Are you experiencing debt that has been increasing lately? Are you burnt out from trying various financial advice and tips but still have unsolved issues?
Maybe you’re here because already tried everything.
In the majority of cases, your best way is to approach experts who can assist you resolve the issue.
CuraDebt is one of the most frequently contacted companies. A lot of people are asking if they can assist you or help you get into more debt.
According to their clients they can assist you in managing 80% of your debts so that you are able to take couple of things off your plate.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. In this situation, CuraDebt will mostly be suggested by people. We’ll take a deeper review of how CuraDebt is used and the problems it can solve for you.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before starting the review, you can check out this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tax Relief For Corporations
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is the most well-known feature. They also provide other services that can aid you in becoming more financially secure.
The process starts by requesting a no-cost online savings estimate. The service is completely confidential and they will not conduct a credit inquiry. With this savings estimate you’ll be able to learn more about your other options in your journey to debt-free.
Savings estimates, which was mentioned before, gives you an insight into your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you in navigating credit arbitration if you decide to sign up. Financial advisors may be able to assist you on your path to debt-free living.
After your debt settlement plan, CuraDebt will be the company to answer all of your creditor’s calls. They’ll be the ones who will negotiate what you will pay for your settlement based on the status of your financial situation. In determining which option is the best to you, this could be either a lump sum settlement or an installment plan.
Furthermore, they will work with creditors so that you can get better rates when you make deposits to your savings account. This, is then processed to pay the creditors. The plans they offer can help you settle the debt within the period of 48 months.
After you’ve registered with them, they will give you access to your account information 24 hours a day. All you need to do is sign in to CuraDebts’ client portal to monitor your development.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the different ways CuraDebt can help you.
Debt Relief
Like their name implies, CuraDebt can help you deal your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. They can help with medical bills, personal loans, credit cards as well as loans. You can also approach them to pay off any remaining amount on business debts and collections or repossessions.
They may even assist you in negotiating on tax owed as well as IRS debt. However, you won’t get support for most cases, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, if they are possible. Certain violations could cause your debt to be removed as well.
CuraDebt also allows you to settle debt with less than the amount you own. They also allow you to inquire about your debt during their no-cost consultation with their debt counselor.
The greatest benefit of their plan is that you will only have to pay for the charges once your debt is settled. All you have to do is sign up with some of their programs and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. After they have gathered all your financial records and tax documents, they’ll also collect all the documents you’ll require for tax returns.
With this program, you’ll be able to resolve various tax issues such as wage garnishments as well as tax penalties for personal and corporate taxes, back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs neither are there hidden fees. They use only flat-fee pricing that is based on the amount you have to pay.
They offer different options for settling your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt can they help you with?
While debt settlement is their specialty, they don’t provide all kinds in debt resolution. CuraDebt concentrates on debt that is not secured. They can’t help you if the debt or loan is tied to a physical item.
If you do have the following types of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt the service, you’ll be able pay off your past-due tax debts without any issues. Additionally, this service is offered across all 50 states, if you have a debt in arrears to IRS. They have federal tax experts that can help you resolve these types of issues.
Medical Debt
CuraDebt can also help resolve the medical bills. In some instances you could even settle the debt for less than you owe.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students with negotiating any loans they owe.
Personal Loan
Personal loans and payday loans also qualify for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card, CuraDebt can assist you in paying it off.
How much will it cost?
The best part about CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your debts.
Additionally, they don’t have high-cost fees as well. On average, you’ll be required to pay as much as 20 percent of the debt that you settled with them.
In general, this type of industry charges between 15 and 25%.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. But, it also differs in relation to the amount you save per month.
They also claim you can save as much as 30% when you factor in their costs into your calculations.
However, the claim may depend on your situation. Some clients even mentioned saving 50% to 80%.
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The benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. In addition they only charge a 20% fee while many companies charge 25%.
If you’re finished by the program for debt relief, you could also sign up for their credit restoration program.
It’s a fantastic option to rebuild your credit score without having to go back into debt. The program is however designed in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. This means your debt won’t inflate over time. They’ll also be looking into any violations by creditors using their own experts.
Drawbacks of the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with . If you’re trying to increase your credit score, it may delay you from finishing your debt.
CureDebt does not have a mobile app available. Although they have a client website but it’s outdated and basic. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not accredited with an accreditation from the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to settle your debt without spending more for these types of services. Moreover their 20% service fee is cheaper than most businesses that charge a 25% fee. There are no upfront payments, and you will only have to pay when your debt is finally settled.
While they’ll provide you with an account that allows you to track your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app, which could make it easier for you to track your progression.
However, they have a great support team and can be reached them not only through emails but also by phone or submitting an e-ticket. Tax Relief For Corporations
If the debt is a big problem, then we recommend CuraDebt’s service. Just make sure that you’re eligible and that the programs they provide are in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief For Corporations
What is the time frame to complete the program?
The average program is 24 to 48 months, dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt assist in the fight against state tax issues?
Sure, CuraDebt offers a program for tax relief that can help you with problems such as delinquent payroll tax and garnishments of wages.
What should I do once I’m in the program?
You’ll be required to communicate with your team members and make the necessary payments to lower your debt over time.
