Have your debts been increasing lately? Are you exhausted from trying different financial advice and tips but still have unsolved issues?
Maybe you’re here because you’ve already tried every thing.
In most cases, the most effective approach is to talk to experts who can help you resolve the issue.
CuraDebt is one of the most asked companies. Many customers have asked if they can help you or help you get into more debt.
According to their clients they can assist you in managing the majority of your debt so that you can take couple of things off your shoulders.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could assist you in paying off your debt. In this situation, CuraDebt will mostly be suggested by people. We’ll be taking a deep look at how CuraDebt is used and the problems it could help solve.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before you begin the review, you can go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief For Medicare
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best known feature. They also provide other services that will assist you in becoming financially stable.
It all begins with requesting a free savings estimate online. This service is very confidential and they will not be conducting a credit screening. With this estimate of savings, you will discover more about alternatives to debt-free.
The savings estimate, which was mentioned earlier, provides you with an idea of your options regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you with the process of credit arbitration should you choose to sign up. Certain financial advisors can assist you on your path to debt-free living.
Following your debt settlement plan, CuraDebt can be the company to handle all of your creditor’s calls. They will also be the ones that negotiate what you will pay for your settlement depending on the condition of your financial situation. Depending on which works best your situation, the payment can be either a lump sum settlement or the option of a payment plan.
Additionally, they will be working with creditors so that you can have better rates as you transfer money into your savings account. This is then processed to pay off creditors. Their programs can assist you to get rid of debt in just two years.
After you’ve registered with them, they’ll allow you access to your information 24/7. All you have to do is log in to CuraDebts Client Portal to track your performance.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can help you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for most types of debt. They can help with medical bills, personal loans, credit cards as well as line of credit. They are also able to help settle any remaining balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating for back taxes and IRS debt. However, you won’t get assistance with the majority of your lawsuits, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations in order to get cash settlements, should it be possible. Certain violations may result in having your debts removed as well.
CuraDebt can also help you repay debt for less than the sum you have. You can also inquire about your debt during their no-cost meeting with their debt counsellor.
The best part about the program is that you’ll only be charged after your debt has been settled. All you need to sign up for any of the plans and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they collect all of your financial documents and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
With this program, you will be able to solve various tax issues like garnishments on wages, tax penalties, personal and business taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs also. They only offer flat-fee prices that is based on the amount you need to settle.
They offer different options when it comes to the settlement of the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What types of debt are they able to help with?
Although debt settlement is their specialization however, they do not cater to all types in debt resolution. CuraDebt is only focused on debt that is not secured. They won’t be able to help you if the loan or debt is linked to an actual item.
If, however, you are in the following kinds of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt the service, you’ll be able pay off tax debts that were due to be paid without any problems. Moreover, this type of service is available across all 50 states, if you have a debt in arrears to IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt will also help you resolve the medical bills. In certain cases you might even be able to pay the debt for less than you have to pay.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students negotiate any loans they owe.
Personal Loan
Payday loans and personal loans also qualify as debt-settling programs. You may also be eligible the program if you have other unsecure credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt can assist you in paying it off.
What will it cost you?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you have paid off all of your debts.
They also do not charge high charges either. In the average, you’ll need to pay as much as 20 percent of the debt you settled through them.
In the average, this kind of industry can charge anywhere from 15% to 25 percentage.
In addition, customers can expect to pay off their debts in between 2 and 4 years. This varies depending on the amount that you can save up per month.
Also, they claim you can save up to 30% if you include their fees in your equation.
But this claim will also vary, depending on your specific situation. Some customers even claimed to save 50% to up to 80%.
> > Click Here to Get A Debt Consultation for Free < <
Advantages to using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt only charges you when you’ve paid off your debt. Additionally they only charge 20% of the cost, whereas the majority of companies charge 25%.
If you’re finished by the program for debt relief, you may join their credit repair program.
It’s a fantastic way to restore your credit score without going into debt again. However, the program runs differently for each person, depending on your situation.
Lastly, CureDebt looks into your credit to assist in settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also look into any creditor violations using their own experts.
Some disadvantages to the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to cease making payments with . Therefore, if you’re trying increase your rating on your credit, this may delay you from getting rid of your debt.
CureDebt also doesn’t have a mobile app available. While they have a website for clients, it looks outdated and basic. It’s not particularly intuitive, and it can be challenging to navigate.
Furthermore, they are not accredited with their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to resolve your debt without having to spend more on those types of services. Additionally, their 20% service fee is lower than many companies that offer the 25% cost. There are no upfront payments, and you will only have to pay the fee when the debt is settled.
While they’ll provide you with an account so that you can track your progress, their website is not user-friendly. CuraDebt does not have an app yet, which could make it easier for you to track your progress.
But, they do have a good support team that you can contact them not just via email but by phone or by making an electronic ticket. Tax Relief For Medicare
If debt is a big problem right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re qualified and that the services they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief For Medicare
What is the time frame to complete the course?
The average program is between 24 and 48 months depending on the amount of your debt as well as the agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt provides tax relief programs that can help you with problems such as late payroll tax and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to pay down your debt over time.