also don’t charge high charges either. On average, you’ll have to pay up to 20 percent of the debt that you settled with them.
In general, this type of industry can charge anywhere between 15% and 25 percent.
Additionally, customers can anticipate to settle their debts within between 2 and 4 years. This varies according to the amount you save per month.
Additionally, they claim you can save up to 30% by incorporating their fees in your equation.
But this claim will also differ based on your situation. Some customers have even talked about saving 50 to 80percent.
Benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt offers, let’s explore the benefits from using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. Furthermore they only charge 20% of the cost, whereas the majority of companies charge 25 percent.
If you’re finished in the process of debt resolution you could join their credit restoration program.
It’s an excellent way to restore your credit score without going in debt again. However, the program runs differently for each person, depending on your situation.
In the end, CureDebt looks into your credit to help with settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also investigate any creditor violations with the help of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Settlement of debt and debt relief often require you to stop paying with . So if you’re trying to improve your standing on credit scores, you may set you back while you’re getting rid of your debt.
CureDebt does not offer a mobile application. While they do have a website that clients can access however, it appears outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
In addition, they’re not accredited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you pay off your debts without spending more for these types of services. Additionally their 20% service fee is lower than many companies that offer the 25% cost. There is no upfront payment and you’ll only be required to pay once your debt is finally settled.
Although they’ll give you an account that allows you to track your progress but their website isn’t simple to navigate. CuraDebt does not have an app, which would make it easier to monitor your progression.
But, they do have a competent support staff and can be reached them not only through emails but also by phone or making an electronic ticket. Tax Relief For Veterans In Montgomery County Tx
If the problem of debt is an issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the services they offer are available in your state.
FAQ Tax Relief For Veterans In Montgomery County Tx
How long does it take to finish the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt has a tax relief program that can assist you with issues such as delinquent payroll tax and garnishments on wages.
What should I do once I’m in the program?
You’ll be required to communicate with the team and pay the required payments to lower the amount of debt you have over time.