Has your debt been increasing lately? Are you tired of trying various financial advice and strategies but haven’t solved your problems?
Maybe you’re here because tried everything.
In most cases, the best way is to approach experts who can assist you resolve the issue.
CuraDebt is among the most frequently contacted companies. A lot of people have been inquiring whether they are able to help or help you get into more debt.
According to their clients, they can help you manage 80percent of your debts so that you are able to take few things off of your mind.
For some the claims seem too good to be true.
If you’re looking for something that will help you resolve your debt. If that’s the case, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth study of the way CuraDebt operates and what issues it could help solve.
In addition, prior to our conclusion we’ll look at its benefits and drawbacks.
Before beginning the review, check out this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief For Hurricane Irma Victims
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. However, they also offer additional services to assist you in becoming financially secure.
First of all, it starts by requesting a no-cost savings estimate on the internet. This service is very confidential and won’t conduct a credit inquiry. With this estimate of savings you’ll be able to learn more about the alternatives to debt-free.
This estimate of savings, as we’ve mentioned before, gives you an idea of your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you with the process of credit arbitration should you choose to enroll. Financial advisors may be able to assist you with your debt-free journey.
Following the debt settlement plan, CuraDebt will be the one to handle all of your creditors’ calls. They’ll be the ones who will determine what you will pay for your repayment in accordance with the state of your finances. In determining which option is the best for you, it could either be a lump sum settlement or a payment plan.
Furthermore they will be working with creditors so that you can get better rates when you deposit money to your savings account. This, is then processed to pay off the creditors. The plans they offer can help you get rid of debt in just 48 months.
Once you’ve signed up with them, they’ll allow you access to your information 24/7. All you need to do is sign in to CuraDebts the client portal to monitor your performance.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to pass their requirements first. To be eligible, you’ll need to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you?
Here are the different ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt can help you deal with debt. They are able to negotiate settlements on your behalf for all kinds of debt. They can help with medical bills, personal loans, credit cards as well as lines of credit. They are also able to settle any outstanding balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating on tax owed and IRS debt. But, you won’t receive support for most cases, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, if they are possible. Certain violations may lead to having your debts removed as well.
CuraDebt can also help you pay off debts with less than the amount you have. You can also have questions answered during a free consultation with their debt counsellor.
The best part about their program is that you’ll only have to pay for the charges after your debt has been settled. All you have to sign up for any of the plans, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they collect all of your financial documentation They will also gather all the documents you’ll require for tax returns.
By using this program, you will be able to solve different types of taxes like garnishments on wages as well as tax penalties for personal and taxation for business and back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges either. They only use flat-fee pricing, which depends on the amount you need to settle.
There are a variety of options for the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts are they able to help with?
Although they specialize in debt settlement, it is not their forte however, they do not cater to all types of settlement. CuraDebt is only focused on loans that are not secured. They can’t help you if the debt or loan is tied to an actual item.
However, if you have one of the following kinds of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt, you should be able pay off tax debts that were due to be paid without difficulty. Moreover, this type of service is offered to all 50 states in the event that you have a debt towards the IRS. There are federal tax experts who can assist you in resolving the issues.
Medical Debt
CuraDebt will also help you resolve the medical bills. In some instances you might even be able to pay the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students with negotiating any loans they owe.
Personal Loan
Payday loans and personal loans also qualify as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt will help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They don’t charge an upfront fee. Only pay when you have paid off all of your outstanding debts.
Additionally, they don’t charge high costs either. On average, you’ll be required to pay up to 20 percent of the debt that you settled through them.
In general, this type of business can cost anywhere between 15% and 25 percent.
Additionally, customers can anticipate to settle their debt from two to four years. But, it also differs in relation to the amount you can save up per month.
They also claim that you can save as much as 30% when you factor in their costs into your calculations.
But this claim will also vary, depending on your situation. Some customers even claimed to save 50% to 80percent.
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The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt offers, let’s look into the advantages from using CuraDebt.
First, CuraDebt is only charged when you’ve paid off your debt. Additionally they only charge an amount of 20%, while the majority of companies charge 25 percent.
Then, if you’re done with the debt settlement program, you can enroll in their credit restoration program.
It’s a great method to improve your credit score without having to go in debt again. However, the program runs in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your financial obligations to assist with settlements and negotiations. This means your debt won’t inflate over time. They’ll also be looking into any violations of creditor with the help of their in-house experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with the credit card you use. If you’re trying to improve your rating on your credit, this may set you back while you’re getting rid of your obligations.
CureDebt also doesn’t have a mobile app available. Although they have a client website, it looks old and mundane. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not accredited with an accreditation from the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more on these kinds of services. Moreover, their 20% service charge is cheaper than most companies that offer a 25% fee. There is no upfront payment and you’ll only have to pay when your debt is finally settled.
Although they’ll give you an account that allows you to track your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app yet, which would make it easier to track your progress.
They do have a good support team that you can contact them, not only via emails but also by phone or making an electronic ticket. Tax Relief For Hurricane Irma Victims
If the debt is a big problem right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief For Hurricane Irma Victims
How long does it take to complete the course?
The average program is 24 to 48 months, dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt provides tax relief programs that will assist you with issues like delinquent tax and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with your team members and make the necessary payments to reduce your debt over time.
