Are you experiencing debt that has been piling up lately? Are you burnt out from trying various financial tips and advice but still have unsolved issues?
Maybe you’re here because already tried every thing.
In the majority of cases, your most effective approach is to talk to experts who can help you settle this issue.
CuraDebt is among the companies that get the most inquiries. A lot of customers have asked if they are able to help or put you into more debt.
According to their clients, they can help you manage the majority of your debt , so you can finally take a couple of w
orries off your mind.
For some, these claims are just too good to be true.
You might be looking for anything that can aid you in settling your debt. If that’s the scenario, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth study of the way CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its benefits and drawbacks.
Before beginning the review, go to this video for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Tax Relief For 2021 Ca Wildfire Disaster
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best well-known feature. They also provide other services that will aid you in becoming more financially secure.
It all begins by requesting a free online savings estimate. The service is completely confidential and won’t conduct a credit inquiry. With this savings estimate you’ll learn more about your other options in your journey towards debt-free.
Savings estimates, which was mentioned before, gives you an idea of your options regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to help you with credit arbitration in the event that you decide to join. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement program, CuraDebt is the one to handle all of your creditor’s calls. They’ll also be the ones that will negotiate what you will pay for your settlement based on the status of your finances. Based on what works best to you, this can either be a lump sum settlement or the option of a payment plan.
Moreover they will be working with creditors so that you can enjoy better rates when you make deposits to your savings account. This, in turn, will be processed to pay off creditors. Their plans can help you settle the debt within the period of 48 months.
After you’ve registered with them, they’ll give you access to your account information 24 hours a day. All you need to do is log in to CuraDebts’ client portal to track your performance.
Before you can avail of their program, you’ll need to pass their requirements first. For eligibility, you’ll need to be:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the various ways CuraDebt can help you.
The name of the company suggests that CuraDebt can help you deal your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. They can help with personal loans, medical bills, credit cards and loans. They are also able to settle any outstanding balance on business debt and collections or repossessions.
They may also assist in negotiating on tax owed and IRS debt. However, you won’t get assistance with the majority cases, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations so that you can have cash settlements, if they are possible. Certain violations could lead to having your debts also dismissed.
CuraDebt also allows you to settle debt with less than the amount you have. They also allow you to ask questions during their free consult with their debt counsellor.
The greatest benefit of their program is that you’ll only have to pay for the charges when your debt is paid off. All you need to do is sign up with any of the plans, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. After they have gathered all your financial records, they will also collect all the paperwork you’ll need for tax returns.
With this program, you should be able to deal with the various types of tax problems like wage garnishments as well as tax penalties for personal and business taxes as well as back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees neither are there hidden fees. They use only flat-fee pricing that is based on the amount you have to pay.
They offer different options when it comes to the settlement of taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they assist you with?
While debt settlement is their specialty, they don’t offer all kinds in debt resolution. CuraDebt only focuses on unsecured debt. They won’t be able to assist you if your credit or loan is tied to an item that is physical.
If, however, you are in the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt, you should be able pay off your past-due tax debts without difficulty. Additionally, this service is available to all 50 states if you owe money towards the IRS. They have federal tax experts who can assist you in resolving the issues.
CuraDebt can also help resolve your medical debt. In some instances you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students in negotiating the student loans they have to pay.
Payday loans and personal loans are also eligible as debt-settling programs. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards as well as private label credit card, CuraDebt can help you pay it off.
How much will it cost?
The greatest thing about CuraDebt is the way they’ve priced their services. They don’t charge upfront fees. Only pay when you have paid off all of your debts.
Also, they do not charge high charges either. On average, you’ll have to pay as much as 20 percent of the debt you settled with them.
In the average, this kind of industry charges from 15% to 25%.
In addition, customers can expect to settle their debts within two to four years. This varies depending on the amount that you are able to save each month.
Additionally, they claim you can save up to 30% when you factor in their costs into your calculations.
But this claim will also depend on your situation. Some customers have even talked about saving 50% to 80%.
The benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can offer you let’s explore the benefits of using CuraDebt.
In the beginning, CuraDebt only charges you once you’ve paid off your debt. Additionally they charge only an amount of 20%, while many companies charge 25 percent.
Next, if you’re done in the process of debt resolution, you may also sign up for their credit repair program.
It’s a fantastic way to restore your credit score without going in debt again. However, the program lasts differently for each person dependent on the circumstances of your case.
Finally, CureDebt looks into your credit to help with settlements and negotiations. It means that your debt won’t increase over time. They’ll also be looking into any creditor violations with the assistance of their experts in-house.
Drawbacks of the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with . If you’re trying to improve your standing on credit scores, you might cause you to delay finishing your obligations.
CureDebt doesn’t even offer a mobile application. While they have a website that clients can access however, it appears outdated and basic. It’s not very intuitive and could be challenging to navigate.
Furthermore, they are not accredited with their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you pay off your debts without spending more on these kinds of services. Moreover the 20% service fee is cheaper than most companies that offer the 25% cost. There is no upfront payment and you’ll only have to pay when the debt is paid off.
Although they’ll allow you to access an account so that you can track your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app, which will make it easier to look at your progression.
They do have a competent support staff and can be reached them not only through emails but also by phone or submitting an electronic ticket. Tax Relief For 2021 Ca Wildfire Disaster
If the debt is a big problem, then we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the services that they provide are offered in your area.
FAQ Tax Relief For 2021 Ca Wildfire Disaster
What is the time frame to complete the program?
The average program is 24 to 48 months, depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt assist with state tax problems?
Yes, CuraDebt offers a program for tax relief that can assist you with issues like delinquent taxes and garnishments on wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to lower your debt over time.