Has your debt been increasing lately? Are you tired of trying various financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because tried every thing.
In the majority of cases, your best way is to approach professionals that can help you settle this issue.
CuraDebt is among the companies that get the most inquiries. A lot of people have been inquiring whether they can assist you or put you in more debt.
According to their customers, they can assist you in managing 80% of your debts so that you can take few things off of your mind.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for anything that can aid you in settling your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll take a deeper study of how CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before beginning the review, watch this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief For Seniors Las Vegas Nv
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Assistance in settling your debt is the most popular feature. But they offer other services that can assist you in becoming financially secure.
First of all, it begins by requesting a free online savings estimate. The service is completely confidential and won’t conduct a credit inquiry. With this estimate of savings you’ll be able to be able to learn more about the options towards debt-free.
The savings estimate, as mentioned previously, offers you an idea of your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you with the process of credit arbitration should you choose to enroll. Some financial advisors can help you in your debt-free journey.
After your debt settlement program, CuraDebt can be the company to take care of all your creditors’ calls. They will also be the ones that negotiate conditions of the settlement depending on the condition of your financial situation. In determining which option is the most effectively for you, it can be a lump-sum settlement or a payment plan.
Additionally they will also work with lenders to help you have better rates as you make deposits to your savings account, which is then processed to pay off creditors. Their plans can help you get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they’ll give you access to your information 24/7. All you have to do is login to CuraDebts Client Portal to monitor your performance.
Before you are able to avail the program, you’ll have to pass their requirements first. To be eligible, you’ll have to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can aid you.
The name of the company suggests that CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf for all kinds of debt. These include personal loans, medical bills credit cards, and loans. They can also be approached to pay off any remaining amount on business debts and collections or repossessions.
They may also assist in negotiating for back taxes as well as IRS debt. However, you will not receive support for most of your lawsuits, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors in order to get cash settlements, if they are possible. Some violations can also cause your debt to be dismissed as well.
CuraDebt also allows you to settle debt with less than the amount you have. You can also ask questions during their free consult with their debt advisor.
The greatest benefit of the program is that you will only be charged once your debt is settled. All you need to sign up to one of their plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they collect all of your financial records They will also gather all the paperwork you’ll need for tax returns.
Through this program, you’ll be able to solve the various types of tax problems like garnishments on wages as well as tax penalties for personal and taxation for business as well as back taxes and trust fund penalties and tax lien.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing, which depends on the amount that you’ll must settle.
There are a variety of options for paying off taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
Although they specialize in debt settlement, it is not their forte but they aren’t able to offer all kinds of settlement. CuraDebt only focuses on unsecured debt. They aren’t able to help you if the loan or debt is linked to an item that is physical.
However, if you have the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt the service, you’ll be able to pay taxes that are due without any issues. Furthermore, this service is accessible across all 50 states, if you have a debt towards the IRS. There are federal tax experts who can assist you in resolving the issues.
CuraDebt can also help resolve your medical debt. In some cases you could even settle the debt for less than you have to pay.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. They can however assist private students in negotiating any student loans that they are owed.
Payday loans and personal loans are also eligible as debt-settling programs. You can also avail the program if you have other unsecure credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards or private label credit cards, CuraDebt can assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you’ve paid each of your debts.
Also, they do not charge high fees as well. In the average, you’ll need to pay up to 20 percent of the debt you settled through them.
In general, this type of industry can charge anywhere from 15% to 25%.
Moreover, clients can expect to settle their debt from between 2 and 4 years. However, this also varies depending on the amount that you can save up per month.
They also claim you can save as much as 30% when you factor in their costs into your calculations.
However, this statement will differ based on your situation. Some customers even claimed to save 50% to up to 80%.
Benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt can offer you Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. Furthermore they charge only 20% of the cost, whereas most companies charge you 25 percent.
Then, if you’re done with the debt settlement program you can also sign up for their credit repair program.
It’s a fantastic method to improve your credit score without having to go back into debt. However, the program lasts in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, your debt won’t increase over time. They’ll also be looking into any violations by creditors with the help of their own experts.
The drawbacks of using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Settlement of debt and debt relief usually require that you stop making payments using . Therefore, if you’re trying increase your rating on your credit, this might delay you from working on your obligations.
CureDebt also doesn’t have a mobile app. Although they have a website for clients, it looks old and mundane. It’s not particularly intuitive, and it can be difficult to navigate.
Moreover, they are still not recognized by an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to resolve your debt without having to spend more on these kinds of services. Additionally their 20% service fee is less expensive than the majority of firms that charge a 25% fee. There are no upfront payments and you’ll only have to pay the fee when the debt is paid off.
Although they’ll give you an account to see your progress but their website isn’t simple to navigate. CuraDebt does not have an app that could make it easier for you to monitor your performance.
They do have a competent support staff and can be reached them not just via email but by phone or by submitting an e-ticket. Tax Relief For Seniors Las Vegas Nv
If your credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services they provide are in your state.
FAQ Tax Relief For Seniors Las Vegas Nv
How long does it take to finish the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt assist with state tax problems?
It is true that CuraDebt provides tax relief programs to aid you in dealing with problems such as late payroll tax and garnishments of wages.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with your team members and make the necessary payments to pay down your debt over time.