Are you experiencing debt that has increased lately? Are you burnt out from trying different financial advice and strategies but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, your best way is to approach professionals that can help to resolve this issue.
CuraDebt is one of the most asked companies. Many customers have asked if they are able to help or help you get into more debt.
According to their clients they can assist you in managing 80percent of your debt so that you are able to take couple of things off your shoulders.
For some the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper review of the way CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion, we’ll also look into its benefits and drawbacks.
Before you begin the review, check out this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Tax Relief For Camp Fire Vicitms
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. They also provide other services that can assist you in becoming financially stable.
It all starts by requesting a no-cost savings estimate online. The service is completely confidential and they will not conduct a credit inquiry. With this estimate of savings you’ll be able to discover more about options to be debt-free.
Savings estimates, which was mentioned before, gives you an insight into your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration if you decide to enroll. Some financial advisors can help you in your debt-free journey.
Following your debt settlement plan, CuraDebt will be the company to handle all of your creditors’ calls. They will be the ones who negotiate conditions of the repayment in accordance with the state of your finances. In determining which option is the best for you, it can be a lump-sum settlement or an installment plan.
Moreover they will also work with lenders to help you enjoy better rates when you transfer money into your savings account, which in turn, will be processed to pay off creditors. Their plans can help you settle the debt within 48 months.
Once you’ve signed up with them, they’ll provide you with access to your data 24/7. All you have to do is log in to CuraDebts the client portal to monitor your progress.
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they assist you with?
Here are the various ways CuraDebt can help you.
The name of the company suggests that CuraDebt can help you deal with debt. They are able to negotiate settlements on your behalf for most types of debt. These include personal loans, medical bills credit cards as well as lines of credit. They can also be approached to pay off any remaining balance of business debt and collections or repossessions.
They can even help negotiate on tax owed and IRS debt. However, you won’t get assistance for the majority of your lawsuits, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the other hand, they will assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation in order to get cash settlements, if possible. Certain violations could result in having your debts also dismissed.
CuraDebt also allows you to settle debt with less than the amount you have. Additionally, you can inquire about your debt during their no-cost meeting with their debt counsellor.
The greatest benefit of their program is that you only pay the fees after your debt has been settled. All you need to do is sign up with one of their plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they collect all of your financial documents and tax documents, they’ll also collect all the documents you’ll require to file tax returns.
By using this program, you should be able to deal with various tax issues such as wage garnishments and tax penalties, personal and taxation for business, back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount that you’ll have to pay.
They have different solutions in settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they help you with?
Although debt settlement is their forte, they don’t offer all kinds in debt resolution. CuraDebt concentrates on debt that is not secured. They can’t assist you if your loan or debt is linked to an actual item.
If you do have the following kinds of debt, they will arrange settlements for you.
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any problems. Moreover, this type of service is available to all 50 states in the event that you have a debt towards the IRS. They have federal tax experts who can assist you in resolving the issues.
CuraDebt can also help resolve the medical bills. In some cases you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students negotiate the student loans they have to pay.
Payday loans and personal loans are also eligible as debt-settling programs. You can also avail if you have other unsecured credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards CuraDebt can assist you in paying it off.
What will it cost you?
The best part about CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. You’ll only pay once you have paid off all of your outstanding debts.
Also, they don’t have high-cost fees as well. In the average, you’ll need to pay up to 20 percent of the debt you settled with them.
On average, this type of industry charges from 15% to 25 percentage.
Additionally, customers can anticipate to settle their debt from between 2 and 4 years. However, this also varies in relation to the amount you are able to save each month.
Also, they claim you can save up to 30% when you factor in their fees in your equation.
But this claim will also vary, depending on the situation. Some customers have even talked about saving 50 to 80percent.
Benefits of using CuraDebt
Now that you have an idea of what CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. In addition they charge only an amount of 20%, while most companies charge you 25 percent.
If you’re finished in the process of debt resolution you may enroll in their credit restoration program.
It’s an excellent option to rebuild the credit rating without having to go back into debt. The program is however designed differently for each person dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to help with settlements and negotiations. This means your debt won’t increase over time. They’ll also look into any creditor violations with the assistance of their experts in-house.
The drawbacks of using CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with . Therefore, if you’re trying improve your standing on credit scores, you might set you back while you’re working on your credit card debt.
CureDebt doesn’t even have a mobile app. While they have a website for clients but it’s outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
Furthermore, they are not credited with the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you settle your debt without spending more on those types of services. In addition their 20% service cost is less expensive than the majority of businesses that charge a 25% fee. There are no upfront payments and you’ll only have to pay when the debt is paid off.
Although they’ll allow you to access an account that allows you to track your progress but their website isn’t user-friendly. CuraDebt does not have an app, which will make it easier to look at your progression.
However, they have a competent support staff that you can contact them not only through emails but by phone or by sending an e-ticket. Tax Relief For Camp Fire Vicitms
If problem of debt is an problem, then we recommend CuraDebt’s service. Make sure you’re eligible and that the programs that they provide are offered in your state.
FAQ Tax Relief For Camp Fire Vicitms
How long will it take to complete the course?
The average program is 24 to 48 months, depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt help in the fight against state tax issues?
Sure, CuraDebt has a tax relief program that will help you with problems such as late payroll taxes and garnishments on wages.
What’s the first thing I have to do after joining the program?
You’ll need to constantly communicate with the team and make the necessary payments to pay down your debt over time.