Are you experiencing debt that has increased lately? Are you burnt out from trying various financial advice and tips but still have unsolved issues?
Maybe you’re here because been through everything.
In most cases, the best way is to approach experts who can assist you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. A lot of people have been inquiring whether they are able to help or put you in more debt.
According to their clients they can help you manage 80% of your debt , so you can take few things off of your mind.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for something that will assist you in paying off your debt. If that’s the case, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at the way CuraDebt works and what problems it could help solve.
In addition, prior to our conclusion we’ll look at its benefits and drawbacks.
Before you begin the review, go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief For Greece, Ny Lake Ontario Flooding
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most known feature. But they offer additional services to help you be more financially secure.
First of all, it starts by requesting a no-cost savings estimate online. This service is very confidential and won’t be doing a credit check. By using this estimate of savings you’ll be able to be able to learn more about the options towards debt-free.
The savings estimate, as mentioned earlier, provides you with an idea of your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with the process of credit arbitration should you choose to enroll. Certain financial advisors can assist you on your path to debt-free living.
Following your debt settlement plan, CuraDebt can be the one to take care of all the calls from your creditors. They’ll also be the ones that will negotiate what you will pay for your payment based on the status of your financial situation. Based on what works best for you, it could be either a lump sum settlement or the option of a payment plan.
Furthermore they will be working with the lenders to help you get better rates when you deposit money to your savings account. This, in turn, will be processed to pay off the creditors. Their plans can help you pay off the debt in two years.
After you’ve registered with them, they will give you access to your data 24/7. All you need to do is sign in to CuraDebts’ client portal to track your performance.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to be:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they assist you?
Here are the different ways CuraDebt can assist you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf to settle all kinds of debt. This includes personal loans, medical bills, credit cards and also lines of credit. You can also approach them to settle any outstanding amount on business debts collection, repossessions, or collections.
They may even assist you in negotiating on tax owed and IRS debt. However, you will not receive assistance with the majority of your lawsuits, government loans as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, if possible. Some violations can also result in having your debts also dismissed.
CuraDebt also allows you to settle debt with less than the sum you have. You can also ask questions during their free consultation with their debt advisor.
The best part about the program is that you will only pay the fees when your debt is paid off. All you need to sign up for some of their programs and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial records and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
Through this program, you will be able to deal with the various types of tax problems like wage garnishments as well as tax penalties for personal and corporate taxes, back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing that is based on the amount that you’ll need to settle.
They offer different options when it comes to settling the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they assist you with?
Although debt settlement is their forte but they aren’t able to offer all kinds of debt settlement. CuraDebt concentrates on debt that is not secured. They can’t help you if the credit or loan is tied to a physical item.
If you do have the following kinds of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able pay off your past-due tax debts without any issues. Moreover, this type of service is available across all 50 states, if you owe money towards the IRS. They have federal tax experts that can help you resolve these kinds of problems.
Medical Debt
CuraDebt will also help you resolve the medical bills. In certain cases you could even settle them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. However, they can assist private students in negotiating the student loans they owe.
Personal Loan
Personal loans and payday loans also qualify for the debt settlement program. You may also be eligible if you have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards, CuraDebt will help you pay it off.
What will it cost you?
The best part about CuraDebt is how they’ve priced their services. They do not charge an upfront cost. Only pay when you have paid off all of your outstanding debts.
They also do not charge high fees as well. On average, you’ll have to pay up to 20% of the debt you settled with them.
In the average, this kind of industry charges from 15% to 25 percent.
In addition, customers can expect to pay off their debts in between 2 and 4 years. But, it also differs in relation to the amount you are able to save each month.
Additionally, they claim that you can save up to 30% by incorporating their costs into your calculations.
But this claim will also vary, depending on the situation. Some customers have even talked about saving 50% to 80percent.
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Benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can provide, let’s explore the benefits from using CuraDebt.
First, CuraDebt will only charge you after you’ve settled your debt. In addition they charge only a 20% fee while the majority of companies charge 25 percent.
Then, if you’re done by the program for debt relief you could also sign up for their credit restoration program.
It’s an excellent way to restore the credit rating without having to go in debt again. The program is however designed differently for each person, depending on your situation.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. This means your debt won’t increase as time passes. They’ll also look into any creditor violations using their experts in-house.
Drawbacks of the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Settlement of debt and debt relief usually require that you cease making payments with the credit card you use. Therefore, if you’re trying build a better credit score, it may delay you from finishing your debt.
CureDebt doesn’t even have a mobile app. While they have a website that clients can access however, it appears outdated and basic. It’s not very intuitive and could be challenging to navigate.
Furthermore, they are not recognized by the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to settle your debt without spending more for these types of services. Moreover the 20% service charge is lower than many businesses that charge the 25% cost. There aren’t any upfront fees, and you will only have to pay when the debt is paid off.
Although they’ll allow you to access an account so that you can track your progress, their website is not user-friendly. CuraDebt does not have an app, which could make it easier for you to monitor your performance.
They do have a good support team, and you can reach them, not only via emails but by phone or by making an electronic ticket. Tax Relief For Greece, Ny Lake Ontario Flooding
If the problem of debt is an problem, then we highly recommend CuraDebt’s program. Just make sure that you’re qualified and that the services they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief For Greece, Ny Lake Ontario Flooding
How long will it take to complete the course?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt offers a program for tax relief that will assist you with issues such as delinquent payroll taxes and garnishments on wages.
What should I do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down the amount of debt you have over time.
