Has your debt been increasing lately? Are you exhausted from trying different financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve already tried every thing.
In the majority of cases, the most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is among the most asked companies. Many people have been inquiring whether they are able to help or help you get into more debt.
According to their clients, they can help you control 80percent of your debt so that you are able to take few things off of your mind.
However, for certain people, these claims are just too good to be true.
You might be looking for any solution that could help you resolve your debt. In this case, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth look at the way CuraDebt operates and what issues it can help you solve.
Moreover, before we end our discussion, we’ll take a look at its benefits and drawbacks.
Before beginning the review, go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Tax Relief Even If Your House Wasnt Damaged
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is the most well-known feature. They also provide other services that will aid you in becoming more financially secure.
First of all, it begins by requesting a free online savings estimate. It is a completely private service and they will not be conducting a credit screening. With this estimate of savings you’ll be able to discover more about options to debt-free.
This estimate of savings, which was mentioned previously, offers you the opportunity to consider your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with the process of credit arbitration should you choose to sign up. Some financial advisors can help you with your debt-free journey.
Following the debt settlement plan, CuraDebt is the one to handle all of the calls from your creditors. They’ll also be the ones that determine conditions of the settlement in accordance with the state of your financial situation. In determining which option is the most effectively your situation, the payment can be a lump-sum settlement or a payment plan.
Moreover they will also be working with lenders to help you enjoy better rates when you transfer money into your savings account. This in turn, will be processed to pay off the creditors. Their programs can assist you to pay off the debt in the period of 48 months.
Once you’ve signed up with them, they will provide you with access to your information 24/7. All you have to do is sign in to CuraDebts Client Portal to track your performance.
Before you can benefit from their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they help you?
Here are some of the ways CuraDebt can help you.
As their name suggests, CuraDebt can help you deal your debt. They can negotiate settlements on behalf of you for the majority of types of debt. This includes personal loans, medical bills credit cards, and loans. You can also approach them to pay off any remaining balance of business debt collection, repossessions, or collections.
They may also assist in negotiating with back taxes as well as IRS debt. But, you won’t receive assistance for the majority of your lawsuits, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation in order to get cash settlements, should it be possible. Certain violations could result in having your debts removed as well.
CuraDebt also allows you to settle debt with less than the amount you have. You can also ask questions during their free consult with their debt counselor.
The most appealing aspect of their plan is that you will only be charged after your debt has been settled. All you need to do is sign up with any of the plans, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial documents, they will also collect all the necessary paperwork to file tax returns.
By using this program, you should be able to resolve various tax issues like garnishments on wages, tax penalties, personal and corporate taxes and back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges neither are there hidden fees. They only use flat-fee pricing and is dependent on the amount that you’ll must settle.
They have different solutions for the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they assist you with?
While debt settlement is their forte, they don’t cater to all types of debt settlement. CuraDebt only focuses on loans that are not secured. They won’t be able to assist you if your debt or loan is tied to an actual item.
However, if you have the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt the service, you’ll be able pay off your past-due tax debts without difficulty. Furthermore, this service is offered to all 50 states in the event that you have a debt towards the IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
CuraDebt can also assist in settling the medical bills. In some cases, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt does not offer federal student loans. Still, they can help private students in negotiating the student loans they are owed.
Personal and payday loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt can help you pay it off.
What will it cost you?
The greatest thing about CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. Only pay when you’ve paid each of your outstanding debts.
They also don’t charge high fees as well. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled with them.
In the average, this kind of business can cost anywhere between 15 and 25 percent.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. However, this also varies depending on the amount that you are able to save each month.
Additionally, they claim that you can save up to 30% if you include their charges into your calculation.
However, the claim may depend on the situation. Some clients even mentioned saving 50 to 80%.
Benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can offer you let’s explore the benefits from using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. Additionally they only charge 20% of the cost, whereas many companies charge 25 percent.
Next, if you’re done with the debt settlement program you can also sign up for their credit repair program.
It’s a great option to rebuild your credit without having to go back into debt. However, the program lasts different for every person, depending on your situation.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also be looking into any creditor violations with the assistance of their own experts.
Some disadvantages to using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with . So if you’re trying to improve your credit score, it could delay you from working on your obligations.
CureDebt doesn’t even have a mobile app available. Although they have a client website, it looks outdated and basic. It’s not particularly intuitive and could be difficult to navigate.
Furthermore, they are not accredited with their Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to settle your debt without spending more on these kinds of services. Additionally their 20% service fee is less expensive than the majority of firms that charge a 25% fee. There are no upfront payments and you’ll only be required to pay once the debt is paid off.
Although they’ll give you an account to see your progress however, their website isn’t easy to navigate. CuraDebt also doesn’t have an app yet, which will make it easier to track your progress.
However, they have a good support team and can be reached them not just via email but by phone or by sending an electronic ticket. Tax Relief Even If Your House Wasnt Damaged
If debt is a big problem, then we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the programs they offer are available in your state.
FAQ Tax Relief Even If Your House Wasnt Damaged
How long will it take to complete the course?
The average program is between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt provides tax relief programs that will help you with problems such as delinquent payroll tax issues and garnishments on wages.
What’s the first thing I have to do once I’m in the program?
You’ll be required to communicate with the team and pay the required payments to pay down your debt over time.