Has your debt been piling up lately? Are you exhausted from trying various financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried everything.
In the majority of cases, the best way is to approach experts who can assist you settle this issue.
CuraDebt is one of the most asked companies. Many people are asking if they can help you or put you in more debt.
According to their clients they can help you control the majority of your debt so that you can take few things off of your plate.
However, for certain people, these claims are just too good to be true.
You might be looking for anything that can assist you in paying off your debt. In this scenario, CuraDebt will mostly be recommended by people. We’ll take a deeper look at how CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before beginning the review, check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Tax Relief Fairfield Ct
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What can CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best well-known feature. But they offer other services that will help you be more financially secure.
The process begins with requesting a free savings estimate on the internet. This service is very confidential, and they won’t be doing a credit check. With this estimate of savings, you will learn more about your options to debt-free.
This estimate of savings, as we’ve mentioned previously, offers you an idea of your options regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you with credit arbitration if you decide to enroll. Certain financial advisors can assist you in your debt-free journey.
Following the debt settlement program is completed, CuraDebt will be the agency to take care of all your creditors’ calls. They will also be the ones who negotiate conditions of the settlement based on the status of your finances. Based on what works most effectively to you, this can be either a lump sum settlement or the option of a payment plan.
Furthermore they will be working with the creditors so that you can enjoy better rates when you deposit money to your savings account. This, in turn, will be processed to pay creditors. Their plans can help you pay off the debt in two years.
After you’ve registered with them, they’ll provide you with access to your account information 24 hours a day. All you need to do is log in to CuraDebts’ client portal to monitor your development.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll have to be:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are the different ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. They can help with medical bills, personal loans credit cards, and line of credit. You can also approach them to pay off any remaining balance on business debt, collections, or repossessions.
They may even assist you in negotiating with back taxes and IRS debt. But, you won’t receive assistance for the majority of your lawsuits, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors in order to get cash settlements, should it be possible. Some violations can also result in having your debts dismissed as well.
CuraDebt lets you pay off debts with less than the amount you own. Additionally, you can ask questions during their free consult with their debt counselor.
The most appealing aspect of their program is that you only have to pay for the charges once your debt is settled. All you have to sign up to one of their plans and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial documents, they will also collect all the paperwork you’ll need for tax returns.
Through this program, you’ll be able to resolve different types of taxes like garnishments on wages as well as tax penalties for personal and business taxes and back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs neither are there hidden fees. They use only flat-fee pricing, which depends on the amount that you’ll need to settle.
They have different solutions in settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt can they help you with?
While debt settlement is their specialty but they aren’t able to provide all kinds in debt resolution. CuraDebt is only focused on unsecured debt. They can’t assist you if your credit or loan is tied to an item that is physical.
However, if you have the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able to pay your past-due tax debts without difficulty. Additionally, this service is accessible to all 50 states in the event that you owe money to the IRS. They have federal tax experts who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In some instances you could even settle them for less than what you are owed.
Private Student Loan
CuraDebt does not offer federal student loans. They can however assist private students in negotiating any student loans that they have to pay.
Personal Loan
Payday loans and personal loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program if you have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards or private label credit cards CuraDebt will help you pay it off.
What will it cost you?
The best part about CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your outstanding debts.
Additionally, they don’t charge high fees as well. On average, you’ll have to pay between 20 and 20% of the debt you settled through them.
On average, this type of industry can charge anywhere from 15% to 25%.
In addition, customers can expect to settle their debt from between 2 and 4 years. But, it also differs in relation to the amount you save per month.
They also claim that you can save up to 30% when you factor in their costs into your calculations.
However, this statement will depend on your specific situation. Some customers have even talked about saving 50 to 80percent.
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Advantages to using CuraDebt
Now that you have a clearer picture of what CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. Furthermore they only charge a 20% fee while the majority of companies charge 25 percent.
Next, if you’re done by the program for debt relief you could also sign up for their credit restoration program.
It’s a fantastic option to rebuild your credit score without having to go into debt again. The program is however designed different for every person according to your personal situation.
In the end, CureDebt looks into your credit to help with settlements and negotiations. This means your debt won’t increase as time passes. They’ll also be looking into any violations of creditor using their own experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using your credit card. So if you’re trying to improve your standing on credit scores, you might set you back while you’re finishing your credit card debt.
CureDebt doesn’t even offer a mobile application. Although they have a website for clients however, it appears aged and simple. It’s not very intuitive, and it can be challenging to navigate.
In addition, they’re not credited with their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to settle your debt without spending more on these kinds of services. Additionally the 20% service fee is cheaper than most businesses that charge the 25% cost. There are no upfront payments and you’ll only have to pay the fee when the debt is paid off.
Although they’ll allow you to access an account that allows you to track your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app that could make it easier for you to track your progression.
They do have a good support team that you can contact them, not only via emails but also via phone or submitting an electronic ticket. Tax Relief Fairfield Ct
If your problem of debt is an problem, then we recommend CuraDebt’s service. Make sure you’re eligible and that the programs they offer are available in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Tax Relief Fairfield Ct
How long will it take to complete the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt has a tax relief program to help you with problems such as delinquent payroll taxes and garnishments on wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down your debt over time.
