Are you experiencing debt that has been increasing lately? Are you exhausted from trying various financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because tried every thing.
In most cases, the best option is to speak with experts who can assist to resolve this issue.
CuraDebt is among the most asked companies. A lot of people are asking if they are able to help or put you in more debt.
According to their customers, they can help you control 80percent of your debt so that you are able to take couple of w
orries off your plate.
For some, these claims are just too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth review of the way CuraDebt operates and what issues it could help solve.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before beginning the review, you can check out this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief For Farmers In Florida
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. They also provide additional services to help you be more financially secure.
The process begins by requesting a free savings estimate on the internet. This service is very confidential and won’t be doing a credit check. With this savings estimate, you will discover more about alternatives to debt-free.
Savings estimates, as mentioned before, gives you an insight into your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to help you with credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement program, CuraDebt can be the company to answer all of your creditor’s calls. They’ll also be the ones that negotiate the terms of your repayment based on the status of your financial situation. Depending on which works best for you, it could be a lump-sum settlement or the option of a payment plan.
Moreover, they will be working with creditors so that you can have better rates as you transfer money into your savings account. This in turn, will be processed to pay back creditors. Their programs can assist you to settle the debt within the period of 48 months.
After you’ve signed up with them, they’ll provide you with access to your information 24/7. All you need to do is sign in to CuraDebts’ client portal to track your performance.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to satisfy their criteria first. To be eligible, you’ll have to be:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they assist you?
Here are the various ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt can help you deal your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. These include medical bills, personal loans credit cards and also lines of credit. You can also approach them to settle any outstanding balance of business debt, collections, or repossessions.
They may even assist you in negotiating on tax owed as well as IRS debt. However, you won’t get assistance for the majority claims, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations in order to get cash settlements, should it be possible. Some violations can also lead to having your debts also dismissed.
CuraDebt lets you repay debt for less than the sum you have. They also allow you to inquire about your debt during their no-cost meeting with their debt counselor.
The greatest benefit of their program is that you will only have to pay for the charges when your debt is paid off. All you have to sign up for one of their plans and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
Through this program, you will be able to resolve different types of taxes like garnishments on wages and tax penalties, personal and corporate taxes and back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees neither are there hidden fees. They only offer flat-fee prices, which depends on the amount you must settle.
They offer different options for paying off your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt can they help you with?
Although debt settlement is their specialization but they aren’t able to cater to all types in debt resolution. CuraDebt only focuses on debt that is not secured. They won’t be able to assist you if your debt or loan is tied to an item that is physical.
If you do have the following types of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able pay off tax debts that were due to be paid without any problems. Furthermore, this service is accessible to all 50 states in the event that you have a debt to the IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt can also assist in settling the medical bills. In some instances you could even settle them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer federal student loans. They can however assist private students in negotiating any loans they have to pay.
Personal Loan
Personal and payday loans are also eligible as debt-settling programs. You may also be eligible the program if you have other unsecure credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards, CuraDebt can help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you settle each of your outstanding debts.
Also, they don’t have high-cost costs either. On average, you’ll be required to pay as much as 20 percent of the debt that you settled with them.
In general, this type of industry charges from 15% to 25 percentage.
Additionally, customers can anticipate to settle their debts within between 2 and 4 years. This varies according to the amount you save per month.
Additionally, they claim you can save up to 30% if you include their charges into your calculation.
However, this statement will depend on the situation. Some customers have even talked about saving 50% to 80percent.
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Advantages to using CuraDebt
Now that you have an idea of the benefits CuraDebt offers, let’s explore the benefits of using CuraDebt.
First, CuraDebt is only charged after you’ve settled your debt. In addition they charge only a 20% fee while most companies charge you 25 percent.
If you’re finished in the process of debt resolution, you could join their credit restoration program.
It’s a great method to improve your credit without having to go back into debt. However, the program lasts differently for each person, depending on your situation.
In the end, CureDebt looks into your financial obligations to assist with settlements and negotiations. So, your debt won’t increase as time passes. They’ll also be looking into any creditor violations with the help of their in-house experts.
Drawbacks of using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Settlement of debt and debt relief often require you to cease making payments with your credit card. Therefore, if you’re trying build a better credit score, it may set you back while you’re finishing your debt.
CureDebt also doesn’t have a mobile app. While they do have a website that clients can access, it looks outdated and basic. It’s not particularly user-friendly, and can be difficult to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that will allow you to resolve your debt without having to spend more on these kinds of services. In addition their 20% service fee is cheaper than most companies that offer a 25% fee. There aren’t any upfront fees, and you will only be required to pay once the debt is settled.
Although they’ll give you an account that allows you to track your progress however, their website isn’t easy to navigate. CuraDebt does not have an app yet, which could make it easier for you to track your progress.
But, they do have a great support team, and you can reach them not just via email but also via phone or making an electronic ticket. Tax Relief For Farmers In Florida
If your problem of debt is an problem, then we highly recommend CuraDebt’s program. Be sure to be eligible and that the programs they offer are available in your area.
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FAQ Tax Relief For Farmers In Florida
What is the time frame to complete the course?
The average program is 24 to 48 months, dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt assist in the fight against state tax issues?
Sure, CuraDebt offers a program for tax relief that will aid you in dealing with problems such as late payroll tax and wage garnishments.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to pay down your debt over time.
