Have your debts been piling up lately? Are you burnt out from trying other financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve tried every thing.
In most cases, the best option is to speak with professionals that can help you resolve the issue.
CuraDebt is among the most frequently contacted companies. Many people are asking if they can assist you or put you in more debt.
According to their clients they can assist you in managing the majority of your debt , so you are able to take couple of worries off your shoulders.
For some the claims seem too good to be true.
You might be looking for something that will aid you in settling your debt. In this case, CuraDebt will mostly be recommended by people. We’ll be taking a deep look at how CuraDebt operates and what issues it could help solve.
Furthermore, before we conclude our discussion, we’ll take a look at its benefits and drawbacks.
Before starting the review, check out this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief For Uniform Maintenance
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best well-known feature. They also provide other services that will assist you in becoming financially stable.
First of all, it starts by requesting a no-cost savings estimate on the internet. The service is completely confidential and won’t conduct a credit inquiry. With this savings estimate you’ll discover more about alternatives to be debt-free.
The savings estimate, as we’ve mentioned before, gives you an idea of your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you with credit arbitration if you decide to sign up. Certain financial advisors can assist you on your path to debt-free living.
After your debt settlement program is completed, CuraDebt can be the one to take care of all your creditor’s calls. They’ll also be the ones who will determine conditions of the settlement based on the status of your finances. Depending on which works most effectively your situation, the payment can be a lump-sum settlement or the option of a payment plan.
Moreover, they will be working with creditors so that you can get better rates when you make deposits to your savings account. This in turn, will process to pay the creditors. Their plans can help you get rid of debt in just two years.
After you’ve signed up with them, they’ll allow you access to your data 24/7. All you need to do is sign in to CuraDebts’ client portal so that you can monitor your development.
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are the different ways CuraDebt can assist you.
Like their name implies, CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf to settle most types of debt. They can help with medical bills, personal loans credit cards, as well as loans. They are also able to settle any outstanding balance on business debt and collections or repossessions.
They may even assist you in negotiating on tax owed and IRS debt. But, you won’t receive assistance with the majority cases, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors in order to get cash settlements, should it be possible. Certain violations could result in having your debts removed as well.
CuraDebt also allows you to repay debt for less than the amount you own. They also allow you to ask questions during their free consult with their debt advisor.
The most appealing aspect of their program is that you only be charged once your debt is settled. All you have to sign up for any of the plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial records and tax documents, they’ll also collect all the documents you’ll require for tax returns.
By using this program, you should be able to solve the various types of tax problems like wage garnishments as well as tax penalties for personal and corporate taxes and back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount you need to settle.
They offer different options for settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they help you with?
Although debt settlement is their specialty but they aren’t able to provide all kinds of debt settlement. CuraDebt concentrates on loans that are not secured. They aren’t able to assist you if your credit or loan is tied to an item that is physical.
However, if you have one of the following kinds of debt, they will make arrangements for settlements.
With CuraDebt, you should be able pay off your past-due tax debts without any problems. Additionally, this service is accessible to all 50 states in the event that you have a debt to the IRS. There are federal tax experts that can help you resolve the issues.
CuraDebt can also assist in settling the medical bills. In certain cases you could even settle them for less than what you are owed.
Private Student Loan
CuraDebt does not offer Federal student loan. They can however assist private students with negotiating the student loans they have to pay.
Personal loans and payday loans are also eligible to be eligible for debt relief programs. You may also be eligible of the program if you also have other unsecured credit lines that you got from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards and private-label credit cards CuraDebt will help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt is how they’ve priced their services. They do not charge an upfront cost. Only pay when you settle each of your debts.
They also don’t charge high charges either. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled through them.
In the average, this kind of industry charges between 15 and 25 percentage.
Additionally, customers can anticipate to pay off their debts in between 2 and 4 years. But, it also differs in relation to the amount you save per month.
Additionally, they claim that you can save as much as 30% when you factor in their fees in your equation.
However, this statement will differ based on your situation. Some customers have even talked about saving between 50% and 80percent.
Benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt offers, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt will only charge you once you’ve paid off your debt. Furthermore they charge only a 20% fee while many companies charge 25%.
Then, if you’re done with the debt settlement program, you may also sign up for their credit restoration program.
It’s a great method to improve the credit rating without going into debt again. The program is however designed in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t increase over time. They’ll also look into any creditor violations with the assistance of their experts in-house.
Some disadvantages to using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to stop paying with your credit card. If you’re trying to increase your credit score, it could cause you to delay getting rid of your credit card debt.
CureDebt doesn’t even have a mobile app available. While they have a website for clients but it’s old and mundane. It’s not very intuitive and could be difficult to navigate.
In addition, they’re not accredited with the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on those types of services. In addition the 20% service cost is lower than many businesses that charge an additional 25% charge. There is no upfront payment and you’ll only have to pay when the debt is settled.
Although they’ll allow you to access an account so that you can track your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app, which could make it easier for you to look at your performance. Tax Relief For Uniform Maintenance
However, they have a competent support staff and can be reached them, not only via emails but also via phone or making an electronic ticket. Tax Relief For Uniform Maintenance
If your credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the programs they offer are available in your area.
FAQ Tax Relief For Uniform Maintenance
How long does it take to finish the program?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt help in the fight against state tax issues?
Sure, CuraDebt has a tax relief program that will help you with problems such as delinquent payroll taxes and wage garnishments.
What should I do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and pay the required payments to lower your debt over time.