Are you experiencing debt that has increased lately? Are you exhausted from trying different financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because already tried everything.
In the majority of cases, your best way is to approach experts who can assist you settle this issue.
CuraDebt is among the companies that get the most inquiries. Many people are asking if they can assist you or put you in more debt.
According to their clients, they can help you control 80% of your debt , so you can finally take a couple of w
orries off your shoulders.
For some the claims seem too good to be true.
You might be looking for something that will help you resolve your debt. If that’s the situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth look at how CuraDebt works and what problems it can help you solve.
Moreover, before we end our discussion, we’ll take a look at its benefits and drawbacks.
Before you begin the review, check out this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief For October 15 2021 Hurricane For Florida
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best well-known feature. But they offer other services that can aid you in becoming more financially stable.
The process begins by requesting a free savings estimate online. This service is very confidential and won’t conduct a credit inquiry. With this estimate of savings you’ll discover more about alternatives to debt-free.
This estimate of savings, as we’ve mentioned previously, offers you an idea of your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with credit arbitration in the event that you decide to sign up. Certain financial advisors can assist you in your debt-free journey.
Following the debt settlement plan, CuraDebt is the one to take care of all your creditors’ calls. They’ll also be the ones that determine the terms of your payment based on the status of your financial situation. Based on what works best your situation, the payment can either be a lump sum settlement or the option of a payment plan.
Additionally they will also be working with lenders to help you enjoy better rates when you make deposits to your savings account, which is then processed to pay the creditors. The plans they offer can help you pay off the debt in 48 months.
After you’ve signed up with them, they’ll provide you with access to your information 24/7. All you need to do is log in to CuraDebts Client Portal to track your progress.
Before you are able to avail the program, you’ll have to satisfy their criteria first. For eligibility, you’ll need to be:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can assist you.
The name of the company suggests that CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on behalf of you for all kinds of debt. These include medical bills, personal loans, credit cards as well as loans. You can also approach them to help settle any remaining amount on business debts, collections, or repossessions.
They may even assist you in negotiating on tax owed as well as IRS debt. However, you will not receive assistance with the majority of your lawsuits, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the contrary, they’ll help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors so that you can have cash settlements, if possible. Certain violations may lead to having your debts removed as well.
CuraDebt lets you settle debt with less than the amount you have. Additionally, you can inquire about your debt during their no-cost consult with their debt counsellor.
The most appealing aspect of the program is that you will only be charged when your debt is paid off. All you have to sign up to any of the plans and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they collect all of your financial documentation and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
Through this program, you should be able to resolve different types of taxes like wage garnishments as well as tax penalties for personal and taxation for business as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs either. They use only flat-fee pricing that is based on the amount you’ll need to settle.
There are a variety of options in the settlement of taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
While debt settlement is their forte, they don’t provide all kinds of settlement. CuraDebt is only focused on debt that is not secured. They won’t be able to assist you if your credit or loan is tied to an item that is physical.
However, if you have one of the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt, you should be able to settle taxes that are due without any problems. Additionally, this service is available to all 50 states if you owe money to the IRS. There are federal tax experts to assist you with these types of issues.
CuraDebt can also assist in settling any medical-related debt. In some cases, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students in negotiating the student loans they have to pay.
Personal and payday loans are also eligible to be eligible for debt relief programs. You may also be eligible if you have other unsecured credit lines that you got from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards, CuraDebt will assist you in paying it off.
How much will it cost?
The best part about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you have paid off all of your outstanding debts.
They also don’t charge high costs either. On average, you’ll be required to pay up to 20 percent of the debt you settled through them.
On average, this type of industry charges between 15% and 25%.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. This varies according to the amount you save per month.
Also, they claim that you can save as much as 30% if you include their charges into your calculation.
However, the claim may differ based on your specific situation. Some customers have even talked about saving 50% to 80percent.
Advantages to using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can offer you let’s look into the advantages from using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. Furthermore they charge only an amount of 20%, while many companies charge 25%.
Then, if you’re done in the process of debt resolution, you can enroll in their credit repair program.
It’s a fantastic method to improve the credit rating without going back into debt. However, the program lasts different for every person dependent on the circumstances of your case.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also look into any violations of creditor with the assistance of their experts in-house.
Drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt settlement and debt relief usually require that you cease making payments with your credit card. If you’re trying to improve your standing on credit scores, you might delay you from finishing your credit card debt.
CureDebt also doesn’t offer a mobile application. While they do have a website that clients can access however, it appears old and mundane. It’s not particularly intuitive, and it can be difficult to navigate.
In addition, they’re not recognized by the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you resolve your debt without having to spend more for these types of services. Additionally, their 20% service cost is cheaper than most companies that offer an additional 25% charge. There is no upfront payment, and you will only be required to pay once your debt is finally settled.
While they’ll provide you with an account to see your progress however, their website isn’t easy to navigate. CuraDebt does not have an app that would make it easier to track your progression.
However, they have a good support team that you can contact them not only through emails but by phone or by sending an electronic ticket. Tax Relief For October 15 2021 Hurricane For Florida
If problem of debt is an problem right now, we recommend CuraDebt’s service. Be sure to be qualified and that the services they provide are in your state.
FAQ Tax Relief For October 15 2021 Hurricane For Florida
What is the time frame to complete the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt aid with tax problems in the state?
It is true that CuraDebt has a tax relief program that will help you with problems such as delinquent payroll taxes and garnishments of wages.
What do I need to do once I’m in the program?
You’ll be required to communicate with your team members and pay the required payments to pay down the amount of debt you have over time.