Have your debts been piling up lately? Are you exhausted from trying other financial advice and tips but haven’t solved your problems?
Maybe you’re here because you’ve already tried every thing.
In the majority of cases, your most effective approach is to talk to experts who can help you resolve the issue.
CuraDebt is one of the most asked companies. Many people have been inquiring whether they are able to help or put you in more debt.
According to their clients, they can help you control 80% of your debt so that you can finally take a couple of things off your shoulders.
However, for certain people, these claims are just too good to be true.
If you’re looking for something that will assist you in paying off your debt. If that’s the case, CuraDebt will mostly be recommended by people. We’ll be taking a deep look at how CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion we’ll look at the advantages and disadvantages of this method.
Before you begin the review, you can go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief For Elderly Tennessee Property Owners
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Assistance in settling your debt is the most well-known feature. However, they also offer other services that can assist you in becoming financially secure.
The process begins by requesting a free online savings estimate. It is a completely private service and won’t be doing a credit check. With this estimate of savings you’ll be able to be able to learn more about the alternatives to debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with an insight into your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to help you with credit arbitration in the event that you decide to sign up. Financial advisors may be able to assist you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt is the company to handle all of your creditor’s calls. They’ll also be the ones who determine conditions of the settlement in accordance with the state of your finances. Based on what works best to you, this could be a lump-sum settlement or a payment plan.
Additionally, they will be working with creditors to ensure that you have better rates as you make deposits to your savings account, which in turn, will be processed to pay off creditors. Their plans can help you settle the debt within 48 months.
After you’ve signed up with them, they will give you access to your information 24/7. All you need to do is log in to CuraDebts Client Portal so that you can monitor your performance.
Before you can benefit from the program, you’ll have to satisfy their criteria first. To be eligible, you’ll need to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are some of the ways CuraDebt can help you.
Like their name implies, CuraDebt can help you deal your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. This includes personal loans, medical bills credit cards, and lines of credit. You can also approach them to help settle any remaining balance of business debt collection, repossessions, or collections.
They can even help negotiate on tax owed and IRS debt. But, you won’t receive assistance with the majority cases, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations to ensure that you receive cash settlements, if possible. Some violations can also result in having your debts also dismissed.
CuraDebt also allows you to pay off debts with less than the sum you have. They also allow you to ask questions during their free consultation with their debt advisor.
The greatest benefit of the program is that you will only pay the fees once your debt is settled. All you need to do is sign up with some of their programs and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. After they have gathered all your financial records They will also gather all the documents you’ll require for tax returns.
By using this program, you will be able to solve the various types of tax problems such as wage garnishments, tax penalties, personal and corporate taxes and back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs also. They only offer flat-fee prices that is based on the amount that you’ll have to pay.
They have different solutions for the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt are they able to help with?
Although they specialize in debt settlement, it is not their specialty however, they do not cater to all types of debt settlement. CuraDebt concentrates on unsecured debt. They won’t be able to help you if your credit or loan is tied to a physical item.
If you do have the following types of debt, they’ll make arrangements for settlements.
With CuraDebt, you should be able pay off your past-due tax debts without any problems. Moreover, this type of service is available to all 50 states if you owe money to the IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
CuraDebt can also assist in settling the medical bills. In some instances you might even be able to pay the debt for less than you owe.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. However, they can assist private students negotiate the student loans they owe.
Personal and payday loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt can help you pay it off.
What will it cost you?
The best part about CuraDebt is the way they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you’ve paid each of your debts.
Additionally, they don’t charge high charges either. In the average, you’ll need to pay between 20 and 20 percent of the debt that you settled through them.
On average, this type of industry charges from 15% to 25 percentage.
Moreover, clients can expect to pay off their debts in 2 to 4 years. However, this also varies according to the amount you save per month.
Also, they claim that you could save up to 30% by incorporating their fees in your equation.
However, the claim may differ based on your specific situation. Some customers have even talked about saving 50% to 80percent.
The benefits of using CuraDebt
Now that you have a clearer picture of what CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt will only charge you after you’ve settled your debt. In addition they charge only a 20% fee while most companies charge you 25%.
Next, if you’re done by the program for debt relief, you can enroll in their credit restoration program.
It’s a great method to improve your credit score without going in debt again. However, the program runs different for every person, depending on your situation.
Lastly, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t inflate over time. They’ll also be looking into any violations by creditors with the help of their in-house experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt settlement and debt relief usually require that you cease making payments with your credit card. If you’re trying to increase your rating on your credit, this might delay you from working on your debt.
CureDebt does not have a mobile app. Although they have a website that clients can access however, it appears aged and simple. It’s not very intuitive and could be challenging to navigate.
Furthermore, they are not accredited with an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to settle your debt without spending more on these kinds of services. In addition the 20% service cost is less expensive than the majority of firms that charge a 25% fee. There are no upfront payments and you’ll only have to pay when the debt is paid off.
While they’ll provide you with an account to see your progress but their website isn’t user-friendly. CuraDebt also doesn’t have an app, which will make it easier to look at your progress.
However, they have a competent support staff and can be reached them not just via email but by phone or by making an electronic ticket. Tax Relief For Elderly Tennessee Property Owners
If your credit card is a major issue right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the programs they provide are in your state.
FAQ Tax Relief For Elderly Tennessee Property Owners
How long does it take to finish the program?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as your agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt has a tax relief program that can help you with problems like delinquent taxes and wage garnishments.
What should I do once I’m in the program?
You’ll be required to communicate with your team members and make the necessary payments to pay down your debt over time.