Are you experiencing debt that has been piling up lately? Are you exhausted from trying various financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried every thing.
In most cases, the best way is to approach experts who can assist you resolve the issue.
CuraDebt is one of the most frequently contacted companies. A lot of people are asking if they are able to help or help you get into more debt.
According to their customers, they can help you manage 80percent of your debt , so you can take couple of things off your mind.
However, for certain people they believe these claims are too good to be true.
You might be looking for anything that can help you resolve your debt. In that case, CuraDebt will mostly be highly recommended by those. We’ll take a deeper review of how CuraDebt operates and what issues it could help solve.
Furthermore, before we conclude we’ll look at its benefits and drawbacks.
Before you begin the review, watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief For Firefighter Survivors Nevada
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is the most popular feature. They also provide other services that will aid you in becoming more financially stable.
It all starts by requesting a no-cost savings estimate on the internet. It is a completely private service, and they won’t be conducting a credit screening. With this savings estimate you’ll be able to learn more about the alternatives towards debt-free.
The savings estimate, as we’ve mentioned previously, offers you the opportunity to consider your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you with the process of credit arbitration should you choose to enroll. Some financial advisors can help you with your debt-free journey.
Following the debt settlement program, CuraDebt will be the one to answer all of the calls from your creditors. They will also be the ones who will negotiate the terms of your payment based on the status of your finances. Depending on which works most effectively for you, it could be a lump-sum settlement or the option of a payment plan.
Moreover they will be working with the creditors to ensure that you have better rates as you make deposits to your savings account. This in turn, will be processed to pay off creditors. Their plans can help you settle the debt within 48 months.
After you’ve signed up with them, they’ll allow you access to your information 24/7. All you need to do is login to CuraDebts’ client portal to track your progress.
Before you can avail of their program, you’ll need to satisfy their criteria first. For eligibility, you’ll have to meet the following requirements:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they help you?
Here are the different ways CuraDebt can aid you.
Like their name implies, CuraDebt will assist you in dealing with debt. They can negotiate settlements on behalf of you for all kinds of debt. They can help with personal loans, medical bills credit cards and also lines of credit. They can also be approached to settle any outstanding amount on business debts and collections or repossessions.
They may also assist in negotiating with back taxes and IRS debt. But, you won’t receive assistance with the majority cases, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation to ensure that you receive cash settlements, if possible. Certain violations may lead to having your debts removed as well.
CuraDebt can also help you pay off debts with less than the amount you own. Additionally, you can ask questions during their free meeting with their debt advisor.
The most appealing aspect of their program is that you only have to pay for the charges when your debt is paid off. All you have to sign up for one of their plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. After they have gathered all your financial documentation, they will also collect all the necessary paperwork for tax returns.
By using this program, you will be able to deal with different types of taxes like wage garnishments and tax penalties, personal and corporate taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing that is based on the amount that you’ll need to settle.
They have different solutions when it comes to the settlement of taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they help you with?
Although they specialize in debt settlement, it is not their specialization however, they do not provide all kinds in debt resolution. CuraDebt only focuses on unsecured debt. They won’t be able to assist you if your credit or loan is tied to an item that is physical.
If, however, you are in one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt the service, you’ll be able pay off your past-due tax debts without any issues. Additionally, this service is offered to all 50 states in the event that you owe money in arrears to IRS. There are federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also help resolve your medical debt. In certain cases you might even be able to pay them for less than what you owe.
Private Student Loan
CuraDebt does not offer Federal student loan. However, they can assist private students negotiate any student loans that they have to pay.
Personal loans and payday loans also qualify to be eligible for debt relief programs. It is also possible to avail the program if you have other unsecured credit lines that you got from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards CuraDebt can help you pay it off.
What is the cost?
The best part about CuraDebt is the way they’ve priced their services. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your outstanding debts.
Also, they do not charge high costs either. In the average, you’ll need to pay as much as 20 percent of the debt you settled through them.
On average, this type of industry can charge anywhere between 15% and 25 percentage.
Moreover, clients can expect to settle their debt from two to four years. But, it also differs depending on the amount that you are able to save each month.
Also, they claim you can save up to 30% if you include their charges into your calculation.
However, the claim may vary, depending on your situation. Some customers even claimed to save between 50% and 80%.
The benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can offer you let’s look into the advantages of using CuraDebt.
First, CuraDebt only charges you after you’ve settled your debt. Furthermore they charge only an amount of 20%, while the majority of companies charge 25%.
Then, if you’re done by the program for debt relief, you may join their credit repair program.
It’s a fantastic way to restore your credit score without having to go in debt again. The program is however designed in a different way for each individual according to your personal situation.
Lastly, CureDebt looks into your financial obligations to assist in settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also investigate any violations by creditors using their experts in-house.
Some disadvantages to using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Settlement of debt and debt relief often require you to stop paying with . Therefore, if you’re trying build a better credit score, it might cause you to delay getting rid of your obligations.
CureDebt doesn’t even offer a mobile application. While they have a website that clients can access but it’s aged and simple. It’s not particularly intuitive and could be challenging to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to resolve your debt without having to spend more on those types of services. Moreover, their 20% service cost is less expensive than the majority of businesses that charge an additional 25% charge. There aren’t any upfront fees, and you will only have to pay the fee when your debt is finally settled.
Although they’ll give you an account that allows you to track your progress however, their website isn’t user-friendly. CuraDebt isn’t even an app yet, which will make it easier to monitor your performance.
They do have a great support team that you can contact them not just via email but also by phone or sending an electronic ticket. Tax Relief For Firefighter Survivors Nevada
If your debt is a big problem, then we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services they offer are available in your area.
FAQ Tax Relief For Firefighter Survivors Nevada
How long does it take to complete the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt help with state tax problems?
It is true that CuraDebt has a tax relief program that can aid you in dealing with problems like delinquent tax and wage garnishments.
What do I need to do after joining the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to lower your debt over time.