Has your debt been piling up lately? Are you tired of trying different financial tips and advice but haven’t solved your problems?
Maybe you’re here because already tried everything.
In the majority of cases, your best way is to approach experts who can help you settle this issue.
CuraDebt is one of the companies that get the most inquiries. Many customers have asked if they are able to help or help you get into more debt.
According to their clients they can help you manage 80% of your debt so that you can finally take a few things off of your mind.
For some, these claims are just too good to be true.
You might be looking for anything that can assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep look at how CuraDebt works and what problems it can solve for you.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before you begin the review, you can check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief For Disabled Persons In Stafford County
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. They also provide other services that can help you be more financially secure.
The process starts by requesting a no-cost savings estimate online. The service is completely confidential and they will not be doing a credit check. With this estimate of savings you’ll discover more about other options in your journey towards debt-free.
The savings estimate, as mentioned earlier, provides you with an insight into your options, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you with the process of credit arbitration should you choose to sign up. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement plan, CuraDebt is the one to handle all of your creditor’s calls. They’ll also be the ones that will determine the terms of your repayment based on the status of your finances. Depending on which works best to you, this could be either a lump sum settlement or the option of a payment plan.
Additionally, they will be working with the creditors to ensure that you get better rates when you transfer money into your savings account. This, in turn, will be processed to pay back the creditors. Their plans can help you settle the debt within two years.
Once you’ve signed up with them, they’ll provide you with access to your information 24/7. All you have to do is login to CuraDebts the client portal to track your progress.
Before you can avail of the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are the various ways CuraDebt can help you.
Like their name implies, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf to settle all kinds of debt. This includes personal loans, medical bills, credit cards and also loans. They can also be approached to help settle any remaining balance on business debt and collections or repossessions.
They can even help negotiate with back taxes and IRS debt. However, you will not receive assistance with the majority of your lawsuits, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors to ensure that you receive cash settlements, should it be possible. Certain violations may result in having your debts dismissed as well.
CuraDebt can also help you pay off debts with less than the sum you have. Additionally, you can ask questions during their free consult with their debt counselor.
The greatest benefit of their program is that you only have to pay for the charges once your debt is settled. All you need to sign up for any of the plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they collect all of your financial documentation and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
With this program, you should be able to resolve the various types of tax problems like garnishments on wages, tax penalties, personal and taxation for business and back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges also. They use only flat-fee pricing, which depends on the amount you have to pay.
They have different solutions when it comes to the settlement of taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialization, they don’t provide all kinds of settlement. CuraDebt only focuses on loans that are not secured. They aren’t able to help you if your debt or loan is tied to a physical item.
However, if you have one of the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able pay off taxes that are due without any issues. Furthermore, this service is accessible to all 50 states in the event that you have a debt in arrears to IRS. They have federal tax experts that can help you resolve these types of issues.
CuraDebt can also assist in settling the medical bills. In some cases, you may even pay the debt for less than you owe.
Private Student Loan
CuraDebt does not offer federal student loans. However, they can assist private students in negotiating the student loans they owe.
Personal loans and payday loans are also eligible as debt-settling programs. You may also be eligible the program if you have other unsecure credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards or private label credit cards, CuraDebt can assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your debts.
Also, they don’t have high-cost costs either. In the average, you’ll need to pay between 20 and 20 percent of the debt you settled through them.
In general, this type of industry charges between 15 and 25 percentage.
In addition, customers can expect to settle their debt from between 2 and 4 years. This varies in relation to the amount you are able to save each month.
They also claim that you could save up to 30% if you include their costs into your calculations.
But this claim will also depend on your situation. Some customers have even talked about saving between 50% and 80percent.
Benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt can offer you let’s explore the benefits of using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. Furthermore they only charge an amount of 20%, while most companies charge you 25%.
Next, if you’re done by the program for debt relief, you may also sign up for their credit repair program.
It’s an excellent option to rebuild your credit score without having to go back into debt. However, the program lasts in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your financial obligations to assist with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also investigate any violations of creditor with the assistance of their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to stop paying with the credit card you use. If you’re trying to build a better rating on your credit, this could set you back while you’re working on your obligations.
CureDebt also doesn’t have a mobile app. While they have a website that clients can access, it looks outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to resolve your debt without having to spend more for these types of services. Moreover the 20% service charge is less expensive than the majority of companies that offer a 25% fee. There are no upfront payments, and you will only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account to see your progress but their website isn’t simple to navigate. CuraDebt isn’t even an app, which could make it easier for you to monitor your progression.
They do have a great support team and can be reached them, not only via emails but by phone or by submitting an e-ticket. Tax Relief For Disabled Persons In Stafford County
If the credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the programs they offer are available in your state.
FAQ Tax Relief For Disabled Persons In Stafford County
What is the time frame to finish the program?
The program typically takes between 24 and 48 months depending on the amount of your debt and the stipulated settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt has a tax relief program that can aid you in dealing with problems such as late payroll taxes and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll need to constantly communicate with your team members and make the necessary payments to lower your debt over time.